BIA Mobile vs PIORABANK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BIA Mobile
Manage your bank accounts digitally 24/7 from anywhere. View real-time balances, make transfers, and access statements. Features include a loan simulator, branch locator, and instant card blocking.
- Real-time account balance viewing
- Secure transfers within UEMOA zone
- Instant card blocking
- Loan simulator
- Branch and ATM locator
- Currency exchange rates
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“BIANET/BIAMOBILE ” – Your 100% digital bank, always with you! With BIANET/BIAMOBILE , manage your accounts with ease and security, wherever you are, 24/7. Free to download, the app offers a smooth and modern experience, staying true to our commitment: bringing your bank closer to you. Your everyday services: • View your accounts in real time (checking, savings, and term deposits). • Access your account statements and check the status of issued or deposited cheques. • Make and track your transfers (standard, scheduled, recurring, multiple, and salary transfers) safely within the UEMOA zone. • Manage your beneficiaries, download, and send your bank details (RIB) by email in just one click. • Review your transactions and stay in control of your finances. • Easily locate our branches and ATMs. • Use the loan simulator to plan your projects. • Choose your language: French or English. • Explore the demo to discover all the app’s features. • View your cards and transaction history. • Block a card instantly in case of loss or theft. • Check currency exchange rates. • … and much more. And now, discover PI-SPI! • Use a unique “ALIAS” ID to carry out all your transactions. • Make instant payments and transfers, available 24/7 throughout the UEMOA zone. • Send payment requests to other users. • Schedule your payments to be executed automatically at your chosen date and frequency. • Track all your transactions in real time and access your detailed history anytime. The entire BIA Togo team remains committed to continuously developing new features to make your bank even closer to you
PIORABANK
This platform enables instant money transfers between various financial institutions across a region. It allows citizens to make secure and interoperable payments in seconds, available 24/7.
- Instant fund transfers
- Interoperable between financial institutions
- Secure payments
- 24/7 availability
- Simple to use
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La Plateforme Interopérable du Système de Paiement Instantané (PI‐SPI) est une infrastructure régionale de paiement conçue et opérée par la Banque Centrale des Etats de l’Afrique de l’Ouest (BCEAO). Elle permet d’envoyer et de recevoir des fonds instantanément entre différentes structures financières que sont les banques, les émetteurs de monnaie électronique, les institutions de microfinance et les établissements de paiement. Grâce à PI‐SPI, chaque citoyen de l’Union peut effectuer des paiements en quelques secondes, 24h/24, 7j/7, de manière plus simple, sécurisée et interopérable.
Screenshots
Verdict
The clearest difference is rating: BIA Mobile at 3.0 against PIORABANK's 2.0. BIA Mobile also leads on iOS requirement (11.0 vs 13.0). PIORABANK's advantage is update cadence (every 2 weeks vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BIA Mobile holds the better App Store score, 3.0 against 2.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
BIA Mobile ships an update every 4 months, PIORABANK every 2 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | BIA Mobile | PIORABANK |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | 2.0 (1 ratings) |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 4 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 355 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Internationale Pour L'Afrique Au Togo | Orabank Togo |
Customer experience
BIA Mobile
PIORABANK
In-app purchases
BIA Mobile
No in-app purchases
PIORABANK
No in-app purchases
