ACLEDA Authentication vs ABA Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACLEDA Authentication
This app provides secure authentication for banking transactions on your smartphone. It allows for self-registration and enhances the security of your ACLEDA Internet Bank User account.
- Secure transaction authentication
- Self-registration
- Internet banking security
- Smartphone integration
- Enhanced account protection
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ACLEDA Push Authentication is the secure application running on Smart phone, enabling customers to do self-registration at anywhere, anytime along with their ACLEDA Internet Bank User in order to secure every transactions performed.
ABA Merchant
This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.
- Accept customer payments
- mPOS solution
- Suitable for various business types
- Easy activation with bank account
- Free to use
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ABA Merchant is free to use mPOS solution for any sized businesses including an individual entrepreneurs who has an account with ABA Bank. Your business can be a cafe, phone shop, beauty salon, delivery service or any other business. You just need to download the app, activate with your ABA account and you are ready to start accepting payments from your customers.
Screenshots
Verdict
The clearest difference is review sentiment: ACLEDA Authentication at 100% against ABA Merchant's 0%. ACLEDA Authentication also leads on rating (5.0 vs 4.0) and iOS requirement (12.0 vs 15.0). ABA Merchant's advantage is update cadence (monthly vs every 2 months) and ratings volume (15 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACLEDA Authentication holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: ABA Merchant has 15 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of ACLEDA Authentication's written reviews are positive against 0% of ABA Merchant's.
ACLEDA Authentication ships an update every 2 months, ABA Merchant monthly. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.
| Parameter | ACLEDA Authentication | ABA Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.0 (15 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 15 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 27 MB | 85 MB |
| Age rating | 4+ | 17+ |
| Developer | ACLEDA Bank Plc. | Advanced Bank of Asia Ltd. |
Customer experience
ACLEDA Authentication
ABA Merchant
In-app purchases
ACLEDA Authentication
No in-app purchases
ABA Merchant
No in-app purchases
Questions
Is ACLEDA Authentication free?
Is ABA Merchant free?
Which has better reviews, ACLEDA Authentication or ABA Merchant?
Do ACLEDA Authentication or ABA Merchant have ads?
Which is updated more often, ACLEDA Authentication or ABA Merchant?
Other comparisons
