Comparison

VPS SmartOne vs Techcombank Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VPS SmartOne

This platform offers integrated financial solutions for investment, wealth management, and payments. It provides real-time market views, investment advice, and secure transaction management. Stay updated with notifications and news for a streamlined financial experience.

Highlights
  • Integrated financial solutions
  • Investment and wealth management
  • Payment services
  • Real-time market view
  • Investment advice
  • Secure transactions
  • Transaction notifications
Features
Read full description

VPS SmartOne is an all in one financial management platform that fulfills different investment needs, wealth management and payment services. - A comprehensive feature set which integrates all necessary financial solutions in a super high security level in order to feature a streamlined user experience. - Stay up to date with a real time and comprehensive view on the market, and investment advises. - State of the art technology at every stage of your investing experience ensuring seamless and accurate transactions. - Manage your investments, get notified on new transactions, and real time updates on news and services.

About

Techcombank Business

This corporate banking app simplifies business finance with secure transactions, a modern interface, and comprehensive account management. It offers convenient, fee-free money transfers and instant payment options to support company growth.

Highlights
  • Secure and stable digital banking
  • Modern, intuitive user interface
  • Comprehensive dashboard for cash flow
  • Fee-free domestic money transfers
  • Instant QR code payments
  • Transaction history and account information query
Features
Read full description

Techcombank Business – The best- in- class digital banking app Techcombank Business helps your company simplify business finance and support your firm’s growth with a variety of the outstanding benefits and features. EXPERIENCE A BRAND NEW DIGITAL BANKING APP Secure and Stable • A new infrastructure system ensures that all transactions are reliable and quick • The advanced FIDO UAF security method with biometric identification technology Modern User Interface • Intuitive, user-friendly design • Synchronization and consistency across all mobile devices and desktop Simple Operation • Smart navigation to optimize steps • Information search/filtering tools to deliver the fast and accurate results OUTSTANDING FEATURES - OPTIMIZED COST Comprehensive Dashboard • Centralized account management makes easy to capture cash flow information, proactively control expenditure • Update balance account immediately according to transaction status • Capture and quickly process the status of pending transactions Convenient Transaction – Zero Fee • Make transactions seamlessly between mobile devices and desktop • Actively make and approve transactions anytime, anywhere • Query transaction history/account information • The system automatically chooses the fastest payment channel • Receive instant payment via QR code • Free 100% domestic money transfer, account management fee

Screenshots

VPS SmartOne4 screens
Techcombank Business4 screens

Verdict

The call

The clearest difference is review sentiment: Techcombank Business at 100% against VPS SmartOne's 16%. Techcombank Business also leads on rating (4.9 vs 2.6) and ratings volume (734 vs 58). VPS SmartOne's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Techcombank Business holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: Techcombank Business has 734 ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 16% of VPS SmartOne's written reviews are positive against 100% of Techcombank Business's.

UpkeepUpdate frequency

VPS SmartOne ships an update every 9 days, Techcombank Business weekly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
VPS SmartOne versus Techcombank Business: the parameters behind the verdict, then further details
ParameterVPS SmartOneTechcombank Business
PriceFreeFree
Rating2.6 (58 ratings)4.9 (734 ratings) — better
Positive reviews15.6% of reviews100.0% of reviews — better
Number of ratings58734 — better
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size338 MB400 MB
Age rating4+4+
DeveloperVPS SECURITIES JSCVIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK

Customer experience

VPS SmartOne

All ratings58 ratings
Positive32.8%
Neutral8.6%
Negative58.6%
Written reviews90 reviews
Positive15.6%
Neutral5.6%
Negative78.9%

Techcombank Business

All ratings733 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

VPS SmartOne

No in-app purchases

None

Techcombank Business

No in-app purchases

Questions

Is VPS SmartOne free?
VPS SmartOne is free to download, with no in-app purchases.
Is Techcombank Business free?
Techcombank Business is free to download, with no in-app purchases.
Which has better reviews, VPS SmartOne or Techcombank Business?
Techcombank Business is rated higher. VPS SmartOne averages 2.6 out of 5 from 58 ratings, while Techcombank Business averages 4.9 from 734 ratings.
Do VPS SmartOne or Techcombank Business have ads?
Neither VPS SmartOne nor Techcombank Business shows ads.
Which is updated more often, VPS SmartOne or Techcombank Business?
VPS SmartOne ships an update every 9 days, and Techcombank Business weekly. Most recently, VPS SmartOne was updated on November 2, 2026 and Techcombank Business on November 3, 2026.

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