Comparison

SkyPay vs LoanMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Smart Mortgage & Loan Planner

Free

💰 Finance

No ratingsView app →

About

SkyPay

Features

Read full description

集优惠券和扫码一体的收银产品。

About

LoanMate

Features

Read full description

Take control of your finances with LoanMate, the ultimate loan and EMI calculator. Whether you are planning a mortgage, an auto loan, or a personal loan, LoanMate provides accurate and instant calculations. Key Features: - Calculate EMI, total interest, and total payment. - Compare two different loans side-by-side. - View detailed monthly amortization schedules. - Save and manage your favorite loans. - Dark Mode and seamless offline experience. Plan smarter and become debt-free faster with LoanMate!

Screenshots

SkyPay4 screens

LoanMate4 screens

Verdict

The call

The clearest difference is in-app purchases: SkyPay at none against LoanMate's 1. SkyPay also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.0). LoanMate's advantage is update cadence (every 2 weeks vs every 7 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LoanMate sells 1 one-off in-app purchase. SkyPay asks for nothing beyond the download.

UpkeepUpdate frequency

SkyPay ships an update every 7 months, LoanMate every 2 weeks. The most recent releases landed on September 17, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 2 level

SkyPay versus LoanMate: the parameters behind the verdict, then further details
Parameter	SkyPay	LoanMate
Price	Free	Free
Update frequency	Every 7 months	Every 2 weeks — better
Ads	No — better	Yes
In-app purchases	No — better	Yes
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	12.0 — better	15.0
Further details — not scored
Size	13 MB	69 MB
Age rating	4+	12+
Developer	Koolpos,Inc	KHANH HA DANG

In-app purchases

None

SkyPay

No in-app purchases

1 purchases

LoanMate

One-time1

Premium Version$2.99

Questions

Is SkyPay free?

SkyPay is free to download, with no in-app purchases.

Is LoanMate free?

LoanMate is free to download, with in-app purchases available.

Do SkyPay or LoanMate have ads?

LoanMate shows ads; SkyPay does not.

Which is updated more often, SkyPay or LoanMate?

SkyPay ships an update every 7 months, and LoanMate every 2 weeks. Most recently, SkyPay was updated on September 17, 2026 and LoanMate on September 20, 2026.