YabandPay vs Monix

YabandPay B.V. is a regulated Dutch payment institution that holds a payment license issued by the De Nederlandsche Bank (DNB). Our relationship number: R188633; Chamber of Commerce number: 85678988. 1. Payment Institution YabandPay is a regulated Dutch payment institution that holds a payment license issued by the Dutch Central Bank (De Nederlandsche Bank), and guided by Payment Services Directive (PSD2, Directive (EU) 2015/2366), can do payment business across EEA. 2. Compliance and Security The transaction funds are kept in a segregated bank account (safeguard account), which is supervised by the central bank and is safe and secure. The shortest settlement period is T+1, which means the merchant can receive fund within 12 hours. 3. Technical support Our professional technical engineers will assist you one-on-one with the setup of online and offline platforms, and integrate them into your current payment system. 7*24 exclusive customer support. We respond to your questions and handle accordingly with the fastest speed This APP is the merchant version. To obtain the login credential, please visit our website www.yabandpay.com, or contact us via the information below: Email: info@yabandpay.com Tel：+31 (0)70 221 0808 Web: www.yabandpay.com Address: Laan van Vredenoord 33 2289 DA Rijswijk the Netherlands

Monix builds a secure, rapid response and optimal exchange rate payment network by connecting to local banking systems in various countries. Monix selects the most advantageous payment network among various channels to meet the requirements of the fastest payment to users, the lowest fee and the highest amount of payment to users. 
• Send money abroad with optimal exchange rate Send and collect money abroad by Monix can save money up to 90 % compared to local banks, and always get the real exchange rate to avoid exchange rate losses. • Collect highest amount of payment in 1 minute Direct access to more than 900 global local payment networks, no intermediate bank fees, users can collect the full amount of payment. • Check remittance progress anytime and anywhere The Monix app allows you to check and follow international remittance progress at any time, regardless of time or space. • Manage your money in a security way Monix hold a financial services license and pass financial security certification to ensure the safety of your money. Use Monix to: -Send money to overseas suppliers -Send money to family members abroad -Collect money from overseas -Send and collect money in 28 currencies without any fees Send from: AUD（Australia dollar）、USD (United States dollar) 、EUR(Euro)、GBP (Great Britain Pound) 、HKD (Hong Kong dollar) 、JPY (Japanese yen) 、SGD (Singapore dollar) 、CNH (Chinese yuan in Hong Kong) To: AUD (Australia dollar)、USD(United States dollar)、CNY(Chinese Yuan)、EUR(Euro)、GBP(Great Britain Pound)、HKD(Hong Kong dollar)、CAD(Canadian dollar)、INR（Indian rupee）、IDR（Indonesia rupiah）、JPY(Japanese yen) 、KRW(South Korean won)、MYR(Malaysian ringgit)、NZD(New Zealand dollar)、SGD(Singapore dollar)、CHF(Swiss franc)、THB(Thai baht)、PHP(Philippine peso)、MXN(Peso mexicano)、BRL(Brazilian real)、VND(Vietnamese dong)、BDT(Bangladesh taka) 、LKR(Sri Lanka rupees)、NPR(Nepalese rupee)、ARS(Argentine peso)、COP(Colombian peso)、PEN(Peruvian nuevo sol)、UYU(Uruguay peso)、CLP(Chilean peso).