NICCU vs CENT CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NICCU
Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.
- Secure sign-in with Face ID/Touch ID
- Quick Balance view
- Fund transfers
- Bill payment
- Mobile check deposit
- Neurodiverse features
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Do more with our NICCU app. The NICCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of North Iowa Community Credit Union, visit us at niccu.com
CENT CU
Manage your credit union accounts conveniently and securely from your mobile device. Perform transactions, deposit checks, and locate branches and ATMs anytime, anywhere.
- Check account balances
- Review transaction history
- Deposit checks
- Transfer funds
- Find branches and ATMs
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Access and manage your CENT Credit Union accounts 24/7 from the convenience of your mobile device! Just as safe and secure as standard online banking but more convenient than ever. CENT Credit Union’s mobile app allows your manage accounts from your mobile device…anytime, anywhere. It's fast, secure and free. With CENT CU, you can: - Check available balances - Review transaction history - Deposit checks - Transfer money between CENT Credit Union accounts - Find the nearest CENT Credit Union branches and ATMs CENT Credit Union mobile app - secure, convenient and easier than ever to manage your accounts online!
Screenshots
Verdict
The clearest difference is review sentiment: NICCU at 50% against CENT CU's 0%. NICCU also leads on update cadence (every 4 months vs every 13 months). CENT CU's advantage is rating (4.5 vs 3.4) and iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CENT CU holds the better App Store score, 4.5 against 3.4. Both are backed by a comparable volume of ratings — 11 and 4 respectively. Written reviews complicate that: 50% of NICCU's written reviews are positive against 0% of CENT CU's, so the app with the better star average is not the one people write more warmly about.
NICCU ships an update every 4 months, CENT CU every 13 months. The most recent releases landed on September 18, 2026 and August 17, 2026 respectively.
| Parameter | NICCU | CENT CU |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (11 ratings) | 4.5 (4 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 11 — better | 4 |
| Update frequency | Every 4 months — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 67 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | North Iowa Community Credit Union | CENT Credit Union |
Customer experience
NICCU
CENT CU
In-app purchases
NICCU
No in-app purchases
CENT CU
No in-app purchases
Questions
Is NICCU free?
Is CENT CU free?
Which has better reviews, NICCU or CENT CU?
Do NICCU or CENT CU have ads?
Which is updated more often, NICCU or CENT CU?
Other comparisons
