Cash Flow Planner vs Habit Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cash Flow Planner
This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.
- Track income and expenses
- Record recurring transactions
- Create custom categories
- Set budgets for expenses
- Set income targets
- iCloud data sync
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Cash Flow Planner is a simple personal finance app that helps you track your income and expenses, plan ahead, and stay in control of your finances. Features: • Add one-time and recurring transactions • Organize transactions using custom categories • Create budgets for your expenses • Set income targets • Explore and filter transactions • Track trends with charts • Securely sync and back up your data with iCloud Start using Cash Flow Planner today and take control of your hard-earned money.
Habit Tracker
Build lasting habits and achieve your goals with this digital planner. Track progress, set custom routines, and receive personalized reminders to stay organized and motivated. Break bad habits and cultivate positive ones with detailed analytics and a supportive community.
- Comprehensive habit tracking
- Customizable digital planner
- Personalized reminders
- Detailed progress analytics
- Custom routine building
- Habit stacking feature
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Achieve your goals and build lasting habits with Habit Tracker - HabitStack, the ultimate daily digital planner for success. Whether you’re focused on productivity, improving your health, or maintaining consistent routines, HabitStack is designed to keep you disciplined and organised. It’s more than just a habit tracker, it’s your all-in-one daily habit tracker, goals planner, and digital planner. With HabitStack, you can easily track your progress and create routines that align with your personal goals. Our habit tracker empowers you to stay accountable to your daily routines, and helps you break down bigger objectives into manageable tasks. Whether it’s breaking bad habits or building positive habits, HabitStack keeps you on track every day. Tailor your daily digital planner to suit your needs. Set specific goals and track them with ease using our daily habit tracker. Whether you’re aiming to improve productivity, health, or personal development, HabitStack’s customisable features help you create routines that build long-lasting habits. Key Features: - Comprehensive Habit Tracking: Stay organised and motivated by tracking your daily habits with ease. HabitStack acts as your daily habit tracker, giving you insights into your progress and helping you stay on top of your goals. Whether you're focused on productivity, health, or personal growth, this habit tracker keeps you accountable. - Customisable Digital Planner and Goals Planner: Create routines and set goals that align with your lifestyle. Use HabitStack’s flexible goals planner to organise your day and track long-term goals. Whether you’re building better habits or breaking bad ones, HabitStack helps you stay focused. - Daily Motivation and Personalised Reminders: Get daily reminders and notifications to keep you on track with your habits. HabitStack sends personalised nudges to ensure you never miss a day, helping you stay consistent with your routines and daily goals planner. - Detailed Progress Tracking and Analytics: Monitor your progress with in-depth analytics that show your achievements over time. Whether you’re breaking a bad habit or building new routines, HabitStack’s analytics keep you informed and motivated. Track every milestone and celebrate your successes. - Custom Routine Building: Design daily routines tailored to your needs. Whether you want a productive morning routine or a relaxing evening wind-down, HabitStack’s routine builder helps you set up a structure that works for you. Incorporate mindfulness, exercise, work tasks, or any daily habit you want to develop. - Habit Stacking: Use the proven method of habit stacking to build multiple habits into your daily routine. This feature helps you add new habits, making it easier to stay consistent and develop routines that stick. Habit stacking is a powerful technique that helps you create lasting change. - Community and Support: Join a growing community of HabitStack users who are committed to improving their lives. Share tips, get inspired, and stay motivated by connecting with others on the same journey. HabitStack’s community feature makes it easier to stay accountable and support each other. Why Choose HabitStack? HabitStack is designed to be more than a habit tracker. It’s your daily digital planner and goals planner combined into one easy-to-use app. Whether you’re looking to break bad habits, improve productivity, or establish a new routine, HabitStack provides the tools you need to achieve success. With customisable features, reminders, and progress tracking, HabitStack is your ultimate companion for building habits that last. Take control of your life today with Habit Tracker - HabitStack, your go-to app for building habits and achieving goals. Terms of use: https://habit-stack.app/terms_of_use Privacy policy: https://habit-stack.app/privacy_policy
Screenshots
Verdict
The clearest difference is in-app purchases: Cash Flow Planner at none against Habit Tracker's 3. Habit Tracker's advantage is update cadence (every 4 days vs every 27 months) and review sentiment (87% vs 76%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Habit Tracker sells 3 in-app purchases, starting at $0.99 per month. Cash Flow Planner asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.6 for Cash Flow Planner against 4.7 for Habit Tracker. Both are backed by a comparable volume of ratings — 305 and 151 respectively. Written reviews are what separate them: 76% of Cash Flow Planner's written reviews are positive against 87% of Habit Tracker's.
Cash Flow Planner ships an update every 27 months, Habit Tracker every 4 days. The most recent releases landed on September 29, 2026 and August 18, 2026 respectively.
| Parameter | Cash Flow Planner | Habit Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (305 ratings) | 4.7 (151 ratings) — better |
| Positive reviews | 75.6% of reviews | 87.1% of reviews — better |
| Number of ratings | 305 — better | 151 |
| Update frequency | Every 27 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 6 MB | 163 MB |
| Age rating | 4+ | 4+ |
| Developer | Erik Wegener | Flavio Aliu |
Customer experience
Cash Flow Planner
Habit Tracker
Bugs and requests
Cash Flow Planner
Reported bugs
4 issues- Text unreadable in dark mode
- Font disappears when adding/changing categories
- Math drops cents to lower dollar amount
- Filter feature does not show relevant transactions
Requested features
16 requests- Option to adjust background color
- Reports by week or month
- Analytical tools (pie charts, graphs)
- Print document option
- Ability to adjust font color
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- Notes feature for categories
- Recurring expenses with weekly/bi-monthly option
- Ability to click on categories for breakdown
- Carry balances forward monthly
- Trend reports
- Ability to split expenses across categories
- More options or icons
- Homepage shows budget to the penny
- Alert on abnormal expenses
- Vendor info
- Comparison of expenses to last month
Habit Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cash Flow Planner
No in-app purchases
Habit Tracker
- HabitStack Pro Month$0.991 Month
- HabitStack Pro Year7 Days trial$6.991 Year
- Pro Lifetime$19.99
Questions
Is Cash Flow Planner free?
Is Habit Tracker free?
Which has better reviews, Cash Flow Planner or Habit Tracker?
Do Cash Flow Planner or Habit Tracker have ads?
Which is updated more often, Cash Flow Planner or Habit Tracker?
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