Comparison

PKG Pension Fund vs uSquare

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PKG Pension Fund

Features
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You can use the PKG Pension Fund app to access your data but also to perform your own simulations and view benefit changes. The app is intended to make it easier for you to plan for your pension. The following simulations can be performed independently: - Different retirement options - Buy-in to improve pension benefits (tax-exempt buy-ins) - Payments for owner-occupied property (advance withdrawals under legislation encouraging home ownership [EHO])

About

uSquare

Features
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uSquare is the expense splitter that actually settles up, not just keeps score. Create a group, add your friends, and track shared costs from rent and groceries to trips and dinners. Free features: โ€ข Fair splits (equal, percentage, or custom) โ€ข Debt simplification โ€” turns a tangle of IOUs into the fewest payments needed to settle up โ€ข Group Pot โ€” a shared pool for recurring costs like rent or a house fund โ€ข Fair Share Score โ€” see who's pulling their weight on shared costs over time โ€ข Trip Map โ€” see where a trip's expenses happened, pinned on a map โ€ข Round-robin payer rotation for recurring expenses โ€ข Multi-currency support ยท Recurring expenses ยท Real-time sync across iPhone and web Pro (โ‚ฌ3.99/month, auto-renewing): โ€ข Receipt scanning โ€” snap a photo, amount and merchant fill in automatically โ€ข Category budgets with spending alerts โ€ข Grocery list โ€” check off items, convert them straight into a split expense โ€ข Full activity history and audit trail โ€ข Unlimited daily expenses (free tier: 3/day) Subscription details: Payment is charged to your Apple ID at confirmation. Subscription renews automatically unless auto-renew is turned off at least 24 hours before period end. Account is charged for renewal within 24 hours before period end. Manage/cancel in App Store account settings. Terms of Use: https://u-square.life/terms Privacy Policy: https://u-square.life/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PKG Pension Fund4 screens
uSquare4 screens

Verdict

The call

The clearest difference is in-app purchases: PKG Pension Fund at none against uSquare's 2. PKG Pension Fund also leads on ads (none vs shown). uSquare's advantage is update cadence (every 2 days vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. uSquare sells 2 in-app purchases, starting at $3.99 per month. PKG Pension Fund asks for nothing beyond the download.

UpkeepUpdate frequency

PKG Pension Fund ships an update every 4 months, uSquare every 2 days. The most recent releases landed on October 13, 2026 and October 31, 2026 respectively.

Scorecard3 real differences ยท 3 level
PKG Pension Fund versus uSquare: the parameters behind the verdict, then further details
ParameterPKG Pension FunduSquare
PriceFreeFree
Update frequencyEvery 4 monthsEvery 2 days โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.015.0 โ€” better
Further details โ€” not scored
Size33 MB84 MB
Age rating4+4+
DeveloperSwissPension AGDaniel Kialka

In-app purchases

None

PKG Pension Fund

No in-app purchases

2 purchases

uSquare

Subscriptions2
  • uSquare Pro$3.991 Month
  • uSquare Pro (Annual)$39.991 Year

Questions

Is PKG Pension Fund free?
PKG Pension Fund is free to download, with no in-app purchases.
Is uSquare free?
uSquare is free to download, with in-app purchases available.
Do PKG Pension Fund or uSquare have ads?
uSquare shows ads; PKG Pension Fund does not.
Which is updated more often, PKG Pension Fund or uSquare?
PKG Pension Fund ships an update every 4 months, and uSquare every 2 days. Most recently, PKG Pension Fund was updated on October 13, 2026 and uSquare on October 31, 2026.

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