Gem vs Pockity
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gem
Track your spending, manage budgets, and organize your finances with this comprehensive money management tool. It offers detailed budgeting options, expense organization by category, and bill tracking. Automate entries with Apple Pay and import/export data for a complete financial overview.
- Budgeting (daily, weekly, monthly, yearly)
- Expense organization by category
- Bill tracking and reminders
- Savings goals and income tracking
- Apple Pay integration for instant recording
- CSV import/export
- Customizable categories with icons
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Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms
Pockity
This app offers a privacy-focused approach to personal budgeting and expense tracking. It encourages real-time data entry through habit formation and provides features like recurring expense management and currency conversion. Advanced features require a one-time purchase.
- Privacy-focused, on-device data storage
- Real-time expense and budget tracking
- Automatic recurring expenses
- Lockscreen & Homescreen widgets
- Siri Shortcuts integration
- Receipt scanning
- Currency conversion for 20+ currencies
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Pockity is a private, fast expense tracker and budget planner for iPhone, iPad, Mac, and Apple Watch. Log a purchase in seconds, see where every budget stands at a glance, and keep your records on your own devices. YOUR DATA STAYS YOURS Entries live on your device and sync only through your own iCloud account. No bank logins, no ads, and no account to create. TRACK IN SECONDS • Add expenses, income, transfers, and reimbursements from the app, a widget, Siri, or a Shortcut. • Smart Add Expense turns a bank or card message into a ready-to-save draft, with the amount, currency, category, and time filled in. • Scan a receipt to create an entry, or attach receipts and PDFs to any entry. • Recurring expenses add themselves on schedule, with a reminder the day before. BUDGETS YOU CAN READ AT A GLANCE • Weekly or monthly budgets per category, with budget rings that turn red when you go over. • Home screen cards for Budget Left, Cash Flow, Income, Upcoming bills, and your Biggest Spend. • Sankey and spending charts show where the money went. • Lock Screen and Home Screen widgets keep today's total in view. FIND ANYTHING • Search in your own words, in the app, from Siri, or from Spotlight: "coffee last week", "Uber in March". • Tags, categories, accounts, and ledgers keep everything organised. BUILT FOR APPLE DEVICES • iPhone, iPad, Mac, and Apple Watch, with fast iCloud sync between them. • iPad multi-window, Stage Manager, keyboard, and trackpad support. • Dynamic Type, VoiceOver, and Dark Mode throughout. • Localised in more than 20 languages. MORE • Convert between currencies, with rates refreshed three times a day. • Automatic backups, plus CSV and JSON export. • Share a ledger with your family with Pockity+ for Family. PRICING Pockity is free to download. Pockity+ is a one-time purchase, not a subscription. It unlocks multiple accounts, categories, ledgers, and recurring entries. Pockity+ for iOS and Pockity+ for macOS are separate purchases. Privacy: https://pockity.app/privacy/ Terms: https://pockity.app/terms/
Screenshots
Verdict
The clearest difference is review sentiment: Gem at 88% against Pockity's 26%. Gem also leads on rating (4.8 vs 3.6) and ratings volume (89 vs 7). Pockity's advantage is price (Free vs $0.49) and update cadence (every 8 days vs every 4 weeks). On ads, in-app purchases, monetization model and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Pockity is free to download; Gem costs $0.49 up front. Gem sells 4 one-off in-app purchases and Pockity sells 9 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Gem holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Gem has 89 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 88% of Gem's written reviews are positive against 26% of Pockity's.
Gem ships an update every 4 weeks, Pockity every 8 days. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | Gem | Pockity |
|---|---|---|
| Price | $0.49 | Free — better |
| Rating | 4.8 (89 ratings) — better | 3.6 (7 ratings) |
| Positive reviews | 87.9% of reviews — better | 26.3% of reviews |
| Number of ratings | 89 — better | 7 |
| Update frequency | Every 4 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #161 — better | — |
| Devices | iPhone | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 46 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Oz Pinhas | Nikhil Nigade |
Customer experience
Gem
Pockity
In-app purchases
Gem
- Gem PowerpackFree
- Thanks tip$0.99
- Amazing tip$2.99
Show 1 moreShow fewer
- Spectacular tip$4.99
Pockity
- Monthly Tip$0.991 Month
- Small Tip$0.99
- Medium Tip$1.99
- Large Tip$2.99
Show 5 moreShow fewer
- Pockity+ Family Upgrade$5.99
- Pockity+$14.99
- Pockity+$19.99
- Pockity+ for Family$24.99
- Pockity+ Family$25.00









