DSK mToken vs Finaboard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DSK mToken
This app allows users to securely confirm banking transactions and service requests for online and mobile banking. It supports various requests like opening accounts, issuing cards, and activating online payment passwords. The application can be used offline and is available on multiple devices.
- Confirm banking transactions
- Approve service requests
- Supports online banking
- Supports mobile banking
- Offline functionality
- Install on multiple devices
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DSK mToken (мобилен тоукън) е мобилно приложение за потвърждаване на банкови трансакции и заявки в интернет банкирането ДСК Директ за индивидуални клиенти и в мобилното банкиране DSK Smart. DSK mToken може да се инсталира на едно или повече мобилни устройства и е напълно безплатна. Основни функции на приложението: - потвърждаване на преводи в мобилното банкиране DSK Smart и интернет банкирането ДСК Директ; - потвърждаване на заявки за различни услуги в ДСК Директ - откриване на сметки, издаване и преиздаване на банкови карти, подписване на съгласия за директен дебит, активиране на 3D парола за онлайн плащания при търговци и други. *Мобилното приложение DSK mToken може да бъде използвано за подписване и без интернет свързаност. DSK mToken (mobile token) is a mobile application for confirmation of banking transactions and requests ordered via the internet banking DSK Direct for private individuals and the mobile banking DSK Smart. DSK mToken can be installed on more than one mobile device and it is completely free. Basic features: Confirmation of money transfers ordered via the internet banking DSK Direct and the mobile banking DSK Smart; Confirmation of requests for different services in DSK Direct - accounts opening, issuing and reissuing of bank cards, direct debit, activation of 3D password for online payments with merchants and others. *DSK mToken mobile app can be used without cellular data or Wi-Fi connection (offline mode).
Finaboard
Gain insights into your spending habits with simple dashboards. This app provides useful financial information to help you understand where your money goes. It focuses on clear visualization of your financial data.
- Financial tracking
- Spending habit analysis
- Simple dashboards
- Privacy policy
- Terms of use
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Track your finances. View useful information about your spending habits with simple dashboards. Privacy Policy - https://stanimiriliev.github.io/#privacy Terms of Use (EULA) - https://stanimiriliev.github.io/#terms
Screenshots
Verdict
The clearest difference is rating: Finaboard at 5.0 against DSK mToken's 1.0. Finaboard also leads on update cadence (every 3 weeks vs every 19 months). DSK mToken's advantage is in-app purchases (none vs 2) and ratings volume (7 vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finaboard sells 2 in-app purchases, starting at $0.99 per month. DSK mToken asks for nothing beyond the download.
Finaboard holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: DSK mToken has 7 ratings behind it against 1, so its average is the more settled of the two.
DSK mToken ships an update every 19 months, Finaboard every 3 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.
| Parameter | DSK mToken | Finaboard |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (7 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 13.5% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 19 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 21 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | DSK Bank PLC | Stanimir Iliev |
Customer experience
DSK mToken
Finaboard
In-app purchases
DSK mToken
No in-app purchases
Finaboard
- Plus$0.991 Month
- Pro$1.991 Month









