VYCCU Smart Banking vs Splitler
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VYCCU Smart Banking
This mobile application facilitates online payments for utilities like bills and mobile recharges. It also offers mobile banking features for managing savings and credit cooperative services.
- Utility bill payment
- Mobile recharge and top-up
- Mobile banking
- Savings and credit services
- Online payment facilitation
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Vyccu Smart Banking App is an online payment mobile application developed for utility payment such as bill payment, recharge or top up of service providers like Nepal Telecom, Ncell and Dish Home along with mobile banking features. Why use Vyccu : VYCCU Savings and Credit Cooperative Limited is a primary-level single-purpose cooperative organization (working in the field of saving and credit). While adhering to the international credit union principles, it is engaged in collecting savings from its members, providing a definite interest on the savings and providing loans to its members on easy interest rates, thereby working towards social security and transformation.
Splitler
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Splitler simplifies expense management and cost-sharing among friends. Whether you're planning a trip, dining out, or managing household expenses, Splitler makes it easy to keep track of who owes what. Key Features: Group Expense Tracking: Create groups and add expenses for shared activities or events. Easy Splitting Options: Split expenses equally or customize splits based on contributions. Settle Balances Instantly: See who owes whom and settle up with a tap. User-Friendly Interface: A clean and intuitive design makes expense management hassle-free. Data Security: Your financial data is safe and secure. No more awkward conversations or messy calculations—Splitler ensures fair and transparent expense distribution for every situation. Start simplifying your finances today!
Screenshots
Verdict
The clearest difference is device support: VYCCU Smart Banking at 3 against Splitler's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | VYCCU Smart Banking | Splitler |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 63 MB | 27 MB |
| Age rating | 4+ | 17+ |
| Developer | VYCCU Savings and Credit Cooperative Limited | u-paid-m |
In-app purchases
VYCCU Smart Banking
No in-app purchases
Splitler
No in-app purchases
Questions
Is VYCCU Smart Banking free?
Is Splitler free?
Do VYCCU Smart Banking or Splitler have ads?
Which is updated more often, VYCCU Smart Banking or Splitler?
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