Comparison

DSK mToken vs Finaboard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DSK mToken

This app allows users to securely confirm banking transactions and service requests for online and mobile banking. It supports various requests like opening accounts, issuing cards, and activating online payment passwords. The application can be used offline and is available on multiple devices.

Highlights
  • Confirm banking transactions
  • Approve service requests
  • Supports online banking
  • Supports mobile banking
  • Offline functionality
  • Install on multiple devices
Features
Read full description

DSK mToken (мобилен тоукън) е мобилно приложение за потвърждаване на банкови трансакции и заявки в интернет банкирането ДСК Директ за индивидуални клиенти и в мобилното банкиране DSK Smart. DSK mToken може да се инсталира на едно или повече мобилни устройства и е напълно безплатна. Основни функции на приложението: - потвърждаване на преводи в мобилното банкиране DSK Smart и интернет банкирането ДСК Директ; - потвърждаване на заявки за различни услуги в ДСК Директ - откриване на сметки, издаване и преиздаване на банкови карти, подписване на съгласия за директен дебит, активиране на 3D парола за онлайн плащания при търговци и други. *Мобилното приложение DSK mToken може да бъде използвано за подписване и без интернет свързаност. DSK mToken (mobile token) is a mobile application for confirmation of banking transactions and requests ordered via the internet banking DSK Direct for private individuals and the mobile banking DSK Smart. DSK mToken can be installed on more than one mobile device and it is completely free. Basic features: Confirmation of money transfers ordered via the internet banking DSK Direct and the mobile banking DSK Smart; Confirmation of requests for different services in DSK Direct - accounts opening, issuing and reissuing of bank cards, direct debit, activation of 3D password for online payments with merchants and others. *DSK mToken mobile app can be used without cellular data or Wi-Fi connection (offline mode).

About

Finaboard

Gain insights into your spending habits with simple dashboards. This app provides useful financial information to help you understand where your money goes. It focuses on clear visualization of your financial data.

Highlights
  • Financial tracking
  • Spending habit analysis
  • Simple dashboards
  • Privacy policy
  • Terms of use
Features
Read full description

Track your finances.  View useful information about your spending habits with simple dashboards. Privacy Policy - https://stanimiriliev.github.io/#privacy Terms of Use (EULA) - https://stanimiriliev.github.io/#terms

Screenshots

DSK mToken4 screens
Finaboard4 screens

Verdict

The call

The clearest difference is rating: Finaboard at 5.0 against DSK mToken's 1.0. Finaboard also leads on update cadence (every 3 weeks vs every 19 months). DSK mToken's advantage is in-app purchases (none vs 2) and ratings volume (7 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finaboard sells 2 in-app purchases, starting at $0.99 per month. DSK mToken asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Finaboard holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: DSK mToken has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

DSK mToken ships an update every 19 months, Finaboard every 3 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

Scorecard6 real differences · 4 level
DSK mToken versus Finaboard: the parameters behind the verdict, then further details
ParameterDSK mTokenFinaboard
PriceFreeFree
Rating1.0 (7 ratings)5.0 (1 ratings) — better
Positive reviews13.5% of reviews—
Number of ratings7 — better1
Update frequencyEvery 19 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size21 MB11 MB
Age rating4+4+
DeveloperDSK Bank PLCStanimir Iliev

Customer experience

DSK mToken

All ratings5 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews52 reviews
Positive13.5%
Neutral0.0%
Negative86.5%

Finaboard

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DSK mToken

No in-app purchases

2 purchases

Finaboard

Subscriptions2
  • Plus$0.991 Month
  • Pro$1.991 Month

Questions

Is DSK mToken free?
DSK mToken is free to download, with no in-app purchases.
Is Finaboard free?
Finaboard is free to download, with in-app purchases available.
Which has better reviews, DSK mToken or Finaboard?
Finaboard is rated higher. DSK mToken averages 1.0 out of 5 from 7 ratings, while Finaboard averages 5.0 from 1 ratings.
Do DSK mToken or Finaboard have ads?
Neither DSK mToken nor Finaboard shows ads.
Which is updated more often, DSK mToken or Finaboard?
DSK mToken ships an update every 19 months, and Finaboard every 3 weeks. Most recently, DSK mToken was updated on October 24, 2026 and Finaboard on October 12, 2026.

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