Gem - Money tracker appears to be a legitimate app. The AppsHunter Legitimacy Score for Gem is 83 out of 100 points across 7 verification signals from App Store and developer data.

Gem User Reviews

Name: Gem - Money tracker
Rating: 4.8 (89 reviews)

Gem - Money tracker

Oz Pinhas

📊 Productivity

💰 Finance

Customer Experience

Positive experience87.9% of reviews

Neutral4.3% of reviews

Negative experience7.9% of reviews

~ Based on 140 written reviews from the US App Store.

Is Gem Safe?

Gem - Money tracker appears safe based on user ratings. AppsHunter Safety Score for Gem is 91/100.

This assessment is based on 89 user ratings, with an App Store average of 4.8/5.

Safety Analysis

93.3% of ratings point to a safe experience

2.2% of ratings suggest some concerns

4.5% of ratings point to a risky experience

~ Based on 89 App Store ratings for Gem.

Is Gem Legit?

Gem - Money tracker appears to be a legitimate app. AppsHunter Legitimacy Score for Gem is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most Recent Highest Rated Lowest Rated

Meilleur application de gestion de budget !

Cette application a une interface très originale et très intuitive pour gérer son budget. On a la possibilité de créer plusieurs portefeuilles (compte courant, livret A, PEA) et de leur donner des objectifs indépendants. Mais le gros + de cette application c’est l’automatisation que propose le dev avec l’application « Raccourci ». Des que vous faites un paiement avec Apple Pay, il est automatiquement enregistré dans Gem et ça c’est vraiment game changer. Je recommande à 1000% !
NB : il y a la possibilité d’exporter ses données en CSV et donc de pouvoir faire des analyses plus approfondies sur Excel par exemple.

hfdfhui

a month ago

App is started at update screen

Hi

After updating the app and opening the app, it stuck with “Please update your app to keep sharing with your partner “. The same is persisting even after updating in my parter’s app

Rust_Raja

4 months ago

Problema

Me encanta la app, mi esposa y yo la usamos. Pero de pronto ya no nos dejó acceder a nuestro budget compartido. Solo dice que hay que actualizar la app, pero la app ya está actualizada.
Me pueden ayudar a arreglar esto porfavor.
Gracias

Ed Uciel

4 months ago

Very Good

Fantastic UI and UX, perfect shortcut sync with wallet, only missing the ability to sync data, so you can share tracking with a partner and see expenses added from multiple phones to the same account

dandam8

4 months ago

Great App

Very useful, simple and easy to use

Rachmatafriy

4 months ago

Great job

The app is great, but here’s a suggestion for improvement: the controls could be made even simpler and better, like in Things 3.

rapkidd2k

5 months ago

Fantastic app!

I’ve been a Nudget user for many years and have been looking for a replacement with just a bit more functionality. Gem is exactly what I was looking for - multi-currency is nice and the categorization is just super flexible.
The app really feels at home on iOS by following the platform conventions but adding its own personality on top.

iMoritzS

6 months ago

Response from developer

Thank you so much!! I’m happy Gem feels like the right step up for you 🙏❤️ I'm also an indie app developer like Nudget, so your kind words mean a lot :)

Amazing app. Exactly what I was looking for.

One addition I would suggest will be addition of Credit Cards. What will be helpful in tracking.

Ag78900

7 months ago

Response from developer

Thank you 🙏❤️ Sorry for the confusion, you can add credit card by going to Summary > Tap "edit" next to "Wallets" > New wallet, then tap the newly added item on the list > Tap "edit" > Set the month start day as your billing cycle. I'm planning to simplify this in the next release

The best one

I love it. Modern UI, full features, clean and smooth.

Terry Rayn

7 months ago

Terrible UI

Cannot view spend split in pie chart or even select the date range.
Worst app purchase ever

Parzivel123

7 months ago

Simple, Beautiful and Essential

This app is a game changer for iOS users. You are free to create your own categories and update daily expenses in seconds thanks to its user-friendly interface. As a bonus, you can use iOS Shortcuts to automatically detect Apple Pay transactions and add them to the app. Everything is stored locally on your phone, with no need to integrate banking accounts or add unnecessary complexity

I recommend it to any user who wants to quickly understand where their money was spent and gain better insight into their spending habits.

