Gem User Reviews

Top reviews

App is started at update screen

Hi

After updating the app and opening the app, it stuck with “Please update your app to keep sharing with your partner “. The same is persisting even after updating in my parter’s app

Problema

Me encanta la app, mi esposa y yo la usamos. Pero de pronto ya no nos dejó acceder a nuestro budget compartido. Solo dice que hay que actualizar la app, pero la app ya está actualizada.
Me pueden ayudar a arreglar esto porfavor.
Gracias

Very Good

Fantastic UI and UX, perfect shortcut sync with wallet, only missing the ability to sync data, so you can share tracking with a partner and see expenses added from multiple phones to the same account

Great App

Very useful, simple and easy to use

Great job

The app is great, but here’s a suggestion for improvement: the controls could be made even simpler and better, like in Things 3.

Fantastic app!

I’ve been a Nudget user for many years and have been looking for a replacement with just a bit more functionality. Gem is exactly what I was looking for - multi-currency is nice and the categorization is just super flexible.
The app really feels at home on iOS by following the platform conventions but adding its own personality on top.
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Response from developer

Thank you so much!! I’m happy Gem feels like the right step up for you 🙏❤️ I'm also an indie app developer like Nudget, so your kind words mean a lot :)

Amazing app. Exactly what I was looking for.

One addition I would suggest will be addition of Credit Cards. What will be helpful in tracking.

Response from developer

Thank you 🙏❤️ Sorry for the confusion, you can add credit card by going to Summary > Tap "edit" next to "Wallets" > New wallet, then tap the newly added item on the list > Tap "edit" > Set the month start day as your billing cycle. I'm planning to simplify this in the next release

The best one

I love it. Modern UI, full features, clean and smooth.

Terrible UI

Cannot view spend split in pie chart or even select the date range.
Worst app purchase ever

Simple, Beautiful and Essential

This app is a game changer for iOS users. You are free to create your own categories and update daily expenses in seconds thanks to its user-friendly interface. As a bonus, you can use iOS Shortcuts to automatically detect Apple Pay transactions and add them to the app. Everything is stored locally on your phone, with no need to integrate banking accounts or add unnecessary complexity

I recommend it to any user who wants to quickly understand where their money was spent and gain better insight into their spending habits.
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Response from developer

Thanks so much 🥹🙏❤️❤️

Great!!

Very useful ✨ me encanta ✨
I would like to change the language (Spanish) please 🙏

Brilliant app for tracking expenses

this app is amazing

Response from developer

Thanks so much dear friend 🙏❤️❤️

I want my 49 cents back !

I can’t make heads or tails of this app. Uselessly crowded, very difficult to customize. How can something as straightforward as income and bills be made so complicated ?

Cant see summary yearly

is there any possibility to see per month into single summary? like a chart of my expenses every month

希望可以在journal里看到每天的总支出总收入

现在已经很棒了!但是就是看不到每天的总支出是多少钱,还需要自己一个一个加,如果能直接显示出来就好了!希望app越做越好!

Response from developer

Daily expenditure is coming soon :) Thanks for understanding! 🙏❤️ Auto translate: 每日支出即将到来 :) 感谢您的理解!

The best money tracker app

I've been using this app for almost 2 years now and I can say that it’s the best money tracker app that helps me track my monthly expenses. 10/10

Response from developer

The team is just me 🥸🙈 Thanks so much 🙏❤️

Mostly Great — critically difficult

This app is mostly very easy to use, and laid out fairly well. It took a lot of initial work to get things set up the way I would use them — some things feeling unintuitive (wallets vs categories vs accounts as an example). The main reason I wanted to use this app was tracking finances with my wife. Unfortunately, the sync seems to be pretty broken. It works for a day or two, then completely breaks and becomes disconnected. She then has to delete the app, redownload, and reconnect just to sync changes. That will not work long term so I am looking for an alternative for us. I realize that feature is in beta, but it doesn’t really work at all.
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Feature Suggestion

Excellent UI and easy to use but needs to get more optimised on iPad and mac (I didn’t get a full screen view on my iPad xD). Kindly add archive feature so that I could archive my unused bank account and still view its transactions without deleting the account. Also my app icon isn’t changing from emerald to sapphire :(
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Response from developer

Thanks 🙏❤️ I’m hoping to add archive soon, iPad is planned but will probably take a bit longer. Please email me at hey@shelftwo.com if you want to join the beta and try these features. Sorry about the icon not changing, please email me so I can troubleshoot this?

Seriously impressive, a hidden gem

When I saw the 29¢ price and no data collected, I purchased Gem instantly. Honestly I just wanted to support a dev who makes a clean looking app and doesn’t charge $15 a month.

Then I was blown away by the quality, like this is a really, REALLY well done app. For a lot of apps I think the terms simple and minimal sometimes gets used as an excuse to have bad UX, missing features, or an ancient UI. This app however is simple in concept, simple to use, but feels well thought out, very complete, and like it had real effort put into its functionality and appearance.

Edit as of Sep-2025:
App is continually getting improved and just got a huge update including things I requested. This app is so good that it is single-handedly keeping me on iPhone when I want to swap to android. GOAT developer, and this app is the best kept secret on the entire App Store as far as I’m concerned. ❤️
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Simpler and intuitive.

It's the best simple and intuitive app for logging expenses. However, there are some bugs, such as disappearing icons and occasional crashes.
AI should be integrated more into the app, and logging should be more automated. Google Pay integration in India should also be implemented.
This app is better than most complex applications, but there is still room for improvement.
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Response from developer

Thanks for the feedback 🙏❤️ Google Pay sounds great! How do you usually use it? Would love to learn more, my email is human@shelftwo.com. Thanks!