mojaRBA vs OTPgo

Make life easier with mojaRBA mobile banking Download the app, open the current account with a service package online and manage your finance 24/7 from anywhere. All essentials in one place - detailed display of balances and movements in accounts, savings and loans - simple search of transactions by date or a specific word Your offer - customized offers of RBA products and services that you can contract 100% online through the app Payments in seconds - FotoNalog for invoice barcode scanning - KlikPay for free money transfers to contacts, with RBA and elsewhere, no IBAN required Buy Now Pay Later - split your credit card expenses into 2 or up to 24 instalments Zlatna RBICA - total points accumulated in the loyalty program and converting them into Zlatna RBICA euros Saving for the future - deposits into and balance of the account of Raiffeisen Voluntary Pension Fund mToken - login to internet banking and eCitizen -payment authentication for online card purchases App reactivation - when you change your phone and number, and when you reset the device to default settings Chat with RBA - exchanging authenticated messages with the bank, related to your products and services

We believe that digital banking should be as simple as ABC. Download the application and experience banking made easy, whenever and wherever. In OTPgo application you can find our product catalogue and the list of locations of our branches and ATMs. Here are only some of the options and transactions available to you with OTPgo application: • Check your account balance at any time • Check your account turnover • Check the details of any products contracted with the bank such as loans, savings or credit cards • Make intra-bank and inter-bank payments • Make payments to foreign accounts – new transaction • Create payment order templates for frequent payments, so as to make them even easier • Buy or sell foreign currency using your foreign currency accounts • Top up mobile phone • Make a simple transfer of funds to your prepaid card(s) • Make various transfers and payments towards your loan, to your saving account or credit card • Join the OTP Round Up donation scheme and view all your donations • Join the OTPrize loyalty scheme and have access to it at all times • Share your account information via QR code