PAYGO vs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PAYGO
This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.
- Secure alternative payment method
- Real-time spending monitoring
- Control over purchases
- Block unwanted products/categories
- View meal menu schedules
Read full descriptionHide full description
La plataforma payGo es un medio de pago alternativo que permite que niños y jóvenes no tengan que utilizar el efectivo en sus instituciones educativas. Beneficios: - Método fácil y seguro para pagar o recargar desde cualquier lugar. - Monitoreo del consumo en tiempo real. - Control de la alimentación. - Bloqueo de productos y categorías no deseados. - Consultar programación de menú de alimentación.
Subscription Tracker
Read full descriptionHide full description
SubClock is a subscription tracker for iPhone. Add the services you pay for, see the next charge, and review renewals before they hit. Know what you pay • A large monthly total on Home, plus monthly and yearly normalized totals • Weekly, monthly, yearly and custom billing cycles • Upcoming payments grouped by category, with the next charge up front • Lists to filter Home, for example personal and work You stay in control • No bank login and no automatic detection: you enter the real amount, billing date and cycle • Start from a custom entry or one of 12 service templates. Templates fill in the name and category, never the price • Pause, cancel, archive or delete entries at any time Reminders and calendar (Pro) • Local alerts 3 days and 1 day before each renewal, at noon • Upcoming renewal dates on a calendar Savings • Savings from subscriptions you cancel and keep in the list • You cancel with the provider. SubClock records it and shows the recurring spend you now avoid Many currencies • Totals in your regional currency, converted with a dated reference rate, while your original amount is kept • Change your currency anytime in Settings Free keeps up to 2 subscriptions. Pro unlocks calendar, reminders, detailed savings, and 3 or more records. Your subscription details stay on this device. SubClock does not sell financial data. Monthly and yearly Pro plans renew automatically until you cancel. Lifetime is a one-time purchase. There is no free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: PAYGO at none against Subscription Tracker's 3. PAYGO also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.0). Subscription Tracker's advantage is update cadence (every 3 weeks vs every 2 months). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. PAYGO asks for nothing beyond the download.
PAYGO ships an update every 2 months, Subscription Tracker every 3 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | PAYGO | Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 20 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYGO S.A.S | Ahmet Onur Sahin |
In-app purchases
PAYGO
No in-app purchases
Subscription Tracker
- SubClock Pro Monthly$3.991 Month
- SubClock Pro Yearly$29.991 Year
- SubClock Pro Lifetime$49.99
Questions
Is PAYGO free?
Is Subscription Tracker free?
Do PAYGO or Subscription Tracker have ads?
Which is updated more often, PAYGO or Subscription Tracker?
Other comparisons
