Comparison

OK Wallet vs gpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OK Wallet

This mobile financial services app allows users to send cash, recharge mobile talk time, pay utility bills, and make payments at stores by scanning QR codes. It offers secure transactions with OTP and PIN verification, and easy access to account balances and transaction history.

Highlights
  • Send cash quickly
  • Recharge mobile talk time
  • Pay utility bills
  • Scan QR code for payments
  • Add money from bank/cards
  • View transaction history
  • Check account balance
Features
Read full description

“OK Wallet” is a Mobile Financial Services application of ONE Bank Limited which is a simple, easy-to-use and highly secured mobile financial App for sending cash quickly to people, recharging mobile talk time, pay utility bills, paying at favourite stores and shops by scanning QR code or using OK merchant payment gateway in case of paying at online shops, tap to know account balance and many more. Highly Secured Mobile Banking Application: OK Wallet app ensures security by OTP (One Time Password) verification which makes the Apps more secured wallet. Moreover, the unique password (PIN) requires for performing transactions. How to Registrar ‘OK Wallet’: It’s Easy! Download OK Wallet App for self-registration by capturing your NID and picture or visit nearest ONE Bank Branch or OK Wallet Agent Point with valid Photo ID (NID/Passport/Driving License) and a copy of lab printed color photograph. Easy Access to OK Account: Simply login to “OK Wallet” Apps by providing OTP and PIN from registered phone number. Also USSD users can dial *269# to get OK Wallet services. User-Friendly Navigation: Comprehensive menu of “OK Wallet” provides convenient access to financial services. Add Money: Enjoy the freedom of adding e-money to your OK Wallet account from Bank account or VISA/Master Cards Mobile Recharge: Convenient & easy way of recharging mobile balance or pay post-paid bills round the clock at any mobile networks: • Robi • Airtel • Banglalink • Grameenphone • Teletalk Pay Your Bills Make payments for your monthly utility bills such as electricity, water, gas, government fees, credit card payment, tuition fees and other services right from the comfort of your home. Select Recipient from Contact List: No need to manually input numbers anymore! Simply select the desired recipient from contact list for fast and error-free financial transaction. Scan QR Code for faster and error free financial transaction: Scan QR Code for faster and error free financial transaction. Scan QR code at merchant outlets for payment and at agent points for easy cash-out. ATM Cash Withdrawal Go to your nearest ONE Bank ATM and withdraw cash from your OK Wallet account on an exciting service charge. OBL ATM operates 24/7 to serve all customers. Statement Exert greater control over your mobile wallet by accessing your detailed transaction history from Transaction menu. Check Limit Know how much more you can transact by having a real-time view of your transaction limits. Account Balance Check Checking your balance is just a tap away. Security Tips: • Don’t share password or OTP to anyone not even to ONE Bank employees. ONE Bank representatives would never ask you to reveal Password or OTP. • Do not fall for the traps of any frauds out of greed, fear, trust or superstition. • Always use trusted Mobile device. • Always log out after finishing an online transaction session. • Frauds can call you and say that they have sent you money by mistake or that you have won the lottery or have got a new job opportunity. They can also mislead you pretending like OBL executive and con you by talking about activation of new services or threatening to shut down your account. • For any of these incidents do not just fall for the trap, first verify the intention and identity of the caller and Contact ONE Bank Call Centre 16269 immediately.

About

gpay

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

Highlights
  • Send and receive money
  • Add money and cash services
  • Pay bills easily
  • Merchant payments via QR codes
  • Mobile recharge
  • Education fee payments
  • Credit card bill payments
Features
Read full description

Welcome to gpay (by Shamadhan Services Limited), a digital financial services provider operating a secure mobile wallet ecosystem across Bangladesh. Whether you're making daily payments, transferring funds, doing mobile recharge, or paying bills, gpay makes transactions simple, safe, and instant. Key Features Send & Receive Money • Instantly transfer money to other gpay users • Send funds to bank accounts and other payment services • Request money from friends and family Add Money • Add money from bank accounts, debit/credit cards, or other digital channels Pay Bills Easily • Electricity, gas, water, internet and other utility bill payments • Government fee payments and service payments Merchant Payments • Pay at shops and online merchants using QR • Secure and instant digital payments Mobile Recharge • Recharge any mobile operator instantly • Access exclusive offers and promotions More Financial Services • Education fee payments • Credit card bill payments • Donations and subscription services • Remittance receiving • Savings and loan services (where applicable) Safe & Secure gpay uses advanced security measures to ensure safe digital transactions and protect user information. Why Choose gpay? • Fast and reliable transactions • Payments anywhere with Bangla QR acceptance • Clear, upfront terms with no hidden costs. • Multiple financial services in one app • Secure digital wallet • Convenient and easy to use Download gpay today and experience a smarter way to manage your finances.

Screenshots

OK Wallet4 screens
gpay4 screens

Verdict

The call

The clearest difference is review sentiment: gpay at 100% against OK Wallet's 64%. gpay also leads on update cadence (fortnightly vs every 2 months). OK Wallet's advantage is rating (3.6 vs 3.2) and ratings volume (30 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OK Wallet holds the better App Store score, 3.6 against 3.2. That said, the two scores are not equally well evidenced: OK Wallet has 30 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 64% of OK Wallet's written reviews are positive against 100% of gpay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

OK Wallet ships an update every 2 months, gpay fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard5 real differences · 5 level
OK Wallet versus gpay: the parameters behind the verdict, then further details
ParameterOK Walletgpay
PriceFreeFree
Rating3.6 (30 ratings) — better3.2 (6 ratings)
Positive reviews64.3% of reviews100.0% of reviews — better
Number of ratings30 — better6
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size84 MB84 MB
Age rating4+4+
DeveloperONE Bank LimitedShamadhan

Customer experience

OK Wallet

All ratings28 ratings
Positive67.9%
Neutral3.6%
Negative28.6%
Written reviews14 reviews
Positive64.3%
Neutral7.1%
Negative28.6%

gpay

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

OK Wallet

No in-app purchases

None

gpay

No in-app purchases

Questions

Is OK Wallet free?
OK Wallet is free to download, with no in-app purchases.
Is gpay free?
gpay is free to download, with no in-app purchases.
Which has better reviews, OK Wallet or gpay?
OK Wallet is rated higher. OK Wallet averages 3.6 out of 5 from 30 ratings, while gpay averages 3.2 from 6 ratings.
Do OK Wallet or gpay have ads?
Neither OK Wallet nor gpay shows ads.
Which is updated more often, OK Wallet or gpay?
OK Wallet ships an update every 2 months, and gpay fortnightly. Most recently, OK Wallet was updated on October 24, 2026 and gpay on October 25, 2026.

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