Comparison

KEKS Pay vs Reign

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KEKS Pay

Send and receive money quickly and securely with this free app. Easily split costs with friends, request payments, and manage group expenses without any fees. It's a simple way to handle everyday transactions.

Highlights
  • Send and receive money
  • No transaction fees
  • Split expenses with groups
  • Request payments
  • Secure transactions
  • PIN and biometric protection
Features
Read full description

KEKS Pay je zabavna i jednostavna aplikacija za brzo i sigurno slanje i primanje novca – i to bez ikakvih naknada! Duguješ nekome za ručak? Netko tebi duguje za karte za kino? Besplatno skini KEKS Pay i olakšaj si život. Uživaj u slatkim transakcijama već danas! Svi su dobrodošli Iako je KEKS Pay aplikacija Erste banke, možeš je koristiti neovisno o tome u kojoj banci ti ili tvoji frendovi imate račun bez da pritom plaćaš ikakve naknade za prijenos novca. Stvarno brzo i jednostavno Skini i instaliraj aplikaciju u svega 2 minute, a onda šalji ili zatraži lovu od frendova. Podatke za primanje i slanje love trebaš upisati samo jednom, a od frenda nijednom. Da bi mu poslao lovu, dovoljno je da imaš njegov broj mobitela. Da, dobro si shvatio - nema više zamornog upisivanja dugačkih brojeva i šifri! Podijeli troškove Želiš s frendovima skupiti lovu za rođendanski poklon, ali ne želiš voditi evidenciju plaćanja i boriti se s gotovinom? KEKS Pay je pravo rješenje za tebe! Više ne moraš brinuti jesu li svi platili i vući lovu naokolo. Kreiraj chat grupu, pozovi ekipu da se sve lijepo dogovorite i jednostavno prati uplate putem mobitela. Pozovi frenda Lovu možeš poslati i nekome tko nema KEKS Pay. On će dobiti SMS s uputama za preuzimanje aplikacije, a potom i tvoje uplate, u samo nekoliko klikova. Baš kao što si ti već učinio, i on će upisati IBAN na koji želi primati uplate. U slučaju da ne preuzme aplikaciju u roku od 5 dana, tebi će lova biti pošteno vraćena. Sigurnost prije svega Što se tiče sigurnosti, tu nemaš nikakvog razloga za brigu - brojevi kartica nisu zapisani na mobitelu, sve je kriptirano i spremljeno na zaštićenim serverima do kojih nitko ne može doći (u skladu s regulativom PCI DSS), a aplikacija je zaštićena PIN-om ili biometrijom (otisak prsta i ostale opcije). Kao što vidš, Erste banka misli na sve.

About

Reign

Features
Read full description

See where your money went. Decide where it goes next. Reign turns receipts into a clear picture of your spending. Snap a paper receipt, upload a photo or PDF, or log an expense yourself. No bank login required. KEEP THE DETAIL Reign reads the store, date, total, and individual items, then sorts your spending into categories. Review the result alongside your receipt and adjust what you need. With Plus, forward email receipts to your Reign address. SEE YOUR SPENDING Follow spending by category and store, compare months, and explore patterns in your recorded purchases. Search your transaction history and use filters to find what you need. BRING YOUR MONEY TOGETHER Track cash, cards, savings, and investments in wallets. Keep personal spending separate from shared spaces, or see who spent what with a partner. Import CSV statements to bring existing records into Reign. PLAN YOUR NEXT STEP Set spending targets and track your progress. Keep track of personal loans and debts you owe, build a payoff plan, and see how extra payments could change your payoff date. FREE TO START Your first 30 receipt scans are free, with no expiry. Plus includes up to 400 scans per month, email receipts, longer Insights history, and more room for wallets and shared spaces. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription in your App Store account settings. Terms: https://heyreign.com/terms Privacy: https://heyreign.com/privacy

Screenshots

KEKS Pay4 screens
Reign4 screens

Verdict

The call

The clearest difference is in-app purchases: KEKS Pay at none against Reign's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Reign sells 2 in-app purchases, starting at $11.99 per month. KEKS Pay asks for nothing beyond the download.

UpkeepUpdate frequency

KEKS Pay ships an update every 2 weeks, Reign every 3 weeks. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
KEKS Pay versus Reign: the parameters behind the verdict, then further details
ParameterKEKS PayReign
PriceFreeFree
Rating4.8 (117 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings117 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size230 MB71 MB
Age rating12+4+
DeveloperErste banka HRNullPointer d.o.o.

In-app purchases

None

KEKS Pay

No in-app purchases

2 purchases

Reign

Subscriptions2
  • Reign Plus (Monthly)$11.991 Month
  • Reign Plus (Annual)$89.991 Year

Questions

Is KEKS Pay free?
KEKS Pay is free to download, with no in-app purchases.
Is Reign free?
Reign is free to download, with in-app purchases available.
Do KEKS Pay or Reign have ads?
Neither KEKS Pay nor Reign shows ads.
Which is updated more often, KEKS Pay or Reign?
KEKS Pay ships an update every 2 weeks, and Reign every 3 weeks. Most recently, KEKS Pay was updated on November 2, 2026 and Reign on October 24, 2026.

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