Comparison

UTFCU Mobile vs Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UTFCU Mobile

Manage your United Trades FCU accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and pay bills on the go. It's a free service for enrolled members.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • View cleared checks
  • Get current rates
Features
Read full description

Access your United Trades FCU accounts 24/7 from anywhere with UTFCU Mobile. It's Fast, Secure, and Free for all UTFCU members who are enrolled in our Internet banking service! With UTFCU Mobile you can: Check Account Balances
 View Transaction History View Cleared Checks Transfer Funds
 Pay Bills Get Current Rates
 And More! Available to all UTFCU Internet Banking users, UTFCU Mobile uses the same industry standard security technologies as our online banking. Simply use your UTFCU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at www.uniontradesfcu.com to enroll. Experience the convenience of UTFCU Mobile today. Download the app and take us with you wherever you go!

About

Pro

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view claims, and submit receipts. Securely access all your important account information with real-time updates.

Highlights
  • Check account balances 24/7
  • View claims requiring receipts
  • File claims for medical FSA and HRA
  • Submit receipts via photo upload
  • View and manage HSA transactions
  • Pay bills and add payees
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

UTFCU Mobile3 screens
Pro3 screens

Verdict

The call

The clearest difference is rating: UTFCU Mobile at 5.0 against Pro's 4.5. UTFCU Mobile also leads on review sentiment (100% vs 80%) and iOS requirement (12.1 vs 17.0). Pro's advantage is update cadence (every 4 months vs every 37 months) and ratings volume (62 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UTFCU Mobile holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Pro has 62 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of UTFCU Mobile's written reviews are positive against 80% of Pro's.

UpkeepUpdate frequency

UTFCU Mobile ships an update every 37 months, Pro every 4 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard5 real differences · 5 level
UTFCU Mobile versus Pro: the parameters behind the verdict, then further details
ParameterUTFCU MobilePro
PriceFreeFree
Rating5.0 (3 ratings) — better4.5 (62 ratings)
Positive reviews100.0% of reviews — better80.0% of reviews
Number of ratings362 — better
Update frequencyEvery 37 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.1 — better17.0
Further details — not scored
Size14 MB32 MB
Age rating4+17+
DeveloperUnion Trades Federal Credit UnionProFlex Administrators, LLC

Customer experience

UTFCU Mobile

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pro

All ratings62 ratings
Positive87.1%
Neutral0.0%
Negative12.9%
Written reviews15 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

UTFCU Mobile

No in-app purchases

None

Pro

No in-app purchases

Questions

Is UTFCU Mobile free?
UTFCU Mobile is free to download, with no in-app purchases.
Is Pro free?
Pro is free to download, with no in-app purchases.
Which has better reviews, UTFCU Mobile or Pro?
UTFCU Mobile is rated higher. UTFCU Mobile averages 5.0 out of 5 from 3 ratings, while Pro averages 4.5 from 62 ratings.
Do UTFCU Mobile or Pro have ads?
Neither UTFCU Mobile nor Pro shows ads.
Which is updated more often, UTFCU Mobile or Pro?
UTFCU Mobile ships an update every 37 months, and Pro every 4 months. Most recently, UTFCU Mobile was updated on October 24, 2026 and Pro on October 26, 2026.

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