GamanBank vs Setomy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GamanBank
This app helps you visualize small acts of self-restraint, turning everyday savings into progress towards your goals. Set a photo and amount for what you want to achieve, and log your "gaman" moments to watch your goal grow.
- Visualize savings goals with photos
- Log "gaman" moments easily
- Apple Watch integration for quick logging
- iPhone widgets for home and lock screen
- Progress tracking and statistics
- Goal completion messages
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Gaman Bank is here! A simple app that visualizes your small acts of self-restraint (saving money). Stack up tiny “I’ll skip it” moments and turn them into progress toward something you want. “Gaman” is a Japanese word meaning patience, endurance, and self-restraint—the spirit of holding back even when it’s tempting. Gaman Bank (Gbank) turns your everyday “gaman” into a fun, visible “savings” habit. Register a goal with a photo and an amount—something you want to buy, or a place you want to visit. We don’t recommend extremely expensive goals. Goals you’re not 100% sure about can be perfect—sometimes a little “reward spending” is fine! What is “Gaman Saving”? For example: “I’m thirsty… café coffee? Maybe I’ll just grab a canned coffee instead.” While drinking the canned coffee, you might feel like “I saved about 100 yen,” so tap +¥100. The key is being loose and easy—“about” is good enough. Keep stacking small, realistic moments of self-restraint. (Apple Watch supported) Keep your iPhone in your bag—use your Apple Watch to log deposits more easily. *Apple Watch must be within communication range of your iPhone.* (iPhone widgets supported) Show your progress on the Home Screen or Lock Screen. You can also place the iPhone widget on your Mac desktop to keep an eye on your Gaman Bank progress anytime. As you save, your goal photo grows bigger—so you can see your progress! When you reach the goal amount, you’ll get a completion message. (That’s it!) The Statistics screen lets you review your progress path to the goal. Open it by tapping the goal image, current amount, or days left on the main screen. Reaching your goal means you’ve built up that much “gaman.” If you didn’t hold back, you might have spent that money without noticing—so why not treat yourself now? Notes: 1: Reaching the goal does not guarantee you still have that amount of money available. 2: This app is for your own mindset and self-control—please use it as a personal tool. 3: The maximum supported amount is 2,000,000,000 yen due to internal processing limits. If that’s not enough, you can change your unit (e.g., M¥ = Million Yen). 4: Don’t “gaman” on necessities. Skipping water on a hot day can be dangerous. But “I brought a bottle, so I saved about ¥200” is totally fine. 5: There is no edit/correction for deposits. If needed, reset to 0 and set a custom total again. (And “correct” can be approximate!) 6: This is mainly for personal use—results may not convince other people to buy you something. 7: Simplicity is the feature. We may add small improvements in future updates (themes, animations, etc.). 8: Tip: Decorate your goal photos in the iPhone Photos app beforehand if you like.
Setomy
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Setomy is an action-based saving app that helps you turn everyday choices into real savings. Walk more, cook at home, and save money effortlessly. Core Concept Instead of tracking every expense like a budget app, Setomy focuses on your daily actions. Choose small saving actions such as: – Walking one extra stop – Cooking at home instead of eating out – Skipping unnecessary purchases Each action is converted into savings you can see and track. Why Setomy is different You don’t need complicated budgeting or financial knowledge. Simply select your actions and watch your savings grow. Setomy is perfect for people who: – Want to save money without stress – Gave up on budgeting apps – Prefer simple money management – Want to build saving habits naturally Features – Action-based saving system – Visualized daily and total savings – Simple money and expense management – Habit-based saving tracker – Clean and easy-to-use design Start building better saving habits today with Setomy.
Screenshots
Verdict
The clearest difference is ads: GamanBank at none against Setomy's shown. GamanBank also leads on update cadence (every 9 days vs monthly). Setomy's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. GamanBank sells 1 one-off in-app purchase and Setomy sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
GamanBank ships an update every 9 days, Setomy monthly. The most recent releases landed on September 9, 2026 and September 21, 2026 respectively.
| Parameter | GamanBank | Setomy |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Daishin Ueyama | AppSeed, Incorporated. |
In-app purchases
GamanBank
- Donate a cup of coffee.$0.99
Setomy
- Premium Plan$1.991 Month








