Comparison

KOINS Mobile vs BYOND by BSI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KOINS Mobile

This app provides a real-time trading system with advanced order placement and execution. It offers in-depth quote data, including charts, foreign indices, and FX information.

Highlights
  • Real-time trading system
  • Conditional order placement
  • Execution push service
  • In-depth quote data
  • Advanced search
  • Charts
  • Foreign indices
  • FX data
Features
Read full description

KOINS offers real-time and the most cutting-edge trading system such conditional order placement and execution push (pop-up) service, and in-depth quote data such as advanced search/charts/foreign indices/FX.

About

BYOND by BSI

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Highlights
  • Open accounts remotely
  • QRIS and bill payments
  • E-wallet top-ups
  • Gold, SBSN, and deposit investments
  • Financing for various needs
  • Donations, zakat, and prayer reminders
  • Quran reader
Read full description

Selamat datang di BYOND by BSI! Aplikasi perbankan digital syariah terbesar di Indonesia. Saatnya bikin #SemuaJadiMudah aktivitas perbankanmu. Fleksibilitas Tanpa Batas BYOND by BSI hadir untuk meningkatkan aktivitas perbankanmu jadi lebih mudah. Mau buka rekening bisa tanpa keluar rumah dan bisa aktivasi akun BSI hanya melalui aplikasi BYOND. Bertransaksi Makin Lengkap & Mudah Terintegrasi dengan banyak partner sehingga aktivitas bayar dan beli beragam kebutuhan langsung dari satu aplikasi. Mau transaksi QRIS, token PLN, biaya pendidikan, top up E-Wallet, dan banyak lagi, #SemuaJadiMudah hanya untuk kamu. Persiapkan Hari Esok, Mulai Hari Ini! Rencanakan masa depan lebih pasti dengan beragam aset investasi di BYOND. Manfaatkan investasi emas, SBSN, Deposito, dan berbagai fitur investasi syariah lainnya. Wujudkan Impianmu Bareng BYOND! Punya impian? Segera wujudkan dengan produk pembiayaan yang semakin variatif. Ajukan pembiayaan untuk berbagai kebutuhan dan keinginanmu. Mulai dari cicil emas, gadai emas, Mitraguna Berkah Online, hingga kendaraan impian di BSI OTO. Dekatkan Diri Penuh Makna BYOND by BSI hadir untuk mempermudah ibadahmu dengan fitur islaminya. Berdonasi, infaq, bayar zakat, pengingat waktu shalat, baca Qur’an, hingga ibadah ke Tanah Suci, #SemuaJadiMudah dilakukan di BYOND. Saatnya bikin #SemuaJadiMudah bersama BYOND by BSI. Download sekarang!

Screenshots

KOINS Mobile4 screens
BYOND by BSI4 screens

Verdict

The call

The clearest difference is ads: KOINS Mobile at none against BYOND by BSI's shown. KOINS Mobile also leads on iOS requirement (12.0 vs 14.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KOINS Mobile ships an update every 2 months, BYOND by BSI every 6 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
KOINS Mobile versus BYOND by BSI: the parameters behind the verdict, then further details
ParameterKOINS MobileBYOND by BSI
PriceFreeFree
Rating—4.0 (25 ratings) — better
Positive reviews72.4% of reviews — better66.7% of reviews
Number of ratings—25 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size36 MB490 MB
Age rating4+4+
DeveloperKOREA INVESTMENT AND SEKURITAS INDONESIA, PTPT Bank Syariah Indonesia, Tbk

Customer experience

KOINS Mobile

Written reviews29 reviews
Positive72.4%
Neutral13.8%
Negative13.8%

BYOND by BSI

All ratings23 ratings
Positive78.3%
Neutral4.3%
Negative17.4%
Written reviews18 reviews
Positive66.7%
Neutral5.6%
Negative27.8%

In-app purchases

None

KOINS Mobile

No in-app purchases

None

BYOND by BSI

No in-app purchases

Questions

Is KOINS Mobile free?
KOINS Mobile is free to download, with no in-app purchases.
Is BYOND by BSI free?
BYOND by BSI is free to download, with no in-app purchases.
Do KOINS Mobile or BYOND by BSI have ads?
BYOND by BSI shows ads; KOINS Mobile does not.
Which is updated more often, KOINS Mobile or BYOND by BSI?
KOINS Mobile ships an update every 2 months, and BYOND by BSI every 6 weeks. Most recently, KOINS Mobile was updated on November 2, 2026 and BYOND by BSI on November 3, 2026.

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