Comparison

SACOMBANK PAY vs GTHT Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SACOMBANK PAY

Manage your finances with a modern, secure, and convenient app. Enjoy free transactions, easy bill payments, and quick access to banking services like savings and loans. Update your personal information securely and redeem loyalty points for rewards.

Highlights
  • Free 24/7 transactions
  • Biometric and Smart OTP security
  • QR code and Apple Pay integration
  • Account balance and statement viewing
  • Open savings, apply for loans
  • Update personal information
  • Bill payments and top-ups
Features
Read full description

Welcome to SACOMBANK PAY – the modern and ultra-convenient financial management app that makes your life easier and more enjoyable! With a friendly and customized design, you will love the secure transaction space tailored just for you! Key Highlights: - Enjoy free transactions 24/7, fast and free with a limit of up to 50 billion VND/day! - Absolute Security! Biometric technology and Smart OTP keep your transactions safe. - Exciting Payments! Scan domestic and international QR codes, or integrate your card to Apple Pay in a flash! - Easy Financial Management! Check your balance, view statements and fund deposit alert sharing with up to 5 current accounts. - Convenient Banking Services! Open savings, apply for Loans with disbursement in just 5 minutes, and quickly open current accounts and get your cards issued! - Flexible personal information updates! Update your details using a chip-based ID card/national ID or via a VNeID electronic identification account. - Diverse Payment Ecosystem! Pay bills, top up, book tickets… all in one fabulous app! - Redeem SACOMBANK Sapphire points for even more exciting incentives! Then what are you waiting for? Download or update the app now, complete your online authentication and start your amazing journey right away!

About

GTHT Mobile

This app provides a comprehensive suite of financial services, including stock brokerage, investment consulting, proprietary trading, and securities custody. It is offered by a reputable securities company with a strong background in the financial market.

Highlights
  • Stock brokerage
  • Investment consulting
  • Proprietary trading
  • Securities custody
  • Underwriting services
Features
Read full description

Công ty Cổ phần Chứng khoán Guotai Haitong (Việt Nam) (tên giao dịch tiếng Anh – Guotai Haitong Securities (Viet Nam) Corp. Tên viết tắt: GTHT (Vietnam)) là một công ty chứng khoán hoạt động trong lĩnh vực Tài chính – Chứng khoán theo giấy phép số 69/UBCK-GPHĐKD của Ủy ban Chứng khoán Nhà nước (UBCKNN) cấp với những nghiệp vụ kinh doanh bao gồm: Hoạt động Môi giới chứng khoán, tư vấn đầu tư chứng khoán, tự doanh chứng khoán và lưu ký chứng khoán.

Screenshots

SACOMBANK PAY4 screens
GTHT Mobile4 screens

Verdict

The call

The clearest difference is rating: GTHT Mobile at 5.0 against SACOMBANK PAY's 3.5. GTHT Mobile also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). SACOMBANK PAY's advantage is ratings volume (301 vs 1) and iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GTHT Mobile holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: SACOMBANK PAY has 301 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 42% of SACOMBANK PAY's written reviews are positive against 60% of GTHT Mobile's.

UpkeepUpdate frequency

SACOMBANK PAY ships an update every 2 months, GTHT Mobile every 2 weeks. The most recent releases landed on October 20, 2026 and October 6, 2026 respectively.

Scorecard7 real differences · 3 level
SACOMBANK PAY versus GTHT Mobile: the parameters behind the verdict, then further details
ParameterSACOMBANK PAYGTHT Mobile
PriceFreeFree
Rating3.5 (301 ratings)5.0 (1 ratings) — better
Positive reviews41.6% of reviews60.0% of reviews — better
Number of ratings301 — better1
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size272 MB87 MB
Age rating4+17+
DeveloperSAIGON TREASURE COMMERCIAL JOINT STOCK BANKGUOTAI JUNAN SECURITIES (VIETNAM) CORP

Customer experience

SACOMBANK PAY

All ratings297 ratings
Positive59.3%
Neutral4.4%
Negative36.4%
Written reviews243 reviews
Positive41.6%
Neutral4.9%
Negative53.5%

GTHT Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Bugs and requests

SACOMBANK PAY

Reported bugs

5 issues
  • Login issues and account access problems
  • Unreliable fund transfers and balance updates
  • Compatibility issues with newer devices
  • Frequent app crashes and freezes
  • Inaccurate transaction records

Requested features

5 requests
  • Improved transaction history and notifications
  • Biometric authentication options
  • Customizable app settings
  • Enhanced security measures
  • Seamless integration with other financial services

GTHT Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SACOMBANK PAY

No in-app purchases

None

GTHT Mobile

No in-app purchases

Questions

Is SACOMBANK PAY free?
SACOMBANK PAY is free to download, with no in-app purchases.
Is GTHT Mobile free?
GTHT Mobile is free to download, with no in-app purchases.
Which has better reviews, SACOMBANK PAY or GTHT Mobile?
GTHT Mobile is rated higher. SACOMBANK PAY averages 3.5 out of 5 from 301 ratings, while GTHT Mobile averages 5.0 from 1 ratings.
Do SACOMBANK PAY or GTHT Mobile have ads?
SACOMBANK PAY shows ads; GTHT Mobile does not.
Which is updated more often, SACOMBANK PAY or GTHT Mobile?
SACOMBANK PAY ships an update every 2 months, and GTHT Mobile every 2 weeks. Most recently, SACOMBANK PAY was updated on October 20, 2026 and GTHT Mobile on October 6, 2026.

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