Comparison

VPS SmartOne vs House Mate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VPS SmartOne

This platform offers integrated financial solutions for investment, wealth management, and payments. It provides real-time market views, investment advice, and secure transaction management. Stay updated with notifications and news for a streamlined financial experience.

Highlights
  • Integrated financial solutions
  • Investment and wealth management
  • Payment services
  • Real-time market view
  • Investment advice
  • Secure transactions
  • Transaction notifications
Features
Read full description

VPS SmartOne is an all in one financial management platform that fulfills different investment needs, wealth management and payment services. - A comprehensive feature set which integrates all necessary financial solutions in a super high security level in order to feature a streamlined user experience. - Stay up to date with a real time and comprehensive view on the market, and investment advises. - State of the art technology at every stage of your investing experience ensuring seamless and accurate transactions. - Manage your investments, get notified on new transactions, and real time updates on news and services.

About

House Mate

Features
Read full description

house mate helps people who share a home log shared expenses, split them the way they agreed, and settle up each month. Use it fully offline, sync directly over Wi‑Fi, or choose optional iCloud sync. NO APP ACCOUNT, NO ADS Your ledger is stored on your devices. There are no analytics, no tracking and no servers operated by us. If you enable iCloud sync, data is stored using Apple CloudKit and the house leader invites participants. No sign-in is needed for offline features. LOG EXPENSES QUICKLY • Enter an amount, choose who paid and who took part • Equal or custom splits; equal splits round to the currency step • Every device shows the same results SETTLE WITH FEWER TRANSFERS • See who sends whom how much for the current month • Members pay each other directly • Add a receiving bank account and open a transfer’s VietQR or banking-app options • The leader closes the month; mark transfers as received and revisit closed months in History SYNC WITH YOUR HOUSEMATES Add members over Wi‑Fi with no invite codes. Devices recognise each other and sync when they share a network. Optional iCloud sharing keeps your house in sync while apart. Infrequent sync reminders appear only while on your house Wi‑Fi. YOU CONTROL YOUR DATA Export your ledger as JSON at any time. Delete your local profile and data inside the app. VietQR codes are generated on your device; dl.vietqr.io links open only when you choose to open a banking app. Vietnamese and English. Requires iOS 17 or later.

Screenshots

VPS SmartOne4 screens
House Mate4 screens

Verdict

The call

The clearest difference is iOS requirement: VPS SmartOne at 13.0 against House Mate's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VPS SmartOne ships an update every 9 days, House Mate weekly. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
VPS SmartOne versus House Mate: the parameters behind the verdict, then further details
ParameterVPS SmartOneHouse Mate
PriceFreeFree
Rating2.6 (58 ratings) — better—
Positive reviews15.6% of reviews—
Number of ratings58 — better—
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size338 MB8 MB
Age rating4+4+
DeveloperVPS SECURITIES JSCHuu Thuc Tran

In-app purchases

None

VPS SmartOne

No in-app purchases

None

House Mate

No in-app purchases

Questions

Is VPS SmartOne free?
VPS SmartOne is free to download, with no in-app purchases.
Is House Mate free?
House Mate is free to download, with no in-app purchases.
Do VPS SmartOne or House Mate have ads?
Neither VPS SmartOne nor House Mate shows ads.
Which is updated more often, VPS SmartOne or House Mate?
VPS SmartOne ships an update every 9 days, and House Mate weekly. Most recently, VPS SmartOne was updated on November 6, 2026 and House Mate on October 31, 2026.

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