Comparison

KEKS Pay vs Spendseer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KEKS Pay

Send and receive money quickly and securely with this free app. Easily split costs with friends, request payments, and manage group expenses without any fees. It's a simple way to handle everyday transactions.

Highlights
  • Send and receive money
  • No transaction fees
  • Split expenses with groups
  • Request payments
  • Secure transactions
  • PIN and biometric protection
Features
Read full description

KEKS Pay je zabavna i jednostavna aplikacija za brzo i sigurno slanje i primanje novca – i to bez ikakvih naknada! Duguješ nekome za ručak? Netko tebi duguje za karte za kino? Besplatno skini KEKS Pay i olakšaj si život. Uživaj u slatkim transakcijama već danas! Svi su dobrodošli Iako je KEKS Pay aplikacija Erste banke, možeš je koristiti neovisno o tome u kojoj banci ti ili tvoji frendovi imate račun bez da pritom plaćaš ikakve naknade za prijenos novca. Stvarno brzo i jednostavno Skini i instaliraj aplikaciju u svega 2 minute, a onda šalji ili zatraži lovu od frendova. Podatke za primanje i slanje love trebaš upisati samo jednom, a od frenda nijednom. Da bi mu poslao lovu, dovoljno je da imaš njegov broj mobitela. Da, dobro si shvatio - nema više zamornog upisivanja dugačkih brojeva i šifri! Podijeli troškove Želiš s frendovima skupiti lovu za rođendanski poklon, ali ne želiš voditi evidenciju plaćanja i boriti se s gotovinom? KEKS Pay je pravo rješenje za tebe! Više ne moraš brinuti jesu li svi platili i vući lovu naokolo. Kreiraj chat grupu, pozovi ekipu da se sve lijepo dogovorite i jednostavno prati uplate putem mobitela. Pozovi frenda Lovu možeš poslati i nekome tko nema KEKS Pay. On će dobiti SMS s uputama za preuzimanje aplikacije, a potom i tvoje uplate, u samo nekoliko klikova. Baš kao što si ti već učinio, i on će upisati IBAN na koji želi primati uplate. U slučaju da ne preuzme aplikaciju u roku od 5 dana, tebi će lova biti pošteno vraćena. Sigurnost prije svega Što se tiče sigurnosti, tu nemaš nikakvog razloga za brigu - brojevi kartica nisu zapisani na mobitelu, sve je kriptirano i spremljeno na zaštićenim serverima do kojih nitko ne može doći (u skladu s regulativom PCI DSS), a aplikacija je zaštićena PIN-om ili biometrijom (otisak prsta i ostale opcije). Kao što vidš, Erste banka misli na sve.

About

Spendseer

Features
Read full description

SpendSeer is the fastest way to track what you spend — anywhere in the world. Whether you're on a layover, backpacking abroad, or living between countries, SpendSeer keeps your spending in one place and in your home currency. Log an expense in three taps: pick a category, type the amount, done. The keypad and quick-amount shortcuts were laid out and tested to find the shortest, fastest thumb travel for entering an expense — effortless even one-handed at a boarding gate. Spending in yen today and dirhams tomorrow? SpendSeer converts everything to your home currency automatically using daily exchange rates — with 160+ currencies supported. No signal? No problem. Log expenses on the plane or off-grid and SpendSeer saves them, then syncs the moment you're back online. Why travelers love it: • Works anywhere — full offline support; add and view expenses with no connection, syncs automatically • 160+ currencies — pin the ones you use, convert instantly at daily rates • Lightning-fast entry — a big keypad and one-tap quick amounts, designed around real thumb reach • Beautiful overview — a live donut of where your money goes this trip or this month • Insights — daily averages, spending by day, by weekday, top categories • Your budget cycle — track by calendar month or your real pay day • Custom categories — colors and icons that fit your life • Private by design — no ads, no tracking, no bank logins required Clean. Fast. Simple. Beautiful. The expense tracker that travels with you.

Screenshots

KEKS Pay4 screens
Spendseer4 screens

Verdict

The call

The clearest difference is update cadence: KEKS Pay at every 2 weeks against Spendseer's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KEKS Pay ships an update every 2 weeks, Spendseer every 2 months. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
KEKS Pay versus Spendseer: the parameters behind the verdict, then further details
ParameterKEKS PaySpendseer
PriceFreeFree
Rating4.8 (117 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings117 — better—
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size230 MB32 MB
Age rating12+4+
DeveloperErste banka HRAlen Sukaj

In-app purchases

None

KEKS Pay

No in-app purchases

None

Spendseer

No in-app purchases

Questions

Is KEKS Pay free?
KEKS Pay is free to download, with no in-app purchases.
Is Spendseer free?
Spendseer is free to download, with no in-app purchases.
Do KEKS Pay or Spendseer have ads?
Neither KEKS Pay nor Spendseer shows ads.
Which is updated more often, KEKS Pay or Spendseer?
KEKS Pay ships an update every 2 weeks, and Spendseer every 2 months. Most recently, KEKS Pay was updated on November 2, 2026 and Spendseer on October 31, 2026.

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