Comparison

ATIB Online vs BCD Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATIB Online

Manage your bank accounts and financial activities securely and privately from anywhere. Perform money transfers, manage your cards and cheques, and access e-services like purchasing vouchers. The app also helps you find branches and ATMs, and contact customer support.

Highlights
  • Account summary and statements
  • Money transfers to Libyan banks
  • Card management and new card requests
  • Chequebook requests and stopping cheques
  • Customizable dashboard and notifications
  • Purchase internet and phone vouchers
  • Find branches and ATMs
Features
Read full description

ATIB Online empowers you to swiftly manage your accounts and financial activities anytime and anywhere with even more privacy and security. Here’s what you can do with ATIB Online: 1. Accounts: View your account summary, check balances, and issue account statements. 2. Money Transfer: Send money directly to any bank in Libya or within ATIB with more options. 3. Card Management: Gain maximum control over your cards and request a new one with just one click. 4. Cheques: Request a new chequebook and stop lost or stolen cheques anytime. 5. Personalized Dashboard: Customize your view, receive notifications, and set account nicknames. 6. E-Services: Purchase internet and phone vouchers effortlessly. 7. You can also use ATIB Online to contact the call center through secure messages, find the nearest branch/ATM, and much more! Download ATIB Online today and take control of your finances on the go!

About

BCD Wallet

Manage your finances on your phone without a bank account. Send money, pay for services, and top up your balance easily. Designed for foreign workers in Libya, it offers secure transactions and a straightforward user experience.

Highlights
  • Create and verify wallet
  • Send money instantly
  • Receive and track transactions
  • Top up wallet via local channels
  • Pay merchants and services
  • Buy vouchers and gift cards
  • View transaction history
Features
Read full description

BCD Wallet is a simple and secure mobile wallet designed for non-banked foreign workers in Libya. Whether you need to send money to family, pay for daily needs, or top up your balance, BCD Wallet helps you manage your money from your phone—without needing a bank account. What you can do with BCD Wallet Create your wallet and verify your profile in a guided, easy enrollment process Send money to other BCD Wallet users in seconds Receive money safely and track every transaction Top up your wallet through available local channels Pay merchants and services using convenient digital payment options (where available) Buy vouchers & gift cards for popular services View your transaction history, balance, and activity anytime Built for everyday life in Libya BCD Wallet focuses on usability for foreign labor communities—fast onboarding, clear menus, and practical services for daily payments and transfers. The app is designed to work smoothly on most smartphones and supports a straightforward experience for new users of digital finance. Security & control Your account is protected with secure login and verification steps. You can monitor your wallet activity, review payments, and keep better control of your spending. Keywords (naturally used): mobile wallet, e-wallet, digital payments, money transfer, top up, vouchers, send money, Libya, foreign workers, non-banked.

Screenshots

ATIB Online4 screens
BCD Wallet3 screens

Verdict

The call

The clearest difference is rating: ATIB Online at 3.7 against BCD Wallet's 2.7. ATIB Online also leads on review sentiment (29% vs 0%) and ratings volume (100 vs 3). BCD Wallet's advantage is update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ATIB Online holds the better App Store score, 3.7 against 2.7. That said, the two scores are not equally well evidenced: ATIB Online has 100 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 29% of ATIB Online's written reviews are positive against 0% of BCD Wallet's.

UpkeepUpdate frequency

ATIB Online ships an update every 4 months, BCD Wallet every 2 months. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
ATIB Online versus BCD Wallet: the parameters behind the verdict, then further details
ParameterATIB OnlineBCD Wallet
PriceFreeFree
Rating3.7 (100 ratings) — better2.7 (3 ratings)
Positive reviews28.6% of reviews — better0.0% of reviews
Number of ratings100 — better3
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size143 MB42 MB
Age rating4+4+
DeveloperATIBEVO DIGITAL SOLUTIONS COMPANY

Customer experience

ATIB Online

All ratings99 ratings
Positive67.7%
Neutral4.0%
Negative28.3%
Written reviews14 reviews
Positive28.6%
Neutral7.1%
Negative64.3%

BCD Wallet

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

ATIB Online

No in-app purchases

None

BCD Wallet

No in-app purchases

Questions

Is ATIB Online free?
ATIB Online is free to download, with no in-app purchases.
Is BCD Wallet free?
BCD Wallet is free to download, with no in-app purchases.
Which has better reviews, ATIB Online or BCD Wallet?
ATIB Online is rated higher. ATIB Online averages 3.7 out of 5 from 100 ratings, while BCD Wallet averages 2.7 from 3 ratings.
Do ATIB Online or BCD Wallet have ads?
Neither ATIB Online nor BCD Wallet shows ads.
Which is updated more often, ATIB Online or BCD Wallet?
ATIB Online ships an update every 4 months, and BCD Wallet every 2 months. Most recently, ATIB Online was updated on November 2, 2026 and BCD Wallet on October 30, 2026.

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