Comparison

Cash Flow Planner vs Habit Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cash Flow Planner

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

Highlights
  • Track income and expenses
  • Record recurring transactions
  • Create custom categories
  • Set budgets for expenses
  • Set income targets
  • iCloud data sync
Features
Read full description

Cash Flow Planner is a simple personal finance app that helps you track your income and expenses, plan ahead, and stay in control of your finances. Features: • Add one-time and recurring transactions • Organize transactions using custom categories • Create budgets for your expenses • Set income targets • Explore and filter transactions • Track trends with charts • Securely sync and back up your data with iCloud Start using Cash Flow Planner today and take control of your hard-earned money.

About

Habit Tracker

Build lasting habits and achieve your goals with this digital planner. Track progress, set custom routines, and receive personalized reminders to stay organized and motivated. Break bad habits and cultivate positive ones with detailed analytics and a supportive community.

Highlights
  • Comprehensive habit tracking
  • Customizable digital planner
  • Personalized reminders
  • Detailed progress analytics
  • Custom routine building
  • Habit stacking feature
Features
Read full description

Achieve your goals and build lasting habits with Habit Tracker - HabitStack, the ultimate daily digital planner for success. Whether you’re focused on productivity, improving your health, or maintaining consistent routines, HabitStack is designed to keep you disciplined and organised. It’s more than just a habit tracker, it’s your all-in-one daily habit tracker, goals planner, and digital planner. With HabitStack, you can easily track your progress and create routines that align with your personal goals. Our habit tracker empowers you to stay accountable to your daily routines, and helps you break down bigger objectives into manageable tasks. Whether it’s breaking bad habits or building positive habits, HabitStack keeps you on track every day. Tailor your daily digital planner to suit your needs. Set specific goals and track them with ease using our daily habit tracker. Whether you’re aiming to improve productivity, health, or personal development, HabitStack’s customisable features help you create routines that build long-lasting habits. Key Features: - Comprehensive Habit Tracking: Stay organised and motivated by tracking your daily habits with ease. HabitStack acts as your daily habit tracker, giving you insights into your progress and helping you stay on top of your goals. Whether you're focused on productivity, health, or personal growth, this habit tracker keeps you accountable. - Customisable Digital Planner and Goals Planner: Create routines and set goals that align with your lifestyle. Use HabitStack’s flexible goals planner to organise your day and track long-term goals. Whether you’re building better habits or breaking bad ones, HabitStack helps you stay focused. - Daily Motivation and Personalised Reminders: Get daily reminders and notifications to keep you on track with your habits. HabitStack sends personalised nudges to ensure you never miss a day, helping you stay consistent with your routines and daily goals planner. - Detailed Progress Tracking and Analytics: Monitor your progress with in-depth analytics that show your achievements over time. Whether you’re breaking a bad habit or building new routines, HabitStack’s analytics keep you informed and motivated. Track every milestone and celebrate your successes. - Custom Routine Building: Design daily routines tailored to your needs. Whether you want a productive morning routine or a relaxing evening wind-down, HabitStack’s routine builder helps you set up a structure that works for you. Incorporate mindfulness, exercise, work tasks, or any daily habit you want to develop. - Habit Stacking: Use the proven method of habit stacking to build multiple habits into your daily routine. This feature helps you add new habits, making it easier to stay consistent and develop routines that stick. Habit stacking is a powerful technique that helps you create lasting change. - Community and Support: Join a growing community of HabitStack users who are committed to improving their lives. Share tips, get inspired, and stay motivated by connecting with others on the same journey. HabitStack’s community feature makes it easier to stay accountable and support each other. Why Choose HabitStack? HabitStack is designed to be more than a habit tracker. It’s your daily digital planner and goals planner combined into one easy-to-use app. Whether you’re looking to break bad habits, improve productivity, or establish a new routine, HabitStack provides the tools you need to achieve success. With customisable features, reminders, and progress tracking, HabitStack is your ultimate companion for building habits that last. Take control of your life today with Habit Tracker - HabitStack, your go-to app for building habits and achieving goals. Terms of use: https://habit-stack.app/terms_of_use Privacy policy: https://habit-stack.app/privacy_policy

