Comparison

Banque Cramer Cronto vs Spar Key

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Banque Cramer Cronto

Read full description

use your smartphone camera to instantly scan a graphical cryptogram on the PC screen and follow the instructions to login into BCC e-banking site and mobile app in the best secure way .

About

Spar Key

Features
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Sparkasse Bank Malta plc has released an Authentication Application that has removed the need for a physical token to be used when accessing and transacting on your account(s) using the Bank’s Online Banking System. Spar Key enables a more secure and efficient environment for Sparkasse Bank Malta plc’s clients throughout the following processes: β€’ Logging-in into the Bank’s Online Banking System; β€’ Authorising the release of Payment Instructions; and β€’ Authorising the release of Securities related orders. Spar Key has been developed in compliance with the requirements on Strong Customer Authentication stemming from β€˜the EU’s Payment Services Directive II (PSD II)’.

Screenshots

Banque Cramer Cronto1 screens
Spar Key4 screens

Verdict

The call

Banque Cramer Cronto and Spar Key are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Banque Cramer Cronto ships an update every 15 months, Spar Key every 19 months. The most recent releases landed on September 29, 2026 and October 1, 2026 respectively.

ScorecardNo meaningful differences
Banque Cramer Cronto versus Spar Key: the parameters behind the verdict, then further details
ParameterBanque Cramer CrontoSpar Key
PriceFreeFree
Update frequencyEvery 15 months β€” betterEvery 19 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 β€” better12.4
Further details β€” not scored
Size14 MB44 MB
Age rating4+4+
DeveloperAvaloq Sourcing Switzerland and Liechtenstein SASparkasse Bank Malta plc

In-app purchases

None

Banque Cramer Cronto

No in-app purchases

None

Spar Key

No in-app purchases

Questions

Is Banque Cramer Cronto free?
Banque Cramer Cronto is free to download, with no in-app purchases.
Is Spar Key free?
Spar Key is free to download, with no in-app purchases.
Do Banque Cramer Cronto or Spar Key have ads?
Neither Banque Cramer Cronto nor Spar Key shows ads.
Which is updated more often, Banque Cramer Cronto or Spar Key?
Banque Cramer Cronto ships an update every 15 months, and Spar Key every 19 months. Most recently, Banque Cramer Cronto was updated on September 29, 2026 and Spar Key on October 1, 2026.

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