Comparison

BPSB Mobile vs EMB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BPSB Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your iPhone or iPad. Available to existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills and manage payees
  • Deposit checks remotely
  • View scheduled and paid bills
Features
Read full description

Start banking wherever you are with BPSB Mobile for iPhone and iPad! Available to all Bay Port State Bank online banking customers. BPSB Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to new and existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Check Deposit -Deposit checks while on the go All features may not be available on the iPad application.

About

EMB Mobile

Manage your finances with this personal financial advocate. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and find nearby branches and ATMs securely.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • Find branches and ATMs
Features
Read full description

EMB Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EMB Mobile: * Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.

Screenshots

BPSB Mobile4 screens
EMB Mobile4 screens

Verdict

The call

The clearest difference is rating: EMB Mobile at 4.8 against BPSB Mobile's 4.5. EMB Mobile also leads on ratings volume (980 vs 55). BPSB Mobile's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EMB Mobile holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: EMB Mobile has 980 ratings behind it against 55, so its average is the more settled of the two. Written reviews split almost evenly too, at 50% and 50% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
BPSB Mobile versus EMB Mobile: the parameters behind the verdict, then further details
ParameterBPSB MobileEMB Mobile
PriceFreeFree
Rating4.5 (55 ratings)4.8 (980 ratings) — better
Positive reviews50.0% of reviews50.0% of reviews
Number of ratings55980 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size148 MB177 MB
Age rating4+9+
DeveloperBay Port State BankEastern Michigan Bank

Customer experience

BPSB Mobile

All ratings55 ratings
Positive92.7%
Neutral1.8%
Negative5.5%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

EMB Mobile

All ratings976 ratings
Positive95.8%
Neutral1.8%
Negative2.4%
Written reviews6 reviews
Positive50.0%
Neutral16.7%
Negative33.3%

In-app purchases

None

BPSB Mobile

No in-app purchases

None

EMB Mobile

No in-app purchases

Questions

Is BPSB Mobile free?
BPSB Mobile is free to download, with no in-app purchases.
Is EMB Mobile free?
EMB Mobile is free to download, with no in-app purchases.
Which has better reviews, BPSB Mobile or EMB Mobile?
EMB Mobile is rated higher. BPSB Mobile averages 4.5 out of 5 from 55 ratings, while EMB Mobile averages 4.8 from 980 ratings.
Do BPSB Mobile or EMB Mobile have ads?
Neither BPSB Mobile nor EMB Mobile shows ads.
Which is updated more often, BPSB Mobile or EMB Mobile?
BPSB Mobile ships an update monthly, and EMB Mobile monthly. Most recently, BPSB Mobile was updated on October 11, 2026 and EMB Mobile on October 16, 2026.

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