Comparison

AFi Payments vs Jupay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFi Payments

Facilitate quick and affordable business payments within Africa. Send, receive, and request commercial transactions using various payment methods. Track finances and build a digital credit footprint.

Highlights
  • Send and receive commercial payments
  • Request payments from clients
  • Use debit/credit cards, bank accounts, mobile money
  • Track all financial activities
  • Build digital financial footprint
  • Secure encryption and fraud monitoring
Features
Read full description

AFi is a fast, easy and cheap way to send and receive commercial payments to, from, and within Africa. You can use AFi in: - Ghana: AFi is licensed by Bank of Ghana. Use AFi to: - make your business and commercial payments in 1-2 minutes using debit & credit cards, bank and mobile money accounts - request payments for your clients and business partners - track all your financial activities in one place - build your digital financial footprint for credit-worthiness assessment AFi is safe and secure: - comprehensive pre-approval screening to keep out the fraudsters - password protection with automatic logout to prevent unauthorized access - secure encryption technology to reduce hacking and account takeover - transaction monitoring to reduce fraud We want to hear from you: - Please send us your feedback, questions and concerns - Email: general@afipayments.com or support@afipayments.com - Call or text us: +233 54 332 0217 - Reach out on social media: @afipayments

About

Jupay

Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.

Highlights
  • Free transfers to Ghana
  • Instant money delivery
  • Mobile wallet and bank account deposits
  • Debit card and ACH payments
  • Real-time transaction tracking
  • FCA, FINTRAC registered
Features
Read full description

Jupay is fully registered with FCA in UK, FINTRAC in Canada, and in the United States is a service of Omnex Group, Inc. NMLS# 899521 Send Money from the US, UK and Canada to Ghana for FREE, No Charges. ** Transactions are Instant and arrive in minutes. ** We deliver your funds instantly to Mobile Wallets and Bank Accounts. ** Pay with your Debit Cards or directly from your bank accounts(ACH). ** Fee Free transfers to some select countries. ** Realtime updates of where your money is. ** Awesome support for when you need help.

Screenshots

AFi Payments4 screens
Jupay4 screens

Verdict

The call

The clearest difference is rating: Jupay at 4.7 against AFi Payments's 4.0. Jupay also leads on ratings volume (2.8K vs 6) and update cadence (fortnightly vs monthly). AFi Payments's advantage is review sentiment (100% vs 67%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Jupay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Jupay has 2.8K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 100% of AFi Payments's written reviews are positive against 67% of Jupay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

AFi Payments ships an update monthly, Jupay fortnightly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
AFi Payments versus Jupay: the parameters behind the verdict, then further details
ParameterAFi PaymentsJupay
PriceFreeFree
Rating4.0 (6 ratings)4.7 (2.8K ratings) — better
Positive reviews100.0% of reviews — better67.4% of reviews
Number of ratings62.8K — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size25 MB68 MB
Age rating4+4+
DeveloperTecHustle, IncJuni Holdings Inc

Customer experience

AFi Payments

All ratings6 ratings
Positive66.7%
Neutral16.7%
Negative16.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Jupay

All ratings2,801 ratings
Positive92.5%
Neutral2.7%
Negative4.7%
Written reviews89 reviews
Positive67.4%
Neutral2.2%
Negative30.3%

Bugs and requests

AFi Payments

Not enough reviews yet to summarise bugs or requests.

Jupay

Reported bugs

3 issues
  • App not opening on some devices
  • Issues with adding/updating payment methods
  • Pending transactions not being processed

Requested features

3 requests
  • Update personal information easily
  • Improve app stability and performance
  • Enhance customer service responsiveness

In-app purchases

None

AFi Payments

No in-app purchases

None

Jupay

No in-app purchases

Questions

Is AFi Payments free?
AFi Payments is free to download, with no in-app purchases.
Is Jupay free?
Jupay is free to download, with no in-app purchases.
Which has better reviews, AFi Payments or Jupay?
Jupay is rated higher. AFi Payments averages 4.0 out of 5 from 6 ratings, while Jupay averages 4.7 from 2.8K ratings.
Do AFi Payments or Jupay have ads?
Neither AFi Payments nor Jupay shows ads.
Which is updated more often, AFi Payments or Jupay?
AFi Payments ships an update monthly, and Jupay fortnightly. Most recently, AFi Payments was updated on October 24, 2026 and Jupay on October 26, 2026.

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