SACOMBANK PAY vs GTHT Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SACOMBANK PAY
Manage your finances with a modern, secure, and convenient app. Enjoy free transactions, easy bill payments, and quick access to banking services like savings and loans. Update your personal information securely and redeem loyalty points for rewards.
- Free 24/7 transactions
- Biometric and Smart OTP security
- QR code and Apple Pay integration
- Account balance and statement viewing
- Open savings, apply for loans
- Update personal information
- Bill payments and top-ups
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Welcome to SACOMBANK PAY – the modern and ultra-convenient financial management app that makes your life easier and more enjoyable! With a friendly and customized design, you will love the secure transaction space tailored just for you! Key Highlights: - Enjoy free transactions 24/7, fast and free with a limit of up to 50 billion VND/day! - Absolute Security! Biometric technology and Smart OTP keep your transactions safe. - Exciting Payments! Scan domestic and international QR codes, or integrate your card to Apple Pay in a flash! - Easy Financial Management! Check your balance, view statements and fund deposit alert sharing with up to 5 current accounts. - Convenient Banking Services! Open savings, apply for Loans with disbursement in just 5 minutes, and quickly open current accounts and get your cards issued! - Flexible personal information updates! Update your details using a chip-based ID card/national ID or via a VNeID electronic identification account. - Diverse Payment Ecosystem! Pay bills, top up, book tickets… all in one fabulous app! - Redeem SACOMBANK Sapphire points for even more exciting incentives! Then what are you waiting for? Download or update the app now, complete your online authentication and start your amazing journey right away!
GTHT Mobile
This app provides a comprehensive suite of financial services, including stock brokerage, investment consulting, proprietary trading, and securities custody. It is offered by a reputable securities company with a strong background in the financial market.
- Stock brokerage
- Investment consulting
- Proprietary trading
- Securities custody
- Underwriting services
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Công ty Cổ phần Chứng khoán Guotai Haitong (Việt Nam) (tên giao dịch tiếng Anh – Guotai Haitong Securities (Viet Nam) Corp. Tên viết tắt: GTHT (Vietnam)) là một công ty chứng khoán hoạt động trong lĩnh vực Tài chính – Chứng khoán theo giấy phép số 69/UBCK-GPHĐKD của Ủy ban Chứng khoán Nhà nước (UBCKNN) cấp với những nghiệp vụ kinh doanh bao gồm: Hoạt động Môi giới chứng khoán, tư vấn đầu tư chứng khoán, tự doanh chứng khoán và lưu ký chứng khoán.
Screenshots
Verdict
The clearest difference is rating: GTHT Mobile at 5.0 against SACOMBANK PAY's 3.5. GTHT Mobile also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). SACOMBANK PAY's advantage is ratings volume (301 vs 1) and iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GTHT Mobile holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: SACOMBANK PAY has 301 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 42% of SACOMBANK PAY's written reviews are positive against 60% of GTHT Mobile's.
SACOMBANK PAY ships an update every 2 months, GTHT Mobile every 2 weeks. The most recent releases landed on October 20, 2026 and October 6, 2026 respectively.
| Parameter | SACOMBANK PAY | GTHT Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (301 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 41.6% of reviews | 60.0% of reviews — better |
| Number of ratings | 301 — better | 1 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 272 MB | 87 MB |
| Age rating | 4+ | 17+ |
| Developer | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK | GUOTAI JUNAN SECURITIES (VIETNAM) CORP |
Customer experience
SACOMBANK PAY
GTHT Mobile
Bugs and requests
SACOMBANK PAY
Reported bugs
5 issues- Login issues and account access problems
- Unreliable fund transfers and balance updates
- Compatibility issues with newer devices
- Frequent app crashes and freezes
- Inaccurate transaction records
Requested features
5 requests- Improved transaction history and notifications
- Biometric authentication options
- Customizable app settings
- Enhanced security measures
- Seamless integration with other financial services
GTHT Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SACOMBANK PAY
No in-app purchases
GTHT Mobile
No in-app purchases









