SpenDebt vs RTN Smart B

Small payments can make real progress. SpenDebt helps you make progress on what you owe with Everyday Micropayments. You choose a small amount that works for you. As you go about your everyday life and spend money, SpenDebt uses your activity to help you build small payments toward the account you choose. YOU’RE IN CONTROL • Choose your Everyday Micropayment amount • Connect your bank securely • Choose the account you want to make progress on • Set a monthly limit that works for your budget • Track your payments and progress in one place No round-ups. You choose the amount. Whether you're working on a credit card, student loan, auto loan, or another eligible account, SpenDebt helps turn something you're already doing—spending—into an opportunity to keep moving forward. You don't have to change your whole life to start making progress. Small payments. Real progress. Everyday Micropayments. Measurable Progress.

RTN Smart – Connecting Your Local Customers Transform your shopping experience with RTN Smart, the ultimate app for discovering and supporting local businesses. Whether you're craving a delicious meal, running errands, or searching for a new favorite spot, RTN Smart brings the best of your community directly to your fingertips. Explore a vibrant marketplace featuring restaurants, convenience stores, liquor stores, and retail shops. Shop local, save money, and enjoy exclusive rewards—all in one place. Why Choose RTN Smart? ● Earn While You Shop: Collect points on every purchase and unlock special rewards. ● Order With Ease: Place orders ahead, browse menus, and pay securely—all within the app. ● Discover Local Gems: Explore nearby businesses with personalized recommendations. ● Go Contactless: Enjoy safe, secure digital payments and receipts. ● Stay Connected: Access community events, promotions, and updates tailored to your interests. Features for Shoppers ● Effortlessly track and redeem rewards across multiple businesses. ● Access members-only deals and limited-time promotions. ● Order ahead for quick pickups or convenient delivery. ● Discover trending local spots and hidden treasures. ● Receive real-time order updates and notifications. ● Save favorite items and create shopping lists for future purchases. ● View detailed product information and availability. ● Share recommendations with friends and family. Features for Business Owners RTN Smart offers powerful tools to grow your business: ● Customizable loyalty programs to build customer retention. ● Online ordering system with synchronized inventory. ● Secure payment processing with versatile options. ● Advanced analytics for actionable business insights. ● Marketing tools for targeted campaigns and promotions. ● Real-time inventory tracking to prevent stockouts. ● Social media integration to enhance your digital presence. ● Employee management tools for streamlined operations. Download RTN Smart today and join a thriving local community where every purchase strengthens your neighborhood’s economy!