Comparison

CrediaBank vs Optima Trader

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CrediaBank

Manage all your financial products, including accounts, cards, and loans, in one place. Perform money transfers, pay bills, and manage your cards with enhanced security features and quick login options.

Highlights
  • Consolidated account overview
  • Widgets for quick access
  • Money transfers (domestic & international)
  • IRIS Payments with QR code support
  • Bill and debt payments
  • Card management (payment, loading, suspension)
  • Biometric and PIN login
Features
Read full description

The new CrediaBank mobile app is here! With an updated and modern look and a multitude of new features to make your every-day transactions easier! Download or update your app today. • Summary of your relationship with CrediaBank in one screen All information about your accounts of any type, cards, loans, and other products you have with CrediaBank is presented in one place. • Widgets to easily access your banking information and frequent transactions directly from your phone Get instant access to account and card balances, template transactions and other frequent actions, directly from your device's screen. • Money transfers Transfer money from your CrediaBank account to accounts within the Bank, within Greece, within the Single Euro Payments Area (SEPA) and third countries. • IRIS Payments Activate the IRIS payments service directly via CrediaBank mobile app and send money to friends and acquaintances at no cost. Are you a professional or do you have a sole proprietorship? Accept payments from your customers without them knowing your account number, simply by scanning your QR code. Add your IRIS Payments QR code to the Apple Pay digital wallet and facilitate your daily transactions! • Bill Payments Pay your bills and debts using instant credit towards Organizations that support this capability, charging either your bank account or credit card (available for specific organizations). • Card Management Pay your CrediaBank cards as well as credit cards issued by other banks. Load your CrediaBank prepaid card. Suspend and reactivate the use of your CrediaBank Credit or Prepaid card. Instantly receive PIN reminder for your Credit, Debit, or Prepaid card. • Additional Features Quick login using a PIN or biometrics (Fingerprint, FaceID). Strong Customer Authentication (SCA) using two and three factor process, ensuring enhanced security for your transactions. Approve your transactions via Push Notifications, the CrediaBank mobile app PIN or biometrics (Fingerprint, FaceID). For more information, visit www.crediabank.com, contact the CrediaBank Customer Service call center by calling +30 210 366 9000, or send an email to ebanking@crediabank.com

About

Optima Trader

Experience optimal online stock trading directly from your mobile device. Discover the advantages of this application for seamless financial transactions.

Highlights
  • Online stock trading
  • Mobile trading experience
  • Optimal financial transactions
  • User-friendly interface
Features
Read full description

Ανακαλύψτε τα πλεονεκτήματα του Optima trader app και γνωρίστε τη βέλτιστη εμπειρία στις online χρηματιστηριακές συναλλαγές τώρα και μέσα από το κινητό σας.

Screenshots

CrediaBank4 screens
Optima Trader4 screens

Verdict

The call

The clearest difference is review sentiment: Optima Trader at 100% against CrediaBank's 6%. Optima Trader also leads on iOS requirement (12.4 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CrediaBank ships an update every 5 weeks, Optima Trader monthly. The most recent releases landed on September 11, 2026 and July 28, 2026 respectively.

Scorecard2 real differences · 8 level
CrediaBank versus Optima Trader: the parameters behind the verdict, then further details
ParameterCrediaBankOptima Trader
PriceFreeFree
Rating1.7 (6 ratings) — better—
Positive reviews5.8% of reviews100.0% of reviews — better
Number of ratings6 — better—
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.012.4 — better
Further details — not scored
Size123 MB32 MB
Age rating17+4+
DeveloperCREDIABANK S.A.Optima bank

Customer experience

CrediaBank

All ratings6 ratings
Positive16.7%
Neutral0.0%
Negative83.3%
Written reviews52 reviews
Positive5.8%
Neutral3.8%
Negative90.4%

Optima Trader

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CrediaBank

No in-app purchases

None

Optima Trader

No in-app purchases

Questions

Is CrediaBank free?
CrediaBank is free to download, with no in-app purchases.
Is Optima Trader free?
Optima Trader is free to download, with no in-app purchases.
Do CrediaBank or Optima Trader have ads?
Neither CrediaBank nor Optima Trader shows ads.
Which is updated more often, CrediaBank or Optima Trader?
CrediaBank ships an update every 5 weeks, and Optima Trader monthly. Most recently, CrediaBank was updated on September 11, 2026 and Optima Trader on July 28, 2026.

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