UTFCU Mobile vs Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UTFCU Mobile
Manage your United Trades FCU accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and pay bills on the go. It's a free service for enrolled members.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- View cleared checks
- Get current rates
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Access your United Trades FCU accounts 24/7 from anywhere with UTFCU Mobile. It's Fast, Secure, and Free for all UTFCU members who are enrolled in our Internet banking service! With UTFCU Mobile you can: Check Account Balances View Transaction History View Cleared Checks Transfer Funds Pay Bills Get Current Rates And More! Available to all UTFCU Internet Banking users, UTFCU Mobile uses the same industry standard security technologies as our online banking. Simply use your UTFCU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at www.uniontradesfcu.com to enroll. Experience the convenience of UTFCU Mobile today. Download the app and take us with you wherever you go!
Pro
Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view claims, and submit receipts. Securely access all your important account information with real-time updates.
- Check account balances 24/7
- View claims requiring receipts
- File claims for medical FSA and HRA
- Submit receipts via photo upload
- View and manage HSA transactions
- Pay bills and add payees
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Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®
Screenshots
Verdict
The clearest difference is rating: UTFCU Mobile at 5.0 against Pro's 4.5. UTFCU Mobile also leads on review sentiment (100% vs 80%) and iOS requirement (12.1 vs 17.0). Pro's advantage is update cadence (every 4 months vs every 37 months) and ratings volume (62 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UTFCU Mobile holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Pro has 62 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of UTFCU Mobile's written reviews are positive against 80% of Pro's.
UTFCU Mobile ships an update every 37 months, Pro every 4 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | UTFCU Mobile | Pro |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 4.5 (62 ratings) |
| Positive reviews | 100.0% of reviews — better | 80.0% of reviews |
| Number of ratings | 3 | 62 — better |
| Update frequency | Every 37 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 14 MB | 32 MB |
| Age rating | 4+ | 17+ |
| Developer | Union Trades Federal Credit Union | ProFlex Administrators, LLC |
Customer experience
UTFCU Mobile
Pro
In-app purchases
UTFCU Mobile
No in-app purchases
Pro
No in-app purchases
Questions
Is UTFCU Mobile free?
Is Pro free?
Which has better reviews, UTFCU Mobile or Pro?
Do UTFCU Mobile or Pro have ads?
Which is updated more often, UTFCU Mobile or Pro?
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