Your Spending vs MySpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Your Spending
This app helps you manage your expenses and upcoming payments with a clear overview of your financial situation. It allows you to track bills, identify spending patterns, and avoid late fees without linking bank accounts.
- Automated upcoming payments display
- 12-month spending forecast
- Avoid late payment fees
- Identify expensive months
- No bank account linking required
- Select currency symbol
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Your Spending app gives you a better way to manage your spending, and so much more. My name’s Marc Jarman, as a direct result of using the Your Spending app myself, not only did I discover complete clarity of my own spending situation, but over a 12 month period, I also found $15,000 in reduced yearly spending, (needless spending) and also lost 15kg (33lb) excess weight too. I first started Your Spending in 2018 because I was always asking myself these types of questions, "What payments have I got coming out (this week, this month, next month)?" With the ‘Automated Upcoming Payments Display’ you only have to open the app to be shown not only what payments you have coming out this week, but you can also see your entire spending for the next 12 months, as a result of a simple, one-time calendar entry that takes only 10 seconds to complete. Make late payment fees a thing of the past, with Your Spending app you'll always know when your car registration's due, when your electricity or phone bill's due, any bill or payment for that matter. With a simple tap you can now see well in advance which months of the year are more expensive for you than others. Another positive to Your Spending app is that you don’t link your bank accounts to it, you want your bank accounts to mirror the evolving spending situation you map out in the app, the $15,000 reduced yearly spending I found didn't all happen straight away, those changes happened over a 12 month period, one expense at a time. And lastly, one of the new features in Your Spending app is the 'Select Your Currency Symbol', if you're in the UK or Europe, you can now select either £ or € to display your spending. Download Your Spending app now and get started.
MySpend
Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.
- Quick expense logging
- Multiple wallet support
- Customizable spending categories
- Shareable expense links
- Real-time sync for shared budgets
- Visual spending analytics
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MySpend is the ultimate expense tracker designed for both personal privacy and seamless family sharing. Stop arguing about money and start tracking it together. Whether you need a simple daily spending log or a collaborative budget for your household, MySpend adapts to your needs. Our unique "Public Category" feature lets you share specific expenses via a simple link—no complex setup required. KEY FEATURES: EASY EXPENSE TRACKING • Quick Add: Record transactions in seconds. • Multiple Wallets: Separate cash, bank accounts, and savings. • Custom Categories: Organize spending with icons and colors. SMART SHARING • Share via Link: Make any category "Public" and send the link. • Real-Time Sync: See who spent what instantly. • Privacy Control: Share "Groceries" but keep "Personal" private. • Perfect for: Couples, roommates, and travel groups. POWERFUL ANALYTICS • Visual Charts: See exactly where your money goes. • History & Trends: Analyze spending patterns over time. • Multi-Currency: Track expenses in different currencies. SECURE & PRIVATE • Your data is encrypted and safe. • No unnecessary permissions. Take control of your financial life. Download MySpend today to track, share, and save! Privacy policy: https://doc-hosting.flycricket.io/lovely-money-tracker-privacy-policy/68ccad44-f820-4d24-9b8d-3b4784311418/privacy Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: MySpend at 5.0 against Your Spending's 3.7. MySpend also leads on update cadence (every 3 weeks vs every 2 months). Your Spending's advantage is ratings volume (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Your Spending sells 2 one-off in-app purchases and MySpend sells 5 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
MySpend holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 94% of Your Spending's written reviews are positive against 100% of MySpend's.
Your Spending ships an update every 2 months, MySpend every 3 weeks. The most recent releases landed on October 11, 2026 and October 7, 2026 respectively.
| Parameter | Your Spending | MySpend |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 94.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 47 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Marc Jarman | Vadim Holub |
Customer experience
Your Spending
MySpend
In-app purchases
Your Spending
- Your Income / Net Position$1.99
- Your Weight / Waistline$7.99
MySpend
- Weekly Subscription$0.997 Days
- Monthly Subscription3 Days trial$2.991 Month
- Annual Subscription$14.991 Year
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- Forever without Subscription6 Months trial$34.996 Months
- Forever without Subscription$39.99
Questions
Is Your Spending free?
Is MySpend free?
Which has better reviews, Your Spending or MySpend?
Do Your Spending or MySpend have ads?
Which is updated more often, Your Spending or MySpend?
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