Comparison

OK Wallet vs KOTHA App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OK Wallet

This mobile financial services app allows users to send cash, recharge mobile talk time, pay utility bills, and make payments at stores by scanning QR codes. It offers secure transactions with OTP and PIN verification, and easy access to account balances and transaction history.

Highlights
  • Send cash quickly
  • Recharge mobile talk time
  • Pay utility bills
  • Scan QR code for payments
  • Add money from bank/cards
  • View transaction history
  • Check account balance
Features
Read full description

“OK Wallet” is a Mobile Financial Services application of ONE Bank Limited which is a simple, easy-to-use and highly secured mobile financial App for sending cash quickly to people, recharging mobile talk time, pay utility bills, paying at favourite stores and shops by scanning QR code or using OK merchant payment gateway in case of paying at online shops, tap to know account balance and many more. Highly Secured Mobile Banking Application: OK Wallet app ensures security by OTP (One Time Password) verification which makes the Apps more secured wallet. Moreover, the unique password (PIN) requires for performing transactions. How to Registrar ‘OK Wallet’: It’s Easy! Download OK Wallet App for self-registration by capturing your NID and picture or visit nearest ONE Bank Branch or OK Wallet Agent Point with valid Photo ID (NID/Passport/Driving License) and a copy of lab printed color photograph. Easy Access to OK Account: Simply login to “OK Wallet” Apps by providing OTP and PIN from registered phone number. Also USSD users can dial *269# to get OK Wallet services. User-Friendly Navigation: Comprehensive menu of “OK Wallet” provides convenient access to financial services. Add Money: Enjoy the freedom of adding e-money to your OK Wallet account from Bank account or VISA/Master Cards Mobile Recharge: Convenient & easy way of recharging mobile balance or pay post-paid bills round the clock at any mobile networks: • Robi • Airtel • Banglalink • Grameenphone • Teletalk Pay Your Bills Make payments for your monthly utility bills such as electricity, water, gas, government fees, credit card payment, tuition fees and other services right from the comfort of your home. Select Recipient from Contact List: No need to manually input numbers anymore! Simply select the desired recipient from contact list for fast and error-free financial transaction. Scan QR Code for faster and error free financial transaction: Scan QR Code for faster and error free financial transaction. Scan QR code at merchant outlets for payment and at agent points for easy cash-out. ATM Cash Withdrawal Go to your nearest ONE Bank ATM and withdraw cash from your OK Wallet account on an exciting service charge. OBL ATM operates 24/7 to serve all customers. Statement Exert greater control over your mobile wallet by accessing your detailed transaction history from Transaction menu. Check Limit Know how much more you can transact by having a real-time view of your transaction limits. Account Balance Check Checking your balance is just a tap away. Security Tips: • Don’t share password or OTP to anyone not even to ONE Bank employees. ONE Bank representatives would never ask you to reveal Password or OTP. • Do not fall for the traps of any frauds out of greed, fear, trust or superstition. • Always use trusted Mobile device. • Always log out after finishing an online transaction session. • Frauds can call you and say that they have sent you money by mistake or that you have won the lottery or have got a new job opportunity. They can also mislead you pretending like OBL executive and con you by talking about activation of new services or threatening to shut down your account. • For any of these incidents do not just fall for the trap, first verify the intention and identity of the caller and Contact ONE Bank Call Centre 16269 immediately.

About

KOTHA App

Features
Read full description

KOTHA was created to clear all your troubles away. Subscribe with us to experience our widest coverage and attractive package plan, enjoy marvelous treats and perks by using our e-Wallet feature. You can also remit money at anytime and anywhere. Everything is just one click away! Key Features: 1. Promotions – Get all the latest promotions and offers 2. Self Care – Manage all your prepaid mobile number(s), Profile details, Loyalty Programs (if any), Top Up, Manage Data Plan subscriptions, Transaction history, etc. 3. Freebies (if any, or by campaign basis). 4. eWallet Functions and Features. 5. HELP – FAQs 6. Settings 7. Upcoming promotions, news, etc.

Screenshots

OK Wallet4 screens
KOTHA App4 screens

Verdict

The call

The clearest difference is iOS requirement: KOTHA App at 11.0 against OK Wallet's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OK Wallet ships an update every 2 months, KOTHA App every 5 weeks. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
OK Wallet versus KOTHA App: the parameters behind the verdict, then further details
ParameterOK WalletKOTHA App
PriceFreeFree
Rating3.6 (30 ratings) — better—
Positive reviews64.3% of reviews—
Number of ratings30 — better—
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size84 MB97 MB
Age rating4+4+
DeveloperONE Bank LimitedTFP Solutions Berhad

In-app purchases

None

OK Wallet

No in-app purchases

None

KOTHA App

No in-app purchases

Questions

Is OK Wallet free?
OK Wallet is free to download, with no in-app purchases.
Is KOTHA App free?
KOTHA App is free to download, with no in-app purchases.
Do OK Wallet or KOTHA App have ads?
Neither OK Wallet nor KOTHA App shows ads.
Which is updated more often, OK Wallet or KOTHA App?
OK Wallet ships an update every 2 months, and KOTHA App every 5 weeks. Most recently, OK Wallet was updated on October 24, 2026 and KOTHA App on October 14, 2026.

Other comparisons