Comparison

UniToken vs SGB Móvil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UniToken

Features
Read full description

UniToken es una aplicación de uso exclusivo para los clientes de Unibank Panamá, el mismo genera códigos de autenticación que permite aprobar todas las transacciones que se realicen a través de nuestras plataformas digitales. Para mayor información visite nuestra página web www.unibank.com.pa

About

SGB Móvil

Manage your finances conveniently and securely from your mobile device. Apply for accounts, cards, and loans, make payments, and transfer funds. Enjoy features like biometric login and digital card activation.

Highlights
  • Digital account and card applications
  • Loan and credit card management
  • Secure fund transfers
  • Biometric login (Face ID, Touch ID)
  • Card activation and management
  • Bill payments and service recharges
Features
Read full description

Transforma tu forma de hacer banca. Rápido, seguro y desde tu celular: - Solicitud de Cuenta Inicia digital - Solicitudes de tarjetas de crédito - Solicitud de préstamo - Traslado de Compras a Cuotas - Desbloqueo y consulta de usuario - Reposición de tarjeta por Robo/Pérdida - Activación de tarjetas - Solicitud de tarjeta débito digital - Bloqueo y desbloqueo de tarjetas de crédito - Crea tus credenciales de Banca Electrónica desde el App - Pagos programados de tarjetas de crédito y préstamos - Transferencias Red Promerica en Línea - Intracash y compra de saldo - Envió y recepción de transacciones Yappy mediante el número celular - Yappy favoritos - Transferencias ACH Xpress - Transferencias propias, a terceros y ACH - SGB Token con validación biométrica (Rostro) - Cambio de contraseña por olvido o expiración - Consulta de PIN de tarjetas - Consulta y canje de Puntos - Afiliación de tarjetas a Apple Pay y Click To Pay - Acceso al App con Touch ID y Face ID

Screenshots

UniToken4 screens
SGB Móvil4 screens

Verdict

The call

The clearest difference is iOS requirement: UniToken at 9.0 against SGB Móvil's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UniToken ships an update every 5 weeks, SGB Móvil monthly. The most recent releases landed on October 4, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
UniToken versus SGB Móvil: the parameters behind the verdict, then further details
ParameterUniTokenSGB Móvil
PriceFreeFree
Rating—4.5 (10 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—10 — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS9.0 — better15.0
Further details — not scored
Size2 MB283 MB
Age rating4+4+
DeveloperUnibank, S.A.St. Georges Bank & Company Inc

In-app purchases

None

UniToken

No in-app purchases

None

SGB Móvil

No in-app purchases

Questions

Is UniToken free?
UniToken is free to download, with no in-app purchases.
Is SGB Móvil free?
SGB Móvil is free to download, with no in-app purchases.
Do UniToken or SGB Móvil have ads?
Neither UniToken nor SGB Móvil shows ads.
Which is updated more often, UniToken or SGB Móvil?
UniToken ships an update every 5 weeks, and SGB Móvil monthly. Most recently, UniToken was updated on October 4, 2026 and SGB Móvil on October 24, 2026.

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