Comparison

AFi Payments vs CBG Sika Agent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFi Payments

Facilitate quick and affordable business payments within Africa. Send, receive, and request commercial transactions using various payment methods. Track finances and build a digital credit footprint.

Highlights
  • Send and receive commercial payments
  • Request payments from clients
  • Use debit/credit cards, bank accounts, mobile money
  • Track all financial activities
  • Build digital financial footprint
  • Secure encryption and fraud monitoring
Features
Read full description

AFi is a fast, easy and cheap way to send and receive commercial payments to, from, and within Africa. You can use AFi in: - Ghana: AFi is licensed by Bank of Ghana. Use AFi to: - make your business and commercial payments in 1-2 minutes using debit & credit cards, bank and mobile money accounts - request payments for your clients and business partners - track all your financial activities in one place - build your digital financial footprint for credit-worthiness assessment AFi is safe and secure: - comprehensive pre-approval screening to keep out the fraudsters - password protection with automatic logout to prevent unauthorized access - secure encryption technology to reduce hacking and account takeover - transaction monitoring to reduce fraud We want to hear from you: - Please send us your feedback, questions and concerns - Email: general@afipayments.com or support@afipayments.com - Call or text us: +233 54 332 0217 - Reach out on social media: @afipayments

About

CBG Sika Agent

Features
Read full description

CBG Sika Agent is the official app for authorised Consolidated Bank Ghana LTD. (CBG) agency banking agents. Designed exclusively for registered CBG agents, this app gives you everything you need to serve customers quickly, securely, and professionally, right from your business location. Whether you're processing a cash deposit, facilitating a withdrawal, or helping a customer open an account, CBG Sika Agent puts the power of a full bank branch in your hands. WHAT YOU CAN DO Accept cash deposits on behalf of customers instantly Process secure cash withdrawals from customer accounts Facilitate real-time interbank fund transfers Support digital account opening for new customers Process bill payments for utilities and other services BUILT FOR AGENTS Fast, intuitive transaction interface Real-time transaction confirmation and receipts Secure login and session management Float balance monitoring to stay transaction-ready Transaction history for easy record-keeping Supervised and supported by Consolidated Bank Ghana LTD. WHO IS THIS APP FOR? This app is exclusively for businesses authorised as CBG agency banking agents. You must have: A legally registered business An active business account with CBG Completed the CBG agent onboarding process. Visit www.cbg.com.gh/business/agency-banking to learn how to apply. ABOUT CBG AGENCY BANKING CBG Agency Banking extends the reach of CBG by empowering trusted local businesses to offer banking services to their communities. As a CBG agent, you help drive financial inclusion across Ghana — earning additional income while making banking more accessible for everyone. All transactions are regulated, supervised, and backed by Consolidated Bank Ghana LTD. Agent Support: 0800110055 (Toll-free) Email: talktous@cbg.com.gh Website: www.cbg.com.gh © 2026 Consolidated Bank Ghana LTD. All Rights Reserved.

Screenshots

AFi Payments4 screens
CBG Sika Agent4 screens

Verdict

The call

The clearest difference is iOS requirement: CBG Sika Agent at 13.0 against AFi Payments's 15.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
AFi Payments versus CBG Sika Agent: the parameters behind the verdict, then further details
ParameterAFi PaymentsCBG Sika Agent
PriceFreeFree
Rating4.0 (6 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings6 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size25 MB6 MB
Age rating4+4+
DeveloperTecHustle, IncCONSOLIDATED BANK GHANA LIMITED (CBG)

In-app purchases

None

AFi Payments

No in-app purchases

None

CBG Sika Agent

No in-app purchases

Questions

Is AFi Payments free?
AFi Payments is free to download, with no in-app purchases.
Is CBG Sika Agent free?
CBG Sika Agent is free to download, with no in-app purchases.
Do AFi Payments or CBG Sika Agent have ads?
Neither AFi Payments nor CBG Sika Agent shows ads.

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