Gem vs Axia

Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms

Take control of your finances! This app is your reliable assistant for managing personal money. Record expenses and income, keep track of accounts and debts, and finally see where your budget goes. Simple, clear, flexible. With it, tracking finances stops being a chore and becomes a habit. WHAT THE APP CAN DO • Entries Tap the magic button to record an expense or income, and stop keeping everything in your head. The built-in calculator is always at hand, so you can do the math without leaving the app. • Transfers Swipe the magic button left to move money between your accounts in a couple of taps. No extra menus. If the currencies differ, the amount is converted automatically. • Debts Swipe the magic button up and to the left to record a debt. Note whom you owe and who owes you. No more forgotten loans. • Accounts Cash, cards, savings: create accounts in any currency and keep track of balances. • Categories Create your own expense and income categories with a color and an icon, so the structure truly reflects your life. • Insights See where your money goes over a day, week, month or year. The category breakdown shows where you can save. WHY THIS APP Not just to know how much you spend, but to understand how you live. The app helps you manage money mindfully, make decisions with more confidence and move toward your financial goals. iOS INTEGRATION The app fits right into the iPhone ecosystem. Widgets show statistics and exchange rates right on your Home Screen. With Siri and Shortcuts, expenses are added automatically, for example when you pay with Apple Pay. Dark mode, passcode protection and backups are all there too. It's fast, looks neat, and never distracts or gets in your way. DOWNLOAD AND START TODAY Whether you simply want to keep spending in check or plan a budget a year ahead, start small. It all begins with a single entry.