Comparison

Cash Flow Planner vs Focus Protocol

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cash Flow Planner

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

Highlights
  • Track income and expenses
  • Record recurring transactions
  • Create custom categories
  • Set budgets for expenses
  • Set income targets
  • iCloud data sync
Features
Read full description

Cash Flow Planner is a simple personal finance app that helps you track your income and expenses, plan ahead, and stay in control of your finances. Features: • Add one-time and recurring transactions • Organize transactions using custom categories • Create budgets for your expenses • Set income targets • Explore and filter transactions • Track trends with charts • Securely sync and back up your data with iCloud Start using Cash Flow Planner today and take control of your hard-earned money.

About

Focus Protocol

Features
Read full description

Silence the noise. Enter the protocol. FocusProtocol is not just a timer. It is a system designed to induce and sustain the flow state. By combining military-grade app blocking with psycho-acoustic audio engineering, FocusProtocol removes willpower from the equation. Zero distractions Engage the Shield to lock down distracting apps and websites instantly. Built on Apple’s native Screen Time API to create a breach-proof environment. Leaving the protocol requires a conscious decision to fail. Neural audio Enter deep work with our proprietary pink noise engine. Unlike white noise, pink noise reduces brain-wave complexity, promoting stable attention while masking interruptions without fatigue. Global pulse You are not alone. View the live active protocols counter and work alongside thousands in real time. Synchronize your energy with a global rhythm of productivity. Rituals and rewards Dopamine is a tool. Use it deliberately. Completion rituals reinforce your success loop and lock in momentum. OLED-optimized Designed for night owls and early risers. A true-black interface reduces eye strain and preserves battery during long sessions. FocusProtocol Control the environment. Enter flow. Execute.

Screenshots

Cash Flow Planner4 screens
Focus Protocol3 screens

Verdict

The call

The clearest difference is price: Cash Flow Planner at Free against Focus Protocol's $0.99. Cash Flow Planner also leads on iOS requirement (17.4 vs 26.0). Focus Protocol's advantage is update cadence (every 6 weeks vs every 27 months). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Cash Flow Planner is free to download; Focus Protocol costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cash Flow Planner ships an update every 27 months, Focus Protocol every 6 weeks. The most recent releases landed on October 5, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
Cash Flow Planner versus Focus Protocol: the parameters behind the verdict, then further details
ParameterCash Flow PlannerFocus Protocol
PriceFree — better$0.99
Rating4.6 (305 ratings) — better—
Positive reviews75.6% of reviews—
Number of ratings305 — better—
Update frequencyEvery 27 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.4 — better26.0
Further details — not scored
Size6 MB2 MB
Age rating4+4+
DeveloperErik WegenerAlice-Georgiana TURCANU

Bugs and requests

Cash Flow Planner

Reported bugs

4 issues
  • Text unreadable in dark mode
  • Font disappears when adding/changing categories
  • Math drops cents to lower dollar amount
  • Filter feature does not show relevant transactions

Requested features

16 requests
  • Option to adjust background color
  • Reports by week or month
  • Analytical tools (pie charts, graphs)
  • Print document option
  • Ability to adjust font color
Show 11 more
  • Notes feature for categories
  • Recurring expenses with weekly/bi-monthly option
  • Ability to click on categories for breakdown
  • Carry balances forward monthly
  • Trend reports
  • Ability to split expenses across categories
  • More options or icons
  • Homepage shows budget to the penny
  • Alert on abnormal expenses
  • Vendor info
  • Comparison of expenses to last month

Focus Protocol

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cash Flow Planner

No in-app purchases

None

Focus Protocol

No in-app purchases

Questions

Is Cash Flow Planner free?
Cash Flow Planner is free to download, with no in-app purchases.
Is Focus Protocol free?
Focus Protocol costs $0.99, with no in-app purchases.
Do Cash Flow Planner or Focus Protocol have ads?
Neither Cash Flow Planner nor Focus Protocol shows ads.
Which is updated more often, Cash Flow Planner or Focus Protocol?
Cash Flow Planner ships an update every 27 months, and Focus Protocol every 6 weeks. Most recently, Cash Flow Planner was updated on October 5, 2026 and Focus Protocol on September 25, 2026.

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