PAYGO vs Loto App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PAYGO
This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.
- Secure alternative payment method
- Real-time spending monitoring
- Control over purchases
- Block unwanted products/categories
- View meal menu schedules
Read full descriptionHide full description
La plataforma payGo es un medio de pago alternativo que permite que niños y jóvenes no tengan que utilizar el efectivo en sus instituciones educativas. Beneficios: - Método fácil y seguro para pagar o recargar desde cualquier lugar. - Monitoreo del consumo en tiempo real. - Control de la alimentación. - Bloqueo de productos y categorías no deseados. - Consultar programación de menú de alimentación.
Loto App
Read full descriptionHide full description
Loto está redefiniendo la forma en que las PYMEs en LatAm ejecutan, controlan y gestionan sus gastos. Nuestra plataforma empresarial integral proporciona medios de pago (tarjetas de crédito y débito) y un software que ofrece visibilidad en tiempo real, transparencia y eficiencia en la gestión de gastos. Con Loto, las empresas pueden centralizar la ejecución de gastos, recibos, aprobaciones y la legalización contable de gastos, todo en un solo lugar.
Screenshots
Verdict
The clearest difference is update cadence: Loto App at every 10 days against PAYGO's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PAYGO ships an update every 2 months, Loto App every 10 days. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.
| Parameter | PAYGO | Loto App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 20 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYGO S.A.S | Loto Latam |
In-app purchases
PAYGO
No in-app purchases
Loto App
No in-app purchases







