Comparison

Shacom Pay vs CddilEx

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shacom Pay

This app simplifies electronic payments with instant, free local transfers and the ability to send funds using just a mobile number or email. It supports QR code payments and requests, as well as international remittances. Security is enhanced with biometric authentication.

Highlights
  • Instant local inter-bank transfers
  • Fund transfer via mobile number or email
  • QR code payments and requests
  • HKD and RMB support
  • Electronic Direct Debit Authorisation
  • Overseas remittances
  • Biometric authentication
Features
Read full description

Shacom Pay brings you to the new century of electronic payment! From now on, fund transfer becomes easier and more convenient! - Make instant small value inter-bank local transfers* anytime and free of charges. - Transfer funds by using payee’s mobile number or email address without entering the receiving bank account information. You can also scan QR code to pay. - Request for payment from friends by presenting your QR code. - Supports both HKD and RMB. - Electronic Direct Debit Authorisation can be effective immediately* upon set up. - Remit funds to overseas bank accounts including the Philippines and Indonesia. - Supports Biometric Authentication which allows you to log on Shacom Pay and confirm transactions via fingerprint authentication or facial recognition. Please Download Now! Remarks: * Depends on the processing time of payee bank

About

CddilEx

Features
Read full description

A quick glance at the market in the morning, checking the real-time gold price before buying, calculating the tax upon receiving the invoice, confirming the IFSC code before transferring money to a friend… CddilEx has considered all these seemingly trivial yet crucial moments for you. You don't need to be a financial expert to achieve expert-level efficiency. We transform complex numbers and terms into clear and intuitive cards and charts. Whether it's comparing the old vs. new tax systems or the city-specific differences in today's gold price, we save you calculation time, freeing up more energy to enjoy life. Finance should be this simple, transparent, and accessible.

Screenshots

Shacom Pay4 screens
CddilEx4 screens

Verdict

The call

The clearest difference is update cadence: CddilEx at every 2 days against Shacom Pay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Shacom Pay ships an update every 2 months, CddilEx every 2 days. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Shacom Pay versus CddilEx: the parameters behind the verdict, then further details
ParameterShacom PayCddilEx
PriceFreeFree
Rating1.0 (2 ratings) — better—
Positive reviews27.8% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size94 MB4 MB
Age rating4+17+
DeveloperShanghai Commercial BankBuldan Ozan

In-app purchases

None

Shacom Pay

No in-app purchases

None

CddilEx

No in-app purchases

Questions

Is Shacom Pay free?
Shacom Pay is free to download, with no in-app purchases.
Is CddilEx free?
CddilEx is free to download, with no in-app purchases.
Do Shacom Pay or CddilEx have ads?
Neither Shacom Pay nor CddilEx shows ads.
Which is updated more often, Shacom Pay or CddilEx?
Shacom Pay ships an update every 2 months, and CddilEx every 2 days. Most recently, Shacom Pay was updated on October 21, 2026 and CddilEx on October 24, 2026.

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