VPS SmartOne vs VIB Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VPS SmartOne
This platform offers integrated financial solutions for investment, wealth management, and payments. It provides real-time market views, investment advice, and secure transaction management. Stay updated with notifications and news for a streamlined financial experience.
- Integrated financial solutions
- Investment and wealth management
- Payment services
- Real-time market view
- Investment advice
- Secure transactions
- Transaction notifications
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VPS SmartOne is an all in one financial management platform that fulfills different investment needs, wealth management and payment services. - A comprehensive feature set which integrates all necessary financial solutions in a super high security level in order to feature a streamlined user experience. - Stay up to date with a real time and comprehensive view on the market, and investment advises. - State of the art technology at every stage of your investing experience ensuring seamless and accurate transactions. - Manage your investments, get notified on new transactions, and real time updates on news and services.
VIB Business
This digital banking app offers MSMEs and individual business owners a comprehensive suite of financial tools. Manage accounts, process transactions, and track cash flow with smart features and robust security.
- Account and transaction tracking
- Personalized QR payment codes
- Voice transaction notifications
- Multi-layered security with Smart OTP
- Biometric authentication
- Cloud-native architecture
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VIB Business is a digital banking application specifically designed for micro, small, and medium-sized enterprises (MSMEs) as well as individual business owners. VIB Business provides a smart and comprehensive suite of financial solutions that allows modern entrepreneurs to manage accounts, perform transactions, and operate their business seamlessly anytime, anywhere. * SMART MANAGEMENT - Easily track accounts, cash flow, and transactions with an intuitive, user-friendly interface. - Generate personalized QR payment codes for your store to support seamless, cashless transactions and elevate the customer experience. - Stay in control even on the go with voice transaction notifications, offering hands-free updates on your cash flow. * SAFETY AND SECURITY - Multi-layered security with Smart OTP for safe and reliable transactions. - Advanced biometric authentication via fingerprint or facial recognition. - Built on cloud-native architecture for enhanced system performance, scalability, and robust data security. Download VIB Business today and experience a comprehensive, modern, and flexible digital banking solution built exclusively for modern business owners.
Screenshots
Verdict
The clearest difference is rating: VPS SmartOne at 2.6 against VIB Business's 1.5. VPS SmartOne also leads on ratings volume (58 vs 2) and review sentiment (16% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VPS SmartOne holds the better App Store score, 2.6 against 1.5. That said, the two scores are not equally well evidenced: VPS SmartOne has 58 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 16% of VPS SmartOne's written reviews are positive against 0% of VIB Business's.
VPS SmartOne ships an update every 9 days, VIB Business fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | VPS SmartOne | VIB Business |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (58 ratings) — better | 1.5 (2 ratings) |
| Positive reviews | 15.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 58 — better | 2 |
| Update frequency | Every 9 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 338 MB | 248 MB |
| Age rating | 4+ | 4+ |
| Developer | VPS SECURITIES JSC | VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK |
Customer experience
VPS SmartOne
VIB Business
In-app purchases
VPS SmartOne
No in-app purchases
VIB Business
No in-app purchases
