DirectPay vs Pay for Stripe

This solution facilitates account to account transactions between the merchant and the customer using a quick reference code masking the real account. If both the merchant and the customer are of the same bank to provide it will perform an account to account fund transfer. If they are in different banks, transactions will be facilitated through LankaPay. DirectPay brings users numerous benefits including ease of access and reduction in transaction time and cost. Whenever the user is required to make a payment to the merchant the user can complete their transaction by just scanning the merchant’s QR code by the processing in the mobile application. We satisfy the need of financial transactions being made without going outside Sri Lanka for authorization purposes and to facilitate payments without the use of any 3rd party equipment. Basically what happens in the app is that the Merchants have a QR code masking their information displayed at their shops. The users simply have to scan this QR code and enter the amount to be paid and proceed so that when the transaction is completed the merchant will receive a text message from the bank confirming the payments and the user will also receive a text message from the bank of the payment being completed through an account to account transfer between the merchant bank and the user’s bank only if both these parties are of the same bank. This application provides maximum security to its users. At the time of registration on the DirectPay app, the user is required to enter the account number of the primary account and the phone number that is pre-registered with the bank. When the mobile number is entered, the application would grasp the IMEI number so that the user will not be able to use a separate phone to use this application. If the mobile is lost, another SIM card cannot be used to access our application. If the user has to change the number, he should contact the bank and initially change the mobile number in the bank’s database. There are basically two security features, the first is the password for the application when logging into the app and the second is the mobile IMEI number. For application registration, device change or SIM change there is a separate process to verify and authorize.

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of January 2026.