CrediaBank vs Optima Trader
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CrediaBank
Manage all your financial products, including accounts, cards, and loans, in one place. Perform money transfers, pay bills, and manage your cards with enhanced security features and quick login options.
- Consolidated account overview
- Widgets for quick access
- Money transfers (domestic & international)
- IRIS Payments with QR code support
- Bill and debt payments
- Card management (payment, loading, suspension)
- Biometric and PIN login
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The new CrediaBank mobile app is here! With an updated and modern look and a multitude of new features to make your every-day transactions easier! Download or update your app today. • Summary of your relationship with CrediaBank in one screen All information about your accounts of any type, cards, loans, and other products you have with CrediaBank is presented in one place. • Widgets to easily access your banking information and frequent transactions directly from your phone Get instant access to account and card balances, template transactions and other frequent actions, directly from your device's screen. • Money transfers Transfer money from your CrediaBank account to accounts within the Bank, within Greece, within the Single Euro Payments Area (SEPA) and third countries. • IRIS Payments Activate the IRIS payments service directly via CrediaBank mobile app and send money to friends and acquaintances at no cost. Are you a professional or do you have a sole proprietorship? Accept payments from your customers without them knowing your account number, simply by scanning your QR code. Add your IRIS Payments QR code to the Apple Pay digital wallet and facilitate your daily transactions! • Bill Payments Pay your bills and debts using instant credit towards Organizations that support this capability, charging either your bank account or credit card (available for specific organizations). • Card Management Pay your CrediaBank cards as well as credit cards issued by other banks. Load your CrediaBank prepaid card. Suspend and reactivate the use of your CrediaBank Credit or Prepaid card. Instantly receive PIN reminder for your Credit, Debit, or Prepaid card. • Additional Features Quick login using a PIN or biometrics (Fingerprint, FaceID). Strong Customer Authentication (SCA) using two and three factor process, ensuring enhanced security for your transactions. Approve your transactions via Push Notifications, the CrediaBank mobile app PIN or biometrics (Fingerprint, FaceID). For more information, visit www.crediabank.com, contact the CrediaBank Customer Service call center by calling +30 210 366 9000, or send an email to ebanking@crediabank.com
Optima Trader
Experience optimal online stock trading directly from your mobile device. Discover the advantages of this application for seamless financial transactions.
- Online stock trading
- Mobile trading experience
- Optimal financial transactions
- User-friendly interface
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Ανακαλύψτε τα πλεονεκτήματα του Optima trader app και γνωρίστε τη βέλτιστη εμπειρία στις online χρηματιστηριακές συναλλαγές τώρα και μέσα από το κινητό σας.
Screenshots
Verdict
The clearest difference is review sentiment: Optima Trader at 100% against CrediaBank's 6%. Optima Trader also leads on iOS requirement (12.4 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CrediaBank ships an update every 5 weeks, Optima Trader monthly. The most recent releases landed on September 11, 2026 and July 28, 2026 respectively.
| Parameter | CrediaBank | Optima Trader |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (6 ratings) — better | — |
| Positive reviews | 5.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 — better | — |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 12.4 — better |
| Further details — not scored | ||
| Size | 123 MB | 32 MB |
| Age rating | 17+ | 4+ |
| Developer | CREDIABANK S.A. | Optima bank |
Customer experience
CrediaBank
Optima Trader
In-app purchases
CrediaBank
No in-app purchases
Optima Trader
No in-app purchases
Questions
Is CrediaBank free?
Is Optima Trader free?
Do CrediaBank or Optima Trader have ads?
Which is updated more often, CrediaBank or Optima Trader?
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