Shacom Pay vs CddilEx
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Shacom Pay
This app simplifies electronic payments with instant, free local transfers and the ability to send funds using just a mobile number or email. It supports QR code payments and requests, as well as international remittances. Security is enhanced with biometric authentication.
- Instant local inter-bank transfers
- Fund transfer via mobile number or email
- QR code payments and requests
- HKD and RMB support
- Electronic Direct Debit Authorisation
- Overseas remittances
- Biometric authentication
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Shacom Pay brings you to the new century of electronic payment! From now on, fund transfer becomes easier and more convenient! - Make instant small value inter-bank local transfers* anytime and free of charges. - Transfer funds by using payee’s mobile number or email address without entering the receiving bank account information. You can also scan QR code to pay. - Request for payment from friends by presenting your QR code. - Supports both HKD and RMB. - Electronic Direct Debit Authorisation can be effective immediately* upon set up. - Remit funds to overseas bank accounts including the Philippines and Indonesia. - Supports Biometric Authentication which allows you to log on Shacom Pay and confirm transactions via fingerprint authentication or facial recognition. Please Download Now! Remarks: * Depends on the processing time of payee bank
CddilEx
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A quick glance at the market in the morning, checking the real-time gold price before buying, calculating the tax upon receiving the invoice, confirming the IFSC code before transferring money to a friend… CddilEx has considered all these seemingly trivial yet crucial moments for you. You don't need to be a financial expert to achieve expert-level efficiency. We transform complex numbers and terms into clear and intuitive cards and charts. Whether it's comparing the old vs. new tax systems or the city-specific differences in today's gold price, we save you calculation time, freeing up more energy to enjoy life. Finance should be this simple, transparent, and accessible.
Screenshots
Verdict
The clearest difference is update cadence: CddilEx at every 2 days against Shacom Pay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Shacom Pay ships an update every 2 months, CddilEx every 2 days. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | Shacom Pay | CddilEx |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) — better | — |
| Positive reviews | 27.8% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 94 MB | 4 MB |
| Age rating | 4+ | 17+ |
| Developer | Shanghai Commercial Bank | Buldan Ozan |
In-app purchases
Shacom Pay
No in-app purchases
CddilEx
No in-app purchases









