Comparison

BSI Mobile vs D

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BSI Mobile

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

Highlights
  • Account information (balance, mutations, portfolio)
  • Transfers (inter-branch, online, SKN, QRIS)
  • Bill payments (utilities, academic, insurance, BPJS, etc.)
  • Purchases (phone credit, prepaid PLN, e-money, data packages)
  • Online account opening
  • Cardless cash withdrawal
  • Scheduled transactions
Read full description

BSI Mobile adalah salah satu saluran distribusi yang dimiliki oleh Bank Syariah Indonesia untuk mengakses rekening yang dimiliki nasabah dengan menggunakan teknologi 3G/4G dan WIFI melalui smartphone. Fitur: • Info rekening (informasi saldo, mutase, dan informasi portofolio). • Transfer (pindah buku, online, SKN, QRIS). • Pembayaran (PLN, telepon/HP, akademik, institusi, tiket, asuransi, zakat/infaq, BPJS, MPN, PDAM, Internet/TVKabel, dan Ecommerce). • Pembelian (voucher HP, PLN prabayar, E-money, Paket Data, Top Up EWallet, Aqiqah, Streaming Video & Musik, Kartu Debit OTP). • Buka rekening online. • E-mas • Tarik Tunai Tanpa Kartu • BSI Keyboard • Transaksi Terjadwal • Akses Menu Favorit • Update lokasi ATM dan Cabang. • Penyimpan data transaksi favorit. • Share aktivitas ke sosial media. • Jadwal shalat dan kalimat inspiratif. • Akses sosial media Bank Syariah Indonesia • Akses langsung Bank Syariah Indonesia call 14040 • Informasi produk dan promo Bank Syariah Indonesia • Notifikasi detil transaksi ke email yang didaftarkan • Bukti transaksi otomatis tersimpan di kotak masuk • Penambahan biller pembayaran dan pembelian • Menu Rate Mata Uang Asing • Portfolio Nasabah • Permintaan ulang kode aktivasi • Digital Wakaf Registrasi: 1. Proses Pendaftaran/Registrasi a. Nasabah bisa melakukan registrasi BSI Mobile via Kantor Cabang, ATM BSI, ataupun via Bank Syariah Indonesia Call b. Setelah registrasi berhasil, nasabah akan menerima SMS yang berisi kode aktivasi. 2. Proses Download Untuk ponsel dengan IOS App Store dengan keyword ‘BSI Mobile’. Pastikan aplikasi BSI Mobile offered by / publisher / by PT Bank Syariah Indonesia, Tbk. 3. Proses Aktivasi Nasabah meng-input nomor ponsel dan kode aktivasi yang didapat dari cabang pada saat pendaftaran/registrasi. Informasi lebih lanjut, kunjungi Bank Syariah Indonesia terdekat atau hubungi: Bank Syariah Indonesia Call 14040. www.bankbsi.co.id

About

D

Features
Read full description

Telah hadir, layanan uang elektronik multifungsi yang siap jadi andalan untuk setiap transaksi digitalmu! D-Wallet adalah sebuah layanan uang elektronik dari Bank Danamon yang bisa diakses melalui smartphone berbasis iOS, tanpa harus membuka rekening terlebih dahulu. Aplikasi ini memiliki beragam fitur yang bisa memudahkan setiap transaksi digitalmu sehari-hari, seperti: Pembayaran QRIS yang praktis buat bayar jajan di merchant atau bayar belanjaan di minimarket. Transfer ke sesama akun D-Wallet bebas biaya admin, mau transfer ke bank lain pun juga bisa. Tarik tunai yang dijamin bebas ribet, bisa tarik tunai di seluruh mesin ATM tanpa perlu kartu debit. Top-up Saldo GoPay, OVO, ShopeePay, DANA, dan LinkAja yang cepat dan mudah, kapan pun dan di mana pun. Cara menggunakan D-Wallet: Download dan install aplikasi D-Wallet di smartphone kamu Buka aplikasi D-Wallet dan lakukan registrasi dengan memasukan data diri sesuai KTP meliputi nama, nomor handphone, jenis kelamin, dan tanggal lahir. Lakukan verifikasi dengan memasukan One Time Password (OTP) yang telah dikirimkan Bank Danamon ke nomor handphone yang sudah didaftarkan. Akun D-Wallet pun siap digunakan. Segera lakukan top up saldo agar kamu bisa mulai bertransaksi dengan D-Wallet yang mudah, praktis, dan banyak benefitnya! Pegang kendali transaksi digitalmu tanpa ribet, semua dalam satu genggaman. Untuk informasi lebih lanjut, pertanyaan, ataupun masukan mengenai D-Wallet, silakan akses website Bank Danamon di https://www.danamon.co.id/ atau hubungi Hello Danamon 1-500-090. About D-Wallet: Introducing D-Wallet, a versatile electronic money service ready to be your go-to for all your digital transactions! D-Wallet is an electronic money from Bank Danamon that can be accessed via iOS smartphones, without opening a saving account first. This app comes with various features to make your daily digital transactions easier, such as: QRIS Payment to pay snacks at merchants, or groceries at the minimarket, is all easier with D-Wallet. Transfer without admin fees between D-Wallet accounts, and you can even transfer to other banks too. Cash Withdrawal made hassle-free, you can withdraw money at any ATM machine without needing a debit card. Top-Up Gopay, OVO, ShopeePay, DANA, and LinkAja on D-Wallet can be done in a flash, anytime and anywhere. How to use D-Wallet: Download and install the D-Wallet app on your smartphone. Open the D-Wallet app and register by entering personal details like name, phone number, gender, and your date of birth. Verify your data by entering the One Time Password (OTP) sent by Bank Danamon to your registered number. Your D-Wallet account is ready to use. Top up your balance and start making easy, practical, and advantageous transactions with D-Wallet! Take control of your digital transactions, all in your hand. For further information, questions, or any inputs about D-Wallet, please access Danamon website on https://www.danamon.co.id/ or please do reach us out through Hello Danamon 1-500-090.

Screenshots

BSI Mobile4 screens
D4 screens

Verdict

The call

The clearest difference is update cadence: BSI Mobile at every 3 weeks against D's every 2 months. D's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BSI Mobile ships an update every 3 weeks, D every 2 months. The most recent releases landed on June 10, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 8 level
BSI Mobile versus D: the parameters behind the verdict, then further details
ParameterBSI MobileD
PriceFreeFree
Rating3.7 (26 ratings) — better—
Positive reviews64.5% of reviews—
Number of ratings26 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.012.0 — better
Further details — not scored
Size150 MB55 MB
Age rating4+4+
DeveloperPT Bank Syariah Indonesia, TbkPT Bank Danamon Indonesia Tbk.

In-app purchases

None

BSI Mobile

No in-app purchases

None

D

No in-app purchases

Questions

Is BSI Mobile free?
BSI Mobile is free to download, with no in-app purchases.
Is D free?
D is free to download, with no in-app purchases.
Do BSI Mobile or D have ads?
Neither BSI Mobile nor D shows ads.
Which is updated more often, BSI Mobile or D?
BSI Mobile ships an update every 3 weeks, and D every 2 months. Most recently, BSI Mobile was updated on June 10, 2026 and D on September 11, 2026.

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