Comparison

Gem vs Pockity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gem

Track your spending, manage budgets, and organize your finances with this comprehensive money management tool. It offers detailed budgeting options, expense organization by category, and bill tracking. Automate entries with Apple Pay and import/export data for a complete financial overview.

Highlights
  • Budgeting (daily, weekly, monthly, yearly)
  • Expense organization by category
  • Bill tracking and reminders
  • Savings goals and income tracking
  • Apple Pay integration for instant recording
  • CSV import/export
  • Customizable categories with icons
Features
Currently charting
Read full description

Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms

About

Pockity

This app offers a privacy-focused approach to personal budgeting and expense tracking. It encourages real-time data entry through habit formation and provides features like recurring expense management and currency conversion. Advanced features require a one-time purchase.

Highlights
  • Privacy-focused, on-device data storage
  • Real-time expense and budget tracking
  • Automatic recurring expenses
  • Lockscreen & Homescreen widgets
  • Siri Shortcuts integration
  • Receipt scanning
  • Currency conversion for 20+ currencies
Features
Read full description

Pockity is a private, fast expense tracker and budget planner for iPhone, iPad, Mac, and Apple Watch. Log a purchase in seconds, see where every budget stands at a glance, and keep your records on your own devices. YOUR DATA STAYS YOURS Entries live on your device and sync only through your own iCloud account. No bank logins, no ads, and no account to create. TRACK IN SECONDS • Add expenses, income, transfers, and reimbursements from the app, a widget, Siri, or a Shortcut. • Smart Add Expense turns a bank or card message into a ready-to-save draft, with the amount, currency, category, and time filled in. • Scan a receipt to create an entry, or attach receipts and PDFs to any entry. • Recurring expenses add themselves on schedule, with a reminder the day before. BUDGETS YOU CAN READ AT A GLANCE • Weekly or monthly budgets per category, with budget rings that turn red when you go over. • Home screen cards for Budget Left, Cash Flow, Income, Upcoming bills, and your Biggest Spend. • Sankey and spending charts show where the money went. • Lock Screen and Home Screen widgets keep today's total in view. FIND ANYTHING • Search in your own words, in the app, from Siri, or from Spotlight: "coffee last week", "Uber in March". • Tags, categories, accounts, and ledgers keep everything organised. BUILT FOR APPLE DEVICES • iPhone, iPad, Mac, and Apple Watch, with fast iCloud sync between them. • iPad multi-window, Stage Manager, keyboard, and trackpad support. • Dynamic Type, VoiceOver, and Dark Mode throughout. • Localised in more than 20 languages. MORE • Convert between currencies, with rates refreshed three times a day. • Automatic backups, plus CSV and JSON export. • Share a ledger with your family with Pockity+ for Family. PRICING Pockity is free to download. Pockity+ is a one-time purchase, not a subscription. It unlocks multiple accounts, categories, ledgers, and recurring entries. Pockity+ for iOS and Pockity+ for macOS are separate purchases. Privacy: https://pockity.app/privacy/ Terms: https://pockity.app/terms/

Screenshots

Gem4 screens
Pockity4 screens

Verdict

The call

The clearest difference is review sentiment: Gem at 88% against Pockity's 26%. Gem also leads on rating (4.8 vs 3.6) and ratings volume (89 vs 7). Pockity's advantage is price (Free vs $0.49) and update cadence (every 8 days vs every 4 weeks). On ads, in-app purchases, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Pockity is free to download; Gem costs $0.49 up front. Gem sells 4 one-off in-app purchases and Pockity sells 9 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Gem holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Gem has 89 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 88% of Gem's written reviews are positive against 26% of Pockity's.

UpkeepUpdate frequency

Gem ships an update every 4 weeks, Pockity every 8 days. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

Scorecard7 real differences · 4 level
Gem versus Pockity: the parameters behind the verdict, then further details
ParameterGemPockity
Price$0.49Free — better
Rating4.8 (89 ratings) — better3.6 (7 ratings)
Positive reviews87.9% of reviews — better26.3% of reviews
Number of ratings89 — better7
Update frequencyEvery 4 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#161 — better—
DevicesiPhoneiPhone, iPad, Mac, Apple Watch — better
Requires iOS26.026.0
Further details — not scored
Size46 MB56 MB
Age rating4+4+
DeveloperOz PinhasNikhil Nigade

Customer experience

Gem

All ratings89 ratings
Positive93.3%
Neutral2.2%
Negative4.5%
Written reviews141 reviews
Positive87.9%
Neutral4.3%
Negative7.8%

Pockity

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews19 reviews
Positive26.3%
Neutral26.3%
Negative47.4%

In-app purchases

4 purchases

Gem

One-time4
  • Gem PowerpackFree
  • Thanks tip$0.99
  • Amazing tip$2.99
Show 1 more
  • Spectacular tip$4.99
9 purchases

Pockity

Subscriptions1
  • Monthly Tip$0.991 Month
One-time8
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$2.99
Show 5 more
  • Pockity+ Family Upgrade$5.99
  • Pockity+$14.99
  • Pockity+$19.99
  • Pockity+ for Family$24.99
  • Pockity+ Family$25.00

Questions

Is Gem free?
Gem costs $0.49, and also offers in-app purchases.
Is Pockity free?
Pockity is free to download, with in-app purchases available.
Which has better reviews, Gem or Pockity?
Gem is rated higher. Gem averages 4.8 out of 5 from 89 ratings, while Pockity averages 3.6 from 7 ratings.
Do Gem or Pockity have ads?
Neither Gem nor Pockity shows ads.
Which is updated more often, Gem or Pockity?
Gem ships an update every 4 weeks, and Pockity every 8 days. Most recently, Gem was updated on October 29, 2026 and Pockity on October 26, 2026.

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