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Comparison

360分期 vs 东方福利网

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
360分期-分期借贷平台
360分期

资金应急周转就找360分期

Free
🛍️ Shopping
No ratingsView app →
东方福利网
东方福利网
Free
🛍️ Shopping
★ 1.02 ratingsView app →
About

360分期

This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.

Highlights
  • Online application and approval
  • No collateral required
  • Automated and fast processing
  • Flexible repayment up to 24 months
  • Secure transactions
Features
Read full description

【平台介绍】 360分期是奇富科技旗下的分期消费信贷平台。 360分期通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造一流的分期贷款平台，向用户提供正规、便捷、省心的分期借贷体验，提升用户的信用生活品质。 【产品优势】 1、 申请便捷：全程线上操作，自动审批，无抵押 2、 快速审批：自动化审批，购物无需等待 3、 灵活分期：最长可分24期，自由选择，分期无忧。 4、 安全可靠：奇富科技旗下分期信贷平台，具有先进的网络安全技术，为您的每笔交易保驾护航。 温馨提示：贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。

About

东方福利网

Features
Read full description

东方福利网为您提供便捷的一站式企业弹性福利解决方案，包含生日福利、节日礼包、观影文娱、健康管理、员工保险等弹性福利项目。 东方福利网已覆盖500+城市、精选31000+产品、直签品牌3500+，员工可在东方福利网进行自主兑换，满足个性化需求。

Screenshots

360分期4 screens
东方福利网4 screens

Verdict

The call

360分期 and 东方福利网 are too close to call on the numbers: across 7 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

360分期 ships an update every 3 weeks, 东方福利网 every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

ScorecardNo meaningful differences
360分期 versus 东方福利网: the parameters behind the verdict, then further details
Parameter360分期东方福利网
PriceFreeFree
Rating—1.0 (2 ratings) — better
Positive reviews16.7% of reviews22.2% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size87 MB89 MB
Age rating17+12+
DeveloperFuzhou Qifu Online Microcredit Co., Ltd上海东福网络科技有限公司

Customer experience

360分期

Written reviews12 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

东方福利网

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews27 reviews
Positive22.2%
Neutral3.7%
Negative74.1%

In-app purchases

None

360分期

No in-app purchases

None

东方福利网

No in-app purchases

Questions

Is 360分期 free?
360分期 is free to download, with no in-app purchases.
Is 东方福利网 free?
东方福利网 is free to download, with no in-app purchases.
Do 360分期 or 东方福利网 have ads?
Neither 360分期 nor 东方福利网 shows ads.
Which is updated more often, 360分期 or 东方福利网?
360分期 ships an update every 3 weeks, and 东方福利网 every 2 weeks. Most recently, 360分期 was updated on November 2, 2026 and 东方福利网 on November 3, 2026.

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