SpenDebt vs True Money MFD

Small payments can make real progress. SpenDebt helps you make progress on what you owe with Everyday Micropayments. You choose a small amount that works for you. As you go about your everyday life and spend money, SpenDebt uses your activity to help you build small payments toward the account you choose. YOU’RE IN CONTROL • Choose your Everyday Micropayment amount • Connect your bank securely • Choose the account you want to make progress on • Set a monthly limit that works for your budget • Track your payments and progress in one place No round-ups. You choose the amount. Whether you're working on a credit card, student loan, auto loan, or another eligible account, SpenDebt helps turn something you're already doing—spending—into an opportunity to keep moving forward. You don't have to change your whole life to start making progress. Small payments. Real progress. Everyday Micropayments. Measurable Progress.

* Why Choose Our App? * Personalised Financial Planning Every investor is unique. We understand your financial goals, risk appetite, life stage, and investment horizon before recommending suitable investment solutions. * Trusted Mutual Fund Experts MFD in our logo stands for Mutual Fund Distributor. We are committed to helping investors build long-term wealth through disciplined and informed investing. * Registered & Professional Advisory The app is backed by Arjan Fincare Private Limited, with experienced professionals who have been bankers for more than a decade, including a Certified Financial Planner (CFP®), ensuring informed and ethical financial guidance. * Complete Transparency We believe in honest advice with complete transparency in recommendations, costs, and transactions. No hidden surprises—only clear communication. * Technology Powered. Human Guided We extensively use Artificial Intelligence (AI) and advanced analytical tools to enhance research, monitor portfolios, and support better investment decisions—while keeping experienced human advisors at the center of every recommendation. * Beyond Social Media Tips Financial reels and short videos can be informative, but every investor's financial journey is different. We believe investments should be based on your individual circumstances rather than generic trends. * Goal-Based Wealth Creation Whether you're planning for retirement, your child's education or marriage, buying a home, or creating long-term wealth, we help design investment strategies aligned with your financial goals. * Regular Portfolio Reviews Markets evolve, and so do your financial needs. We periodically review your portfolio and suggest suitable changes whenever required. Easy & Secure Investing Invest, track, monitor, and manage your mutual fund investments anytime through secure and user-friendly digital platforms – app as well as website. * Comprehensive Investment Solutions Plan your investments with flexible options including SIP (Systematic Investment Plan) for disciplined wealth creation, STP (Systematic Transfer Plan) for gradual transfer of investments between schemes, and SWP (Systematic Withdrawal Plan) for generating regular income while keeping your investments working for you. We offer SIF (Specialised Investment Fund) for sophisticated investment strategies, and PMS (Portfolio Management Services) for professionally managed customised portfolios designed for eligible investors. Access LAS (Loan Against Securities) to meet your short-term financial requirements while continuing to stay invested for your long-term goals. * Multi-AMC Portfolio Under One Platform Manage all your mutual fund investments across multiple AMCs (Asset Management Companies) through a single, convenient platform. View, track, analyse, and manage your complete portfolio in one place without the need to log in to multiple fund house portals. * Comprehensive Insurance Solutions Protect what matters most with access to Life Insurance, Health Insurance, and General Insurance solutions, helping safeguard your family's financial future and providing peace of mind against life's uncertainties. * Long-Term Relationship Our objective is not just to help you invest but to become your trusted financial partner throughout your wealth creation journey.