Compounder vs APY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Compounder
Calculate the growth of savings and investments using compound interest. Explore how regular contributions and withdrawals impact your financial goals over time. Designed for anyone to understand and utilize the power of compounding for wealth building.
- Calculate compound interest
- Flexible settings
- Factor in periodic withdrawals
- Factor in additional contributions
- Easy-to-use interface
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Compounder lets you easily calculate the power of compound interest to reach your financial goals—whether for savings, investments, or retirement planning. What is compound interest? Compound interest is the interest calculated on both the initial principal and the accumulated interest from previous periods. This powerful tool can make a big difference over time! Example: Imagine starting with $1,000 in savings, contributing $500 monthly at an 11% annual return. After 40 years, that account could grow to $4.38 million! Even small, regular contributions—like the average American car payment—can build lasting wealth. Features: Quickly calculate compound interest with flexible settings. Factor in periodic withdrawals or additional contributions to see how they affect your growth. Easy-to-use interface, designed for anyone wanting to understand and harness compound interest, without needing a finance background. You don’t need to be a Wall Street broker to become a millionaire. Start planning your financial future with Compounder today!
APY
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Managing finances can be a daunting task, but with our APY calculator app, it has never been easier! Our app is packed with features that allow you to calculate annual and monthly yields, visualize schedules in graphs and charts, and even export data as a PDF. Whether you're an experienced investor or just getting started, our app is the perfect tool to help you stay on top of your finances. Features: - Calculate with ease: Simply enter the interest rate to calculate APY (Annual Percentage Yield) and vice versa. - Graph & Chart Views: Our app allows you to view schedules in tables, graphs, and chart views, so you can easily visualize how your investments are performing. - Export data as PDF: Need to share your investment data with someone else? Our app allows you to easily export your data as a PDF. - Search Specific Months: With our app, you can search for a particular month and view the interest and principal of that specific month. - Long-term tracking: With the ability to enter your term period up to 100 years, you can easily track your investments over the long haul. Annual and Monthly View: Our app allows you to view your schedules on a monthly and annual basis, so you can get a complete picture of the progress of your investment over time. With the ability to view schedules in multiple formats and the feature to search for a specific month, you'll be able to track your investments with ease. Download our app today and follow smarter finance practices. SUBSCRIPTION PRICING AND TERMS In-App Purchase: USD $ 00.99 One Month Subscription USD $ 03.99 One Year Subscription The subscription will automatically renew unless turned off in your iTunes Account Settings at least 24 hours before the current period ends. You can go to your iTunes Account settings to manage your subscription and turn off auto-renew. Your iTunes Account will be charged when the purchase is confirmed. Please read our Terms and Service & Privacy Policy http://photowork.tech/01_keyutave/APY_Calc/pp http://photowork.tech/01_keyutave/APY_Calc/tou Thank you so much!
Screenshots
Verdict
The clearest difference is in-app purchases: Compounder at none against APY's 2. Compounder also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 8 months). APY's advantage is iOS requirement (13.0 vs 16.0). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. APY sells 2 in-app purchases, starting at $0.99 per month. Compounder asks for nothing beyond the download.
Compounder ships an update every 3 weeks, APY every 8 months. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.
| Parameter | Compounder | APY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.4K ratings) — better | — |
| Positive reviews | 61.4% of reviews | — |
| Number of ratings | 3.4K — better | — |
| Update frequency | Every 3 weeks — better | Every 8 months |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 3 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | James Bevins | Keyurbhai Tavethiya |
Bugs and requests
Compounder
Reported bugs
3 issues- Calculation issues with initial investment
- Formatting issues on mobile devices
- Crashes after short usage
Requested features
5 requests- Add percentage option for withdrawal
- Allow adjusting periodic contributions (weekly, monthly, etc.)
- Include daily compounding option
- Add inflation adjustment to contributions and outputs
- Create a widget version
APY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Compounder
No in-app purchases
APY
- APY Calc Monthly Premium$0.991 Month
- APY Calc Yearly Premium3 Days trial$1.991 Year
Questions
Is Compounder free?
Is APY free?
Do Compounder or APY have ads?
Which is updated more often, Compounder or APY?
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