Comparison

Shacom Pay vs ADF Activities

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shacom Pay

This app simplifies electronic payments with instant, free local transfers and the ability to send funds using just a mobile number or email. It supports QR code payments and requests, as well as international remittances. Security is enhanced with biometric authentication.

Highlights
  • Instant local inter-bank transfers
  • Fund transfer via mobile number or email
  • QR code payments and requests
  • HKD and RMB support
  • Electronic Direct Debit Authorisation
  • Overseas remittances
  • Biometric authentication
Features
Read full description

Shacom Pay brings you to the new century of electronic payment! From now on, fund transfer becomes easier and more convenient! - Make instant small value inter-bank local transfers* anytime and free of charges. - Transfer funds by using payee’s mobile number or email address without entering the receiving bank account information. You can also scan QR code to pay. - Request for payment from friends by presenting your QR code. - Supports both HKD and RMB. - Electronic Direct Debit Authorisation can be effective immediately* upon set up. - Remit funds to overseas bank accounts including the Philippines and Indonesia. - Supports Biometric Authentication which allows you to log on Shacom Pay and confirm transactions via fingerprint authentication or facial recognition. Please Download Now! Remarks: * Depends on the processing time of payee bank

About

ADF Activities

Features
Read full description

ADF is a non-profit-making organization to encourage unity and sharing of knowledge among members in the accounting profession. Variety of activities and events are held for the advancement and development of the accounting profession. • The ADF app lets you explore and enroll in the latest events, pay online and view your event attendance records and lets you download your CPD e-certificates. • • Features of the ADF app: • - explore and enroll in the latest events • - online payment • - view your events attendance records and CPD hours all at a glance • - view all the events photo albums

Screenshots

Shacom Pay4 screens
ADF Activities4 screens

Verdict

The call

The clearest difference is ads: Shacom Pay at none against ADF Activities's shown. Shacom Pay also leads on update cadence (every 2 months vs every 4 months). ADF Activities's advantage is iOS requirement (9.0 vs 14.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Shacom Pay ships an update every 2 months, ADF Activities every 4 months. Both last shipped on September 17, 2026.

Scorecard3 real differences · 7 level
Shacom Pay versus ADF Activities: the parameters behind the verdict, then further details
ParameterShacom PayADF Activities
PriceFreeFree
Rating1.0 (2 ratings) — better—
Positive reviews27.8% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.09.0 — better
Further details — not scored
Size94 MB15 MB
Age rating4+4+
DeveloperShanghai Commercial Bank LimitedAccounting Development Foundation Limited

In-app purchases

None

Shacom Pay

No in-app purchases

None

ADF Activities

No in-app purchases

Questions

Is Shacom Pay free?
Shacom Pay is free to download, with no in-app purchases.
Is ADF Activities free?
ADF Activities is free to download, with no in-app purchases.
Do Shacom Pay or ADF Activities have ads?
ADF Activities shows ads; Shacom Pay does not.
Which is updated more often, Shacom Pay or ADF Activities?
Shacom Pay ships an update every 2 months, and ADF Activities every 4 months. Most recently, Shacom Pay was updated on September 17, 2026 and ADF Activities on September 17, 2026.

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