Comparison

MCF vs uwallet.jo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCF

Securely track your bank balances anytime with this mobile banking app. It offers features like account monitoring, electronic bill payments, currency exchange rate inquiries, and branch location lookups.

Highlights
  • Track bank account balances
  • Electronic bill payments
  • Currency exchange rate inquiries
  • Find branch locations
  • Secure mobile banking
Features
Read full description

أصبح الأن بإمكان عملاء صندوق الائتمان العسكري متبعة أرصدتهم من خلال تطبيق صندوق الائتمان العسكري للخدمة المصرفية عبر الموبيل في أي وقت بأمان.

يتصمن التطبيق الخدمات الآتية:

- متابعة الحساب البنكي
- دفع الالكتروني من خلال اي-فواتيركم
- الإستعلام عن أسعار صرف العملات
- الإستعلام عن مواقع فروع البنك


للإستفسار عن التطبيق أو عن الخدمات المقدمة من صندوق الائتمان العسكري يرجى الإتصال:

مركز الاتصال : 0096264604615
الموقع الإلكتروني : www.mcf.jo

About

uwallet.jo

This mobile wallet app offers a comprehensive suite of digital financial services. It allows for secure payments, money transfers, bill payments, and easy access to nearby agents and ATMs. Users can manage their accounts and transactions with customizable statements and in-app notifications.

Highlights
  • Biometric login and payment execution
  • Person-to-person and merchant money transfers
  • Umniah SMART top-up and bill payments
  • eFawateerCom service integration
  • Cashout at agents and cardless ATM withdrawals
  • Bank account integration for cash-in
  • Locator for agents, ATMs, and merchants
Features
Read full description

uwallet is your all-in-one digital wallet to send money, pay bills, and shop internationally with the lowest fees in the market. Issue a virtual card in seconds and start paying online instantly. With a fresh new design and enhanced user experience, uwallet makes managing your money faster, simpler, and more secure anytime, anywhere. Why choose uwallet? • Lowest international fees in the market • Issue a virtual card instantly and start using it right away • Fast, secure payments with advanced verification • Instant transfers to individuals, merchants, and businesses • Seamless experience with a modern, easy-to-use design Everything you need in one app • Send and receive money instantly (P2P transfers) • Pay bills easily with eFawateerCom integration • Shop online and in-store with physical & virtual cards • Pay contactlessly with Google Pay • Cash in/out and withdraw from ATMs without a card • Find agents, ATMs, and merchants easily More ways to benefit • E-vouchers at competitive prices • Insurance services directly in-app • Salary in advance and quick loan services • “Neqati” loyalty program (earn points and redeem for cash) Safe & trusted uwallet is regulated by the Central Bank of Jordan and supported by leading financial partners, ensuring your money is always secure. Get started Download uwallet today and explore the app as a guest or register in minutes to unlock all features. uwallet. Designed to make your life easier.

Screenshots

MCF4 screens
uwallet.jo4 screens

Verdict

The call

The clearest difference is rating: uwallet.jo at 3.3 against MCF's 2.1. uwallet.jo also leads on review sentiment (33% vs 13%) and update cadence (monthly vs every 3 months). MCF's advantage is iOS requirement (13.7 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

uwallet.jo holds the better App Store score, 3.3 against 2.1. Both are backed by a comparable volume of ratings — 45 and 87 respectively. Written reviews point the same way: 13% of MCF's written reviews are positive against 33% of uwallet.jo's.

UpkeepUpdate frequency

MCF ships an update every 3 months, uwallet.jo monthly. The most recent releases landed on October 2, 2026 and September 30, 2026 respectively.

Scorecard4 real differences · 6 level
MCF versus uwallet.jo: the parameters behind the verdict, then further details
ParameterMCFuwallet.jo
PriceFreeFree
Rating2.1 (45 ratings)3.3 (87 ratings) — better
Positive reviews12.5% of reviews33.3% of reviews — better
Number of ratings4587 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.7 — better18.0
Further details — not scored
Size29 MB263 MB
Age rating4+17+
DeveloperMilatry Credit FundUmniah Mobile Company

Customer experience

MCF

All ratings45 ratings
Positive26.7%
Neutral0.0%
Negative73.3%
Written reviews16 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

uwallet.jo

All ratings87 ratings
Positive56.3%
Neutral4.6%
Negative39.1%
Written reviews21 reviews
Positive33.3%
Neutral4.8%
Negative61.9%

In-app purchases

None

MCF

No in-app purchases

None

uwallet.jo

No in-app purchases

Questions

Is MCF free?
MCF is free to download, with no in-app purchases.
Is uwallet.jo free?
uwallet.jo is free to download, with no in-app purchases.
Which has better reviews, MCF or uwallet.jo?
uwallet.jo is rated higher. MCF averages 2.1 out of 5 from 45 ratings, while uwallet.jo averages 3.3 from 87 ratings.
Do MCF or uwallet.jo have ads?
Neither MCF nor uwallet.jo shows ads.
Which is updated more often, MCF or uwallet.jo?
MCF ships an update every 3 months, and uwallet.jo monthly. Most recently, MCF was updated on October 2, 2026 and uwallet.jo on September 30, 2026.

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