Comparison

ATIB Online vs Libya Guide GPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATIB Online

Manage your bank accounts and financial activities securely and privately from anywhere. Perform money transfers, manage your cards and cheques, and access e-services like purchasing vouchers. The app also helps you find branches and ATMs, and contact customer support.

Highlights
  • Account summary and statements
  • Money transfers to Libyan banks
  • Card management and new card requests
  • Chequebook requests and stopping cheques
  • Customizable dashboard and notifications
  • Purchase internet and phone vouchers
  • Find branches and ATMs
Features
Read full description

ATIB Online empowers you to swiftly manage your accounts and financial activities anytime and anywhere with even more privacy and security. Here’s what you can do with ATIB Online: 1. Accounts: View your account summary, check balances, and issue account statements. 2. Money Transfer: Send money directly to any bank in Libya or within ATIB with more options. 3. Card Management: Gain maximum control over your cards and request a new one with just one click. 4. Cheques: Request a new chequebook and stop lost or stolen cheques anytime. 5. Personalized Dashboard: Customize your view, receive notifications, and set account nicknames. 6. E-Services: Purchase internet and phone vouchers effortlessly. 7. You can also use ATIB Online to contact the call center through secure messages, find the nearest branch/ATM, and much more! Download ATIB Online today and take control of your finances on the go!

About

Libya Guide GPay

This app facilitates secure and convenient electronic payments for e-commerce in Libya. Users can link local bank accounts to digital wallets for quick transactions, make payments via QR codes or gateway numbers, and manage funds with sub-accounts for merchants or family members.

Highlights
  • Link local bank accounts
  • QR code payments
  • Sub-account management
  • Payment requests
  • Secure transactions
Read full description

GPay is a cutting-edge mobile payment service designed to enhance the electronic payment infrastructure for e-commerce in Libya. With Libya Guide GPay, users can effortlessly link their local bank accounts to their electronic wallets, enabling quick and secure transactions. Key Features: Easy Fund Transfers: Add funds to your wallet by linking your bank account or by using the local bank cards. Flexible Payment Options: Make payments by scanning the receiver’s QR code or entering their gateway number. Sub-accounts: GPay supports the creation of dedicated accounts for cashiers for merchants, making it easy to manage funds and track points of sale efficiently. Parents can also add sub-accounts for family members. Primary users can create sub-user accounts with specific permissions. Payment Requests: Receive payment requests and choose to accept or reject them with ease. Experience the convenience and security of digital payments with GPay, your trusted partner in modernizing financial transactions in Libya.

Screenshots

ATIB Online4 screens
Libya Guide GPay4 screens

Verdict

The call

ATIB Online and Libya Guide GPay both sit at 4.0 stars, but that hides the real split: 100% of Libya Guide GPay's written reviews are positive against 40% of ATIB Online's. Libya Guide GPay also leads on update cadence (fortnightly vs every 3 months). ATIB Online's advantage is ratings volume (65 vs 8) and iOS requirement (12.0 vs 15). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for ATIB Online against 4.1 for Libya Guide GPay. That said, the two scores are not equally well evidenced: ATIB Online has 65 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 40% of ATIB Online's written reviews are positive against 100% of Libya Guide GPay's.

UpkeepUpdate frequency

ATIB Online ships an update every 3 months, Libya Guide GPay fortnightly. The most recent releases landed on September 15, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 6 level
ATIB Online versus Libya Guide GPay: the parameters behind the verdict, then further details
ParameterATIB OnlineLibya Guide GPay
PriceFreeFree
Rating4.0 (65 ratings)4.1 (8 ratings) — better
Positive reviews40.0% of reviews100.0% of reviews — better
Number of ratings65 — better8
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15
Further details — not scored
Size139 MB15 MB
Age rating4+4+
DeveloperATIBLibya Guide for Information Technology

Customer experience

ATIB Online

All ratings65 ratings
Positive76.9%
Neutral4.6%
Negative18.5%
Written reviews10 reviews
Positive40.0%
Neutral10.0%
Negative50.0%

Libya Guide GPay

All ratings8 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ATIB Online

No in-app purchases

None

Libya Guide GPay

No in-app purchases

Questions

Is ATIB Online free?
ATIB Online is free to download, with no in-app purchases.
Is Libya Guide GPay free?
Libya Guide GPay is free to download, with no in-app purchases.
Which has better reviews, ATIB Online or Libya Guide GPay?
Libya Guide GPay is rated higher. ATIB Online averages 4.0 out of 5 from 65 ratings, while Libya Guide GPay averages 4.1 from 8 ratings.
Do ATIB Online or Libya Guide GPay have ads?
Neither ATIB Online nor Libya Guide GPay shows ads.
Which is updated more often, ATIB Online or Libya Guide GPay?
ATIB Online ships an update every 3 months, and Libya Guide GPay fortnightly. Most recently, ATIB Online was updated on September 15, 2026 and Libya Guide GPay on September 10, 2026.

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