DSK mToken vs RestoBG
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DSK mToken
This app allows users to securely confirm banking transactions and service requests for online and mobile banking. It supports various requests like opening accounts, issuing cards, and activating online payment passwords. The application can be used offline and is available on multiple devices.
- Confirm banking transactions
- Approve service requests
- Supports online banking
- Supports mobile banking
- Offline functionality
- Install on multiple devices
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DSK mToken (мобилен тоукън) е мобилно приложение за потвърждаване на банкови трансакции и заявки в интернет банкирането ДСК Директ за индивидуални клиенти и в мобилното банкиране DSK Smart. DSK mToken може да се инсталира на едно или повече мобилни устройства и е напълно безплатна. Основни функции на приложението: - потвърждаване на преводи в мобилното банкиране DSK Smart и интернет банкирането ДСК Директ; - потвърждаване на заявки за различни услуги в ДСК Директ - откриване на сметки, издаване и преиздаване на банкови карти, подписване на съгласия за директен дебит, активиране на 3D парола за онлайн плащания при търговци и други. *Мобилното приложение DSK mToken може да бъде използвано за подписване и без интернет свързаност. DSK mToken (mobile token) is a mobile application for confirmation of banking transactions and requests ordered via the internet banking DSK Direct for private individuals and the mobile banking DSK Smart. DSK mToken can be installed on more than one mobile device and it is completely free. Basic features: Confirmation of money transfers ordered via the internet banking DSK Direct and the mobile banking DSK Smart; Confirmation of requests for different services in DSK Direct - accounts opening, issuing and reissuing of bank cards, direct debit, activation of 3D password for online payments with merchants and others. *DSK mToken mobile app can be used without cellular data or Wi-Fi connection (offline mode).
RestoBG
This is a free professional calculator designed to quickly and easily calculate change for payments in Bulgarian Lev (BGN) and Euros (EUR). It uses the fixed exchange rate of 1 EUR = 1.95583 BGN.
- Calculate change for payments
- Supports BGN and EUR
- Fixed exchange rate 1 EUR = 1.95583 BGN
- Fast and easy to use
- Professional calculator
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RestoBG (РестоБГ) е Безплатен Професионален калкулатор за изчисляване на ресто при плащания в BGN и EUR. Фиксиран курс 1 EUR = 1.95583 BGN Бърз, лесен и удобен
Screenshots
Verdict
The clearest difference is rating: RestoBG at 5.0 against DSK mToken's 1.0. RestoBG also leads on update cadence (every 11 days vs every 19 months). DSK mToken's advantage is ratings volume (7 vs 1) and iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RestoBG holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: DSK mToken has 7 ratings behind it against 1, so its average is the more settled of the two.
DSK mToken ships an update every 19 months, RestoBG every 11 days. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.
| Parameter | DSK mToken | RestoBG |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (7 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 13.5% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 19 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 21 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | DSK Bank PLC | Eurosit 20 LTD |
Customer experience
DSK mToken
RestoBG
In-app purchases
DSK mToken
No in-app purchases
RestoBG
No in-app purchases








