U PAYm™ EMV vs North POS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U PAYm™ EMV
Read full descriptionHide full description
Welcome to U PAYm™ EMV! U PAYm™ EMV is your mobile payment processing solution! Combined with our EMV card reader, U PAYm™ enables you to safely and securely accept card payments using your mobile phone anywhere you have an internet connection. U PAYm™ EMV is perfect for merchants who attend trade shows, markets, kiosks, stadiums, festivals, or those who host in-home parties, or make deliveries. Funds are available 24-48 hours after settlement. Features • Insert, swipe or key in card information • Email or print customer receipt • Customize receipts (return policy, promotions) • Pre-set sales tax and tips • Store, display and print transaction and settlement history • Quick void capability • Process returns • Perform settlements • Obtain a signature at the point of sale • Encrypt sensitive data at the point of swipe For customer service or technical support call (800) 260-3388 or email upay.support@ebluu.com.
North POS
This application helps businesses accept various payment types, send invoices, and manage gift cards. It offers flexible pricing and fast funding options, backed by decades of experience in payment processing.
- Accept contactless, EMV, and magstripe payments
- Send invoices via email or text
- Sell and accept gift cards
- Pay-as-you-go pricing
- Next-day or same-day funding
Read full descriptionHide full description
To find the perfect payment solution that fits your business needs, go North. Create an account and use the North POS app to: Accept payments of all types - contactless, EMV, magstripe. Send invoices through email or text. Sell and accept gift cards from your customers. Why North? - North has helped businesses accept payments since 1992. - Pay-as-you-go pricing or custom pricing to fit your business needs. - Funding available next day or same day. Download the North POS app, choose optional hardware, and create your North account today.
Screenshots
Verdict
The clearest difference is update cadence: North POS at every 6 weeks against U PAYm™ EMV's every 6 months. U PAYm™ EMV's advantage is iOS requirement (12.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
U PAYm™ EMV ships an update every 6 months, North POS every 6 weeks. The most recent releases landed on October 26, 2026 and November 4, 2026 respectively.
| Parameter | U PAYm™ EMV | North POS |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 19 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Bluu, Inc. | North American Bancard |
In-app purchases
U PAYm™ EMV
No in-app purchases
North POS
No in-app purchases
