iCard vs Andalus Mobile

* iCard users can purchase prepaid cards and gift coupons any time anywhere. * All you need is smartphone or computer connected to the Internet and, for payment, you can use: a) iCash App from Umbrella.ly (iCash subscription needed) or b) Libyana Mobile Phone Co. airtime credit or c) Moamalat service-supported debt card issued by local Libyan banks * Never again worry about losing a card or damaging the secret redeem number * Users will neither be restricted to the availability of a desired card nor need to actually go to a shop which could be closed or out of stock ** Target users: * Any user of iCard, but Umbrella Company’s iCash subscribers will benefit from other functionality * iCard accepts payments using iCash app or via Libyana Mobile Phone Co. airtime credit or using Moamalat service-supported debt card issued by local Libyan banks ** The main items available for sales using iCard: Wide variety of prepaid top-up cards, coupons and international and local gift vouchers ** Deliverables and usage: The delivery of goods is in non-tangible digital form viz. the receipt by the buyer of a secret redeem code as issued by the company or vendors producing and owning the card or the coupon in question The code delivered enables the buyer to activate and redeem the value of the card and collect it using the appropriate channels and procedures facilitated by the company producing the card All terms and conditions set by the coupon or cards’ vendors and manufacturers apply and regulate the relationship between them and the consumer iCard does not deliver any physical product or commodity ** Features: Purchase prepaid cards from local telecoms companies Purchase gift vouchers and prepaid coupons from international companies The user can top-up their credit directly when using the local recharge cards The card can be sent to any other user All previous purchases can be viewed for cost planning ** Terms of Service and Privacy: Visit the iCard site

Andalus Mobile – Official Mobile Banking App of Andalus Bank Andalus Mobile is the official mobile banking application designed exclusively for Andalus Bank clients. It provides a secure, reliable, and modern digital banking experience, giving you full control over your accounts and services anytime and anywhere. Key Features: Secure Access Biometric login (Face ID / Fingerprint) One-time password (OTP) verification Secure session management across devices Accounts and Cards View real-time account balances and transaction history Access detailed statements with search and filtering Manage debit cards: activation, deactivation, freeze, PIN change, and spending limits Instant alerts and notifications for all account and card activity Transfers and Payments Instant transfers to Andalus Bank and other banks Scheduled and recurring transfers Quick transfers to saved beneficiaries International transfers (if supported by the bank) LYPay instant payments using IBAN or alias Bill payments for telecom, internet, and other services QR Payments Pay merchants by scanning QR codes Generate your personal QR code to receive payments Accept QR payments for merchants registered with Andalus Bank Real-time confirmation and transaction history Financial Insights Categorized spending overview Monthly reports and trends Real-time alerts for account activity Corporate and Merchant Features (Available for eligible clients) Merchant QR acceptance with real-time settlement Dashboard for merchant transactions Corporate account management Approve or reject transactions Payroll and bulk payment features Branches and ATMs Search for nearby Andalus Bank branches and ATMs View working hours and available services Integrated map navigation Support and Service Requests Submit inquiries and service requests directly from the app Track the status of requests Secure in-app messaging Report lost or compromised cards immediately