Punto Pago vs Costo Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Punto Pago
Manage your finances and shop online with a digital wallet and marketplace. Easily get virtual Mastercard debit cards, discover unique products from local businesses, and enjoy secure payments with cashback rewards. Supports fair trade principles for online shopping.
- Free Mastercard issuance
- Virtual debit cards
- Online marketplace
- Cashback rewards
- Secure payments
- Free card delivery
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Punto Pago is an innovative app that provides a convenient and fast way to issue Mastercard debit and virtual cards, as well as a marketplace with over 120,000 products and more than 105 categories. It promotes a new way of buying online from local businesses and retailers, based on fair trade principles. The app includes a variety of features, such as: • Free and fast Mastercard issuance and approval within 2 minutes, eliminating the need to go to a bank. • A marketplace with unique offers on products from various categories, with the option for free delivery. • A wallet feature for easy online shopping, paying for services, and earning cashback. Punto Pago Mastercard holders can also enjoy additional benefits such as: • Free card delivery to your doorstep or at any Punto Pago kiosks. • Free card maintenance and the ability to freeze and control expenses at any time through the app. • Smart integration with the Punto Pago wallet. The app also offers secure and protected payment options, a refund guarantee for any issues with products, and a dedicated customer service team to assist with any questions or concerns. To learn more about Punto Pago, visit their website at www.puntopago.net, contact them via email at info@puntopago.net, or call them at (507) 399 3999. They also have a WhatsApp number 6262-5817 for support.
Costo Plus
This loyalty program app allows users to earn points on purchases at participating stores. Points can be redeemed for favorite products across all branches. Register easily to access exclusive benefits, offers, store locations, and schedules.
- Earn points on purchases
- Redeem points for products
- Exclusive member benefits
- View store locations and hours
- Access promotions and discounts
- Easy mobile registration
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Bienvenidos a Costo Plus. El nuevo programa de lealtad de Almacenes El Costo. Por cada compra en la tienda de tu preferencia de El Costo estarás acumulando puntos en nuestra App, que luego podrás canjear en todas nuestras sucursales seleccionando tus productos favoritos. Regístrate fácil desde tu celular y disfruta de todos los beneficios y ofertas exclusivas por ser un miembro de Costo Plus, donde encontrarás todas nuestras sucursales, horarios, promociones y descuentos al alcance de tu mano. ¡Descárgala ya!
Screenshots
Verdict
The clearest difference is ratings volume: Punto Pago at 240 against Costo Plus's 1. Punto Pago also leads on update cadence (every 8 days vs every 3 weeks). Costo Plus's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Costo Plus holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Punto Pago has 240 ratings behind it against 1, so its average is the more settled of the two.
Punto Pago ships an update every 8 days, Costo Plus every 3 weeks. The most recent releases landed on October 25, 2026 and October 10, 2026 respectively.
| Parameter | Punto Pago | Costo Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (240 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 73.3% of reviews | — |
| Number of ratings | 240 — better | 1 |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 136 MB | 90 MB |
| Age rating | 4+ | 17+ |
| Developer | PUNTO PAGO PANAMA, S.A. | Clau.io |
Customer experience
Punto Pago
Costo Plus
In-app purchases
Punto Pago
No in-app purchases
Costo Plus
No in-app purchases