Screenshots

Cash Flow Planner4 screens
Habit Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Cash Flow Planner at none against Habit Tracker's 3. Habit Tracker's advantage is update cadence (every 4 days vs every 27 months) and review sentiment (87% vs 76%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Habit Tracker sells 3 in-app purchases, starting at $0.99 per month. Cash Flow Planner asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Cash Flow Planner against 4.7 for Habit Tracker. Both are backed by a comparable volume of ratings — 305 and 151 respectively. Written reviews are what separate them: 76% of Cash Flow Planner's written reviews are positive against 87% of Habit Tracker's.

UpkeepUpdate frequency

Cash Flow Planner ships an update every 27 months, Habit Tracker every 4 days. The most recent releases landed on September 29, 2026 and August 18, 2026 respectively.

Scorecard4 real differences · 6 level
Cash Flow Planner versus Habit Tracker: the parameters behind the verdict, then further details
ParameterCash Flow PlannerHabit Tracker
PriceFreeFree
Rating4.6 (305 ratings)4.7 (151 ratings) — better
Positive reviews75.6% of reviews87.1% of reviews — better
Number of ratings305 — better151
Update frequencyEvery 27 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.417.0 — better
Further details — not scored
Size6 MB163 MB
Age rating4+4+
DeveloperErik WegenerFlavio Aliu

Customer experience

Cash Flow Planner

All ratings305 ratings
Positive88.5%
Neutral7.5%
Negative3.9%
Written reviews45 reviews
Positive75.6%
Neutral13.3%
Negative11.1%

Habit Tracker

All ratings151 ratings
Positive93.4%
Neutral0.7%
Negative6.0%
Written reviews31 reviews
Positive87.1%
Neutral0.0%
Negative12.9%

Bugs and requests

Cash Flow Planner

Reported bugs

4 issues
  • Text unreadable in dark mode
  • Font disappears when adding/changing categories
  • Math drops cents to lower dollar amount
  • Filter feature does not show relevant transactions

Requested features

16 requests
  • Option to adjust background color
  • Reports by week or month
  • Analytical tools (pie charts, graphs)
  • Print document option
  • Ability to adjust font color
Show 11 more
  • Notes feature for categories
  • Recurring expenses with weekly/bi-monthly option
  • Ability to click on categories for breakdown
  • Carry balances forward monthly
  • Trend reports
  • Ability to split expenses across categories
  • More options or icons
  • Homepage shows budget to the penny
  • Alert on abnormal expenses
  • Vendor info
  • Comparison of expenses to last month

Habit Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cash Flow Planner

No in-app purchases

3 purchases

Habit Tracker

Subscriptions2
  • HabitStack Pro Month$0.991 Month
  • HabitStack Pro Year7 Days trial$6.991 Year
One-time1
  • Pro Lifetime$19.99

Questions

Is Cash Flow Planner free?
Cash Flow Planner is free to download, with no in-app purchases.
Is Habit Tracker free?
Habit Tracker is free to download, with in-app purchases available.
Which has better reviews, Cash Flow Planner or Habit Tracker?
Habit Tracker is rated higher. Cash Flow Planner averages 4.6 out of 5 from 305 ratings, while Habit Tracker averages 4.7 from 151 ratings.
Do Cash Flow Planner or Habit Tracker have ads?
Neither Cash Flow Planner nor Habit Tracker shows ads.
Which is updated more often, Cash Flow Planner or Habit Tracker?
Cash Flow Planner ships an update every 27 months, and Habit Tracker every 4 days. Most recently, Cash Flow Planner was updated on September 29, 2026 and Habit Tracker on August 18, 2026.

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