Pedro Lohmann

7 months ago

Response from developer

Thanks so much 🥹🙏❤️❤️

Great!!

Very useful ✨ me encanta ✨
I would like to change the language (Spanish) please 🙏

hgloriah

8 months ago

Brilliant app for tracking expenses

this app is amazing

sndkdkgnslsjfövnmeksbhmhf

8 months ago

Response from developer

Thanks so much dear friend 🙏❤️❤️

I want my 49 cents back !

I can’t make heads or tails of this app. Uselessly crowded, very difficult to customize. How can something as straightforward as income and bills be made so complicated ?

Guy LB (Montréal)

9 months ago

Response from developer

Sorry the app isn’t working for you. You can ask a refund from Apple, or email me at hey@shelftwo.com for a PayPal refund if Apple refuses. Thanks for your honest feedback. If you can, please email me - I’d be happy to help you get things set up and understand how I can make the app better for you 🙏 You can also check out these guides: https://shelftwo.com/gem/faq/income and https://shelftwo.com/gem/faq/repeating-expenses

Cant see summary yearly

is there any possibility to see per month into single summary? like a chart of my expenses every month

aldinokemal

9 months ago

希望可以在journal里看到每天的总支出总收入

现在已经很棒了！但是就是看不到每天的总支出是多少钱，还需要自己一个一个加，如果能直接显示出来就好了！希望app越做越好！

但是肥肉

10 months ago

Response from developer

Daily expenditure is coming soon :) Thanks for understanding! 🙏❤️ Auto translate: 每日支出即将到来 :) 感谢您的理解！

The best money tracker app

I've been using this app for almost 2 years now and I can say that it’s the best money tracker app that helps me track my monthly expenses. 10/10

HaydexHypes

a year ago

Response from developer

The team is just me 🥸🙈 Thanks so much 🙏❤️

Mostly Great — critically difficult

This app is mostly very easy to use, and laid out fairly well. It took a lot of initial work to get things set up the way I would use them — some things feeling unintuitive (wallets vs categories vs accounts as an example). The main reason I wanted to use this app was tracking finances with my wife. Unfortunately, the sync seems to be pretty broken. It works for a day or two, then completely breaks and becomes disconnected. She then has to delete the app, redownload, and reconnect just to sync changes. That will not work long term so I am looking for an alternative for us. I realize that feature is in beta, but it doesn’t really work at all.

Isaiah Comer

a year ago

Response from developer

I’m working on a newer and more reliable version of the sync feature, will email you when it’s ready! Thanks for understanding 🙏❤️

Feature Suggestion

Excellent UI and easy to use but needs to get more optimised on iPad and mac (I didn’t get a full screen view on my iPad xD). Kindly add archive feature so that I could archive my unused bank account and still view its transactions without deleting the account. Also my app icon isn’t changing from emerald to sapphire :(

Stereo-D

a year ago

Response from developer

Thanks 🙏❤️ I’m hoping to add archive soon, iPad is planned but will probably take a bit longer. Please email me at hey@shelftwo.com if you want to join the beta and try these features. Sorry about the icon not changing, please email me so I can troubleshoot this?

Seriously impressive, a hidden gem

When I saw the 29¢ price and no data collected, I purchased Gem instantly. Honestly I just wanted to support a dev who makes a clean looking app and doesn’t charge $15 a month.

Then I was blown away by the quality, like this is a really, REALLY well done app. For a lot of apps I think the terms simple and minimal sometimes gets used as an excuse to have bad UX, missing features, or an ancient UI. This app however is simple in concept, simple to use, but feels well thought out, very complete, and like it had real effort put into its functionality and appearance.

Edit as of Sep-2025:
App is continually getting improved and just got a huge update including things I requested. This app is so good that it is single-handedly keeping me on iPhone when I want to swap to android. GOAT developer, and this app is the best kept secret on the entire App Store as far as I’m concerned. ❤️

Thompsons Gazelle

a year ago

Response from developer

Thanks buddy 🙏❤️🥹 Knowing it's helpful means more than any paycheck! You're right, searching icons is coming soon :) Can you please help me troubleshoot the balance behavior by sending screenshots/more details to hey@shelftwo.com? Thanks again!