Comparison

NICCU vs CENT CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NICCU

Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.

Highlights
  • Secure sign-in with Face ID/Touch ID
  • Quick Balance view
  • Fund transfers
  • Bill payment
  • Mobile check deposit
  • Neurodiverse features
Features
Read full description

Do more with our NICCU app. The NICCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of North Iowa Community Credit Union, visit us at niccu.com

About

CENT CU

Manage your credit union accounts conveniently and securely from your mobile device. Perform transactions, deposit checks, and locate branches and ATMs anytime, anywhere.

Highlights
  • Check account balances
  • Review transaction history
  • Deposit checks
  • Transfer funds
  • Find branches and ATMs
Features
Read full description

Access and manage your CENT Credit Union accounts 24/7 from the convenience of your mobile device! Just as safe and secure as standard online banking but more convenient than ever. CENT Credit Union’s mobile app allows your manage accounts from your mobile device…anytime, anywhere. It's fast, secure and free. With CENT CU, you can: - Check available balances - Review transaction history - Deposit checks - Transfer money between CENT Credit Union accounts - Find the nearest CENT Credit Union branches and ATMs CENT Credit Union mobile app - secure, convenient and easier than ever to manage your accounts online!

Screenshots

NICCU4 screens
CENT CU4 screens

Verdict

The call

The clearest difference is review sentiment: NICCU at 50% against CENT CU's 0%. NICCU also leads on rating (3.6 vs 3.0) and update cadence (every 4 months vs every 13 months). CENT CU's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NICCU holds the better App Store score, 3.6 against 3.0. Both are backed by a comparable volume of ratings — 13 and 10 respectively. Written reviews point the same way: 50% of NICCU's written reviews are positive against 0% of CENT CU's.

UpkeepUpdate frequency

NICCU ships an update every 4 months, CENT CU every 13 months. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
NICCU versus CENT CU: the parameters behind the verdict, then further details
ParameterNICCUCENT CU
PriceFreeFree
Rating3.6 (13 ratings) — better3.0 (10 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings13 — better10
Update frequencyEvery 4 months — betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size67 MB6 MB
Age rating4+4+
DeveloperNorth Iowa Community Credit UnionCENT Credit Union

Customer experience

NICCU

All ratings11 ratings
Positive54.5%
Neutral0.0%
Negative45.5%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

CENT CU

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

In-app purchases

None

NICCU

No in-app purchases

None

CENT CU

No in-app purchases

Questions

Is NICCU free?
NICCU is free to download, with no in-app purchases.
Is CENT CU free?
CENT CU is free to download, with no in-app purchases.
Which has better reviews, NICCU or CENT CU?
NICCU is rated higher. NICCU averages 3.6 out of 5 from 13 ratings, while CENT CU averages 3.0 from 10 ratings.
Do NICCU or CENT CU have ads?
Neither NICCU nor CENT CU shows ads.
Which is updated more often, NICCU or CENT CU?
NICCU ships an update every 4 months, and CENT CU every 13 months. Most recently, NICCU was updated on October 24, 2026 and CENT CU on October 24, 2026.

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