Comparison

BNU vs HSBC Macau

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNU

Manage your banking transactions and access institutional websites conveniently. This app offers a fresh, user-friendly interface with fast and easy navigation. Securely log in using biometric authentication and perform various banking operations.

Highlights
  • Banking transactions
  • Biometric login
  • Authentication via token
  • Quick look features
  • Latest news and promotions
  • Access to institutional websites
Features
Read full description

BNU App - Get everything in one touch! Perform Banking Transactions, add extra Authentication Methods to your BOL transactions, access to both BNU Life and Institutional Website and much more! Everything at one place only. Download it now and get superior convenience. - - - If you are a BNU Online Banking (BOL) customer, you may login the App using the same username and password as BOL. If you have not registered our BOL service yet, please visit any of our branches for registration - it's quick and will provide you with extra convenience on managing your banking transaction. - - - BNU App comes packed with: • FRESH LOOK: Following the latest app design trends, this app will certainly provide a great user experience upon browsing through all its features. • FAST & EASY: fast and easily understandable options and features to keep up with your lifeís pace. • BIOMETRIC LOGIN: Quickly and safely log into the App using the latest biometric authentication methods, such as Fingerprint and Facial Recognition.* • THE BANKING TRANSACTIONS YOU NEED: All BOL transactions are available at your fingerprints, namely Account Enquiry, Transfers, Credit Card and several Bill Payments, Insurance, etc. • AUTHENTICATION VIA TOKEN: A new easy and reliable authentication method to approve transactions made via BOL. • QUICK LOOK: Access the following pages and features without the need of a login: Token, Exchange Rate, Interest Rate, Loans Calculator, All Websites and Help Page. • LATEST NEWS: In-app notifications regarding BNUís latest promotions and news. • ALL WEBSITES: From homepage you may access BNU Institutional Website as well as BNU Life Website and no login is required. * Facial Recognition only available for iPhone X.

About

HSBC Macau

This mobile banking app offers secure and convenient access to your HSBC accounts in Macau. Manage your finances, make payments, and redeem rewards with features like biometric login and QR code payments.

Highlights
  • Secure login with PIN or biometrics
  • View account balances
  • Scan to pay with UnionPay QR code
  • Redeem credit card rewards
  • Transfer funds between accounts
  • Secure messaging with support
  • Optimized for accessibility
Features
Read full description

Introducing the new HSBC Macau Mobile Banking. Designed specifically for Macau customers, the App is built to be fast and secure. Key features: • Secure and easy log on with a 6-digit PIN or biometrics on supported devices • View your accounts at a glance • Scan to pay with your HSBC UnionPay credit card at designated merchants that accept UnionPay QR code • Redeem merchant offers with Credit Card Rewards Points • Transfer money between your accounts with HSBC Macau • Send us a secure message and choose whether to receive a response by reply or a call back • Optimised for accessibility Keeping your device secure: HSBC recommends that you only install apps from official app stores or install your own anti-malware software to protect your mobile devices. You should decline pop ups, messages or emails containing links asking you to download an app, as it may be an attempt to install harmful software on your device. Important information: This App is designed for use in Macau S.A.R. The products and services represented within this App are intended for Macau customers. This App is provided by The Hongkong and Shanghai Banking Corporation Limited, Macau Branch (“HSBC Macau”) for the use of existing customers of HSBC Macau. Please do not download this App if you are not an existing customer of HSBC Macau. HSBC Macau is authorised and regulated in Macau Special Administrative Region by Monetary Authority of Macao. If you are outside of Macau S.A.R., we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

Screenshots

BNU4 screens
HSBC Macau4 screens

Verdict

The call

The clearest difference is rating: HSBC Macau at 4.5 against BNU's 2.3. BNU's advantage is update cadence (every 5 weeks vs every 3 months) and monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HSBC Macau holds the better App Store score, 4.5 against 2.3. Both are backed by a comparable volume of ratings — 12 and 14 respectively.

UpkeepUpdate frequency

BNU ships an update every 5 weeks, HSBC Macau every 3 months. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
BNU versus HSBC Macau: the parameters behind the verdict, then further details
ParameterBNUHSBC Macau
PriceFreeFree
Rating2.3 (12 ratings)4.5 (14 ratings) — better
Positive reviews8.7% of reviews—
Number of ratings1214 — better
Update frequencyEvery 5 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better16.0
Further details — not scored
Size96 MB194 MB
Age rating4+4+
DeveloperBanco Nacional Ultramarino, S.A.HSBC Global Services (UK) Limited

Customer experience

BNU

All ratings12 ratings
Positive25.0%
Neutral16.7%
Negative58.3%
Written reviews23 reviews
Positive8.7%
Neutral8.7%
Negative82.6%

HSBC Macau

All ratings14 ratings
Positive92.9%
Neutral0.0%
Negative7.1%

In-app purchases

None

BNU

No in-app purchases

None

HSBC Macau

No in-app purchases

Questions

Is BNU free?
BNU is free to download, with no in-app purchases.
Is HSBC Macau free?
HSBC Macau is free to download, with no in-app purchases.
Which has better reviews, BNU or HSBC Macau?
HSBC Macau is rated higher. BNU averages 2.3 out of 5 from 12 ratings, while HSBC Macau averages 4.5 from 14 ratings.
Do BNU or HSBC Macau have ads?
Neither BNU nor HSBC Macau shows ads.
Which is updated more often, BNU or HSBC Macau?
BNU ships an update every 5 weeks, and HSBC Macau every 3 months. Most recently, BNU was updated on September 15, 2026 and HSBC Macau on September 17, 2026.

